I have had SCU for 5 years now and it has served well. Agree that the devaluation some time back reduced its appeal a lot but i am still able to derive enough value. Since you effectively pay 900/- , if you are able to derive 10K in a year its definitely worth it. I am able to easily extract 20-30K. Apart from Marriott vouchers which always come in handy , i have used decathlon vouchers. I also got Samsonite luggage which is generally pricey but something i prefer. The voucher catalogue is not as good as it used to be but still decent for the 900 bucks.