Scapia Credit Card co-branded With Federal Bank Full Details.

[TechnoFinoTechnoFino is verified member.]

SCAPIA TECHNOLOGY PVT. LTD (a fintech company) and Federal Bank are set to launch a co-branded credit card. Let's examine its benefits and reward system:
[Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF ]



Benefits:

1. Unlimited domestic lounge access (unlock after spending 5000 in a month)
2. Zero Forex Markup Charges

Fees: Lifetime Free Credit Card. No joining fees, No annual fees.

Reward System:
Online & Offline Spends: earn 10 Scapia coins for every Rs. 100 spent.
Travel Booking on Scapia App: 20 Scapia coins for every Rs. 100 spent.

No reward points on international spends

Redemption:
5 Scapia coins = Rs. 1
You can redeem them for booking flights and hotels on the Scapia app.

Reward Rate: Normal spends - 2%
Travel booking via Scapia - 4%

Opinion: The benefits offered by this card look impressive. The inclusion of unlimited domestic lounge access is quite unexpected for a lifetime free card. However, one need to spend Rs. 5000 in month to get unlimited domestic lounge access. We'll have to wait for the detail terms and conditions to get a better idea about the card.
Apply for LTF Scapia Federal Bank Credit Card: https://bit.ly/TFSCF

 

[suhasa010]

From TG:

 

[rp0703]

From TG:

View attachment 20883

Including enquiry made for scapia card?

 

[suhasa010]

Including enquiry made for scapia card?

I hope not

 

[shashank08]

From TG:

View attachment 20883

I had 8 queries in last 6 months but card got approved.
Just now received virtual card activation message as well..

So this information doesn't look correct.

 

[R@J]

I have an Education loan so according to @raaz_rs2 I will be rejected

Yes...It will be.... Screenshot from mail:

 

[federer.reddevil]

From TG:

View attachment 20883

So this is the criteria for Federal Bank?

 

[suhasa010]

So this is the criteria for Federal Bank?

Probably

 

[tbk]

Has anyone got info about list of domestic lounges availed by this scapia card, if it's very few then not much beneficial to get.

asking as I've observed hdfc millennia has less cities as compared to mmt credit card.

 

[gamersgzb]

Has anyone got info about list of domestic lounges availed by this scapia card, if it's very few then not much beneficial to get.

asking as I've observed hdfc millennia has less cities as compared to mmt credit card.

I checked in the app and there are many lounges available... 5 each in delhi, mumbai, bangalore (inlcuding 080)...

 

[shashank08]

Has anyone got info about list of domestic lounges availed by this scapia card, if it's very few then not much beneficial to get.

asking as I've observed hdfc millennia has less cities as compared to mmt credit card.

These are the cities where lounge access available for this card and it is a decent list
Some cities have multiple lounges like 5 in mumbai, 5 in bangalore (includes 080 lounge), etc..

 

[tbk]

Thanks for sharing, I'm also looking to apply after they're out of beta phase.

 

[KingAAR]

me having 27 enquiries in past 6 months

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

me having 27 enquiries in past 6 months

Does axis also have similar policy?

 

[KingAAR]

Does axis also have similar policy?

I dunno for sure, but generally its better not to have too many enquiries

 

[suhasa010]

Does axis also have similar policy?

Nope. I have 33 enquiries since 3 months.
They approved My Zone just now.

 

[zaid_2913]

Nope. I have 33 enquiries since 3 months.
They approved My Zone just now.

Where as i am worried for my 22 enquires in last 3 years.

 

[suhasa010]

Where as i am worried for my 22 enquires in last 3 years.

Life is short, chill maro

 

[Vikaas]

These are the cities where lounge access available for this card and it is a decent list
Some cities have multiple lounges like 5 in mumbai, 5 in bangalore (includes 080 lounge), etc..
View attachment 21071View attachment 21072View attachment 21073View attachment 21074

Which lounge is available in patna can you check please ?

 

[gamersgzb]

Which lounge is available in patna can you check please ?

Patna is not available in the list ...

 

[Vikaas]

Should I go for core cards of federal or scapia is good?