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secured card help

im in indraprastha university.... I am going with icici... opening a basic 10k account with them and will do fd of 1 lakh and get platinum chip card.... also in how time will they give me unsecured icici amazon card
If u never applied icici apay & less than 21

3-6 month u will get pre approved offer in Amazon ..
 
im 21 right now... applied for platinum and icici amazon pay card before and both were rejected.. If I get icici platinum on fd basis, will I still get amazon pay card in a few months
If u never applied icici apay & less than 21

3-6 month u will get pre approved offer in Amazon .
 
my cibil score is 744 now, Experian is 630. Have 0 loan 0 active credit card right now. If I get a secured card, how much to use it so my civil score improves and in how much time
 
CL increment as in lets say my DCB limit is 50K I can increase it to 10L via 10L FD ?
thats a bad beat, no sane customer should opt for it
DCB floor limit itself is 5L

To get infinia you need 2 out of 3 criteria one of which is CL above 8.5L.

I think majority of credit card enthusiasts would chose this route if they want infinia and have spends rather than go for ulip route.
 
Floor limit of DCB is 5L. If yours is 50k, you can write to hdfc to increase limit and make a strong case that since it's a super premium cc, it should have higher limit. However I'm not convinced that limit is 50K on its own. Either some bug, or temporarily limit decrease has happened. @SSV thoughts?
 
my 2 cents:
-Its Diners Black Card by HDFC
-If I prove what will change? noone gonna put a FD on my behalf to get y limit increased and there is no RBI provision to help me.
I believe u bro, even I have HDFC infinia of 10k limit and axis magnus with 5k limit. My icici emralde is 4k limit and my amex platiinum is 500 rupees limit only
 
Floor limit of DCB is 5L. If yours is 50k, you can write to hdfc to increase limit and make a strong case that since it's a super premium cc, it should have higher limit. However I'm not convinced that limit is 50K on its own. Either some bug, or temporarily limit decrease has happened. @SSV thoughts?
I had conversation with folks many times they told me not possible for Alumni program LTF cards.
Only possibility is if I can spend 10L+ on the card in a year which I will pass anyday
 
I had conversation with folks many times they told me not possible for Alumni program LTF cards.
Only possibility is if I can spend 10L+ on the card in a year which I will pass anyday
Bro... Even I had the alumni LTF DCB... They NEVER GAVE IT below 5L. I don't have internal policy proof but below link lists FLOOR limit of card (under which they don't issue it)


When I personally wrote to PNO, they told me if my CL falls below 8.5L, they would downgrade infinia to DCB. Assuming same would be for DCB to regalia gold.
 
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