Should I use SBI Cashback credit card for Sale Discount?

[Ekavya]

I am getting 581 off on Axis Credit cards and 500 off with SBI DEBIT AND CREDIT CARDS INCLUDING Cashback Credit Card. Should I go with SBI Cashback CC for extra 5% CB?

Or they will deduct it from my Rewards in the future?


BTW in Flipkart's Home page SBI isn't included for 10% Discount.

 

[luciferlucifer is verified member.]

you will not get any rewards or CB if card discount is applied

 

[Shoxie]

I am getting 581 off on Axis Credit cards and 500 off with SBI DEBIT AND CREDIT CARDS INCLUDING Cashback Credit Card. Should I go with SBI Cashback CC for extra 5% CB?

Or they will deduct it from my Rewards in the future?
View attachment 71942

BTW in Flipkart's Home page SBI isn't included for 10% Discount. View attachment 71943

Is the discount 500 flat for all prepaid orders or something along those lines?

If yes, and considering that SBI is not a partner for the sale, I believe you'll also get the CB additionally.

Afaik, SBI reverses CB only if they're a partner to the sale and you've availed instant discount. You're case is not that. So go ahead and use SBI CB CC, unless something has changed recently.

Mark the answer as solution if it did help you out.

 

[Ekavya]

Got two conflicting answers. Don't know what to do

 

[Shoxie]

@SSV @NShah any help?

 

[SSV]

I am getting 581 off on Axis Credit cards and 500 off with SBI DEBIT AND CREDIT CARDS INCLUDING Cashback Credit Card. Should I go with SBI Cashback CC for extra 5% CB?

Or they will deduct it from my Rewards in the future?
View attachment 71942

BTW in Flipkart's Home page SBI isn't included for 10% Discount. View attachment 71943

@SSV @NShah any help?

Go with SBI CB card, most likely you will get 5% CB as well.. I am reasonably confident about it...

 

[helloworld]

Is the discount 500 flat for all prepaid orders or something along those lines?

If yes, and considering that SBI is not a partner for the sale, I believe you'll also get the CB additionally.

Afaik, SBI reverses CB only if they're a partner to the sale and you've availed instant discount. You're case is not that. So go ahead and use SBI CB CC, unless something has changed recently.

Mark the answer as solution if it did help you out.

If its not the partner then why its offering instant discount?

Important Notices for SBI Credit Cardholders - Read Now | SBI Card

Find all the important notices with respect to any change in credit card tariff, charges, interest, etc. for SBI Credit Cardholders on our official website.

www.sbicard.com

Its not when they're partner, its when they provided instant discount, as per this document.

 

[Shoxie]

If its not the partner then why its offering instant discount?

View attachment 71949

Important Notices for SBI Credit Cardholders - Read Now | SBI Card

Find all the important notices with respect to any change in credit card tariff, charges, interest, etc. for SBI Credit Cardholders on our official website.

www.sbicard.com

Its not when they're partner, its when they provided instant discount, as per this document.

That's why I had asked specifically in my first sentence if it's actually applicable for all prepaid methods. Sometimes, these sort of offers are also provided.

 

[vine]

If its not the partner then why its offering instant discount?

View attachment 71949

Important Notices for SBI Credit Cardholders - Read Now | SBI Card

Find all the important notices with respect to any change in credit card tariff, charges, interest, etc. for SBI Credit Cardholders on our official website.

www.sbicard.com

Its not when they're partner, its when they provided instant discount, as per this document.

This talks about RP. Does it imply cashback earned too?

 

[Shoxie]

This talks about RP. Does it imply cashback earned too?

Yeah, it does.

Honestly, the difference is just 81rs. Upside is somewhere around 275CB. So I guess he has to take a call and gamble.

 

[SSV]

Yeah, it does.

Honestly, the difference is just 81rs. Upside is somewhere around 275CB. So I guess he has to take a call and gamble.

This is how we should see the things!!

 

[vine]

sidebar: Am on flipkart and I dont see SBI offer , I wonder is it targeted offer

 

[Shoxie]

sidebar: Am on flipkart and I dont see SBI offer , I wonder is it targeted offer

Probably related to a specific product. If it's specific product/targeted, then I believe even more that CB would get posted and not be reversed.

 

[SSV]

sidebar: Am on flipkart and I dont see SBI offer , I wonder is it targeted offer

Sometimes the offer will be product specific rather user specific

 

[qf037x42v]

Go with SBI CB card, most likely you will get 5% CB as well.. I am reasonably confident about it...

Can confirm, I got the double dip last year. Instant discount and CB. Nothing is reversed yet.

 

[vine]

@Ekavya just curious about the type of product you are buying, only if you are ok to disclose.

 

[bing1309]

You should not see reward points in lowend cards just focus on instant discounts that's the major roll of credit card. Only see reward points in high-end cards now coming to sbi cashback if you get more on instant discount use it i believe it's more value in instant discount rather than reward points

 

[Ekavya]

@Ekavya just curious about the type of product you are buying, only if you are ok to disclose.

It's a phone for an elderly Relative. POCO M6 5G trying to buy it with Exchange offer.

 

[Ekavya]

Yeah, it does.

Honestly, the difference is just 81rs. Upside is somewhere around 275CB. So I guess he has to take a call and gamble.

I am willing to take this Gamble for this Community!

 

[SSV]

I am willing to take this Gamble for this Community!

Don't take this gamble for us, take for yourself and your elderly relative..