Should we switch from Infinia metal to Emeralde Private metal ?

[bhaveshbhai]

After ICICI emeralde private metal has announced 36% valueback against 33% of Infinia , should one think of switching to ICICI ecosystem now ? I already have infinia and eligible for emeralde private metal

For people who dont know about this new announcement, More details about 36% valueback on hotel bookings through new ishop portal can be found at https://www.technofino.in/community...s-portal-launched-upto-36-reward-rate-.37913/

 

[Pissant]

I opened an ICICI Wealth Management account and Demat today.

 

[bhaveshbhai]

I opened an ICICI Wealth Management account and Demat today.

How does it answer my question ? Am I missing something here

 

[palen]

Make hay while the sun shines

 

[panchabhut]

ICICI is trying to pull the premium customers right now. But once they get enough, they are bound to devalue.

 

[Centurion_wala]

I already have infinia and eligible for emeralde private metal

And what makes you think that you’re eligible for this card?

 

[cardio_guycardio_guy is verified member.]

I opened an ICICI Wealth Management account and Demat today.

Hi bro, some questions. I also went out branch to start WM today.
How much initial funding did you do? They asked me for 5L cheque.
Otherwise is it better to start privilege account and then upgrade it to WM?
Any thing to take care? I'm finalizing on Monday.

 

[Pissant]

Hi bro, some questions. I also went out branch to start WM today.
How much initial funding did you do? They asked me for 5L cheque.
Otherwise is it better to start privilege account and then upgrade it to WM?
Any thing to take care? I'm finalizing on Monday.

They told me 10lk initial and I said yes since I had the funds anyway. You also get bonus brokerage with icici direct. It is capped upto 4000 upon cheque of 4lk and above I believe. You get 1% of the value of cheque in brokerage.

 

[Pissant]

How does it answer my question ? Am I missing something here

I basically said yes, trying to get involved into the ICICI Ecosystem.

 

[EnthuCC]

I opened an ICICI Wealth Management account and Demat today.

How does it ensure Emeralde Private metal?
My ICICI card limit is 5L which they haven't increased in last 2-3 years. And in card upgrade they show me paid Rubyx and Sapphiro only.

 

[Pissant]

How does it ensure Emeralde Private metal?
My ICICI card limit is 5L which they haven't increased in last 2-3 years. And in card upgrade they show me paid Rubyx and Sapphiro only.

It does not really ensure anything but it gets the foot in the door. I was looking into opening an ICICI Account anyway for Icici Direct and now this revaluation of their cards pushed me over the edge.

 

[Aegon]

After ICICI emeralde private metal has announced 36% valueback against 33% of Infinia , should one think of switching to ICICI ecosystem now ? I already have infinia and eligible for emeralde private metal

For people who dont know about this new announcement, More details about 36% valueback on hotel bookings through new ishop portal can be found at https://www.technofino.in/community...s-portal-launched-upto-36-reward-rate-.37913/

Its an almost even comparison
Depending on anything that matches your lifestyle and definitely not 33% and 36% comparison.

One unique offering would be the ability to redeem 100%/90% on flight and hotel bookings, even 50% on gift cards.

 

[panchabhut]

I am getting Emerald PVC as upgrade option. Would I be eligible for EPM?

 

[cardio_guycardio_guy is verified member.]

I am getting Emerald PVC as upgrade option. Would I be eligible for EPM?

EPVC = Free 0 OR Paid 12000 + 12000?

 

[panchabhut]

EPVC = Free 0 OR Paid 12000 + 12000?

Paid 12K+12K. Also checked with same mobile, pre-approved for Times black paid.

 

[cardio_guycardio_guy is verified member.]

Paid 12K+12K. Also checked with same mobile, pre-approved for Times black paid.

Not worth going for paid.

 

[panchabhut]

Not worth going for paid.

yes, I would opt only if they give the metal one.

 

[bikramnitj]

Got 21L shared limit between Saphiro n Rubyex.. both are useless to me.. do you think it can be upgraded to the metal emerald? , i had a salary account earlier with ICICI but shifted to axis later on

 

[techstrom007]

They told me 10lk initial and I said yes since I had the funds anyway. You also get bonus brokerage with icici direct. It is capped upto 4000 upon cheque of 4lk and above I believe. You get 1% of the value of cheque in brokerage.

Anything else required for epm apart from the initial 10L deposit ? anything on salary criteria or anything else.

10L seems fine ..

 

[Pissant]

Anything else required for epm apart from the initial 10L deposit ? anything on salary criteria or anything else.

10L seems fine ..

those are the requirements for Wealth account, not EPM. Wealth account does not guarantee EPM, or any cc for that matter.