SimpliFi - Fi Secured credit card

[V G]

I just opened my app and got Fi secured credit card invite. I applied and got it instantly. This card name is simplifi credit card. App is not having much information regarding rewards.

1. FD required min. 15000. Credit Limit 90% of FD amount.
2. Life Time Free. INR 200 charges if card is cancelled within 12 months.
3. 5 coins on weekdays.
4. 15 fi coins on weekends
5. 5 coins equals to 20 paisa. I think this is not correct.
6. Fi Federal offers applicable ( I assume)
7. No CIBIL inquiry.

 

[V G]

Yes. I was able to redeem my coins for Vistara. I have not start using this card. But air mile transfer unlocked as soon as I got virtual credit card. I could use existing coins for this transfer.

 

[KingAAR]

I dont want to waste money on fd, if this amount was low could have done it

 

[aayusharyan]

Where are you folks getting option for this Secured CC?
For me it just shows something like You are ineligible.

 

[raghu.rokda]

Where are you folks getting option for this Secured CC?
For me it just shows something like You are ineligible.

On Fi app in credit card section

How much old is your Fi account ?

 

[aayusharyan]

On Fi app in credit card section

How much old is your Fi account ?

My account is like 2-3 years old now.
I see this.

 

[raghu.rokda]

My account is like 2-3 years old now.
I see this.

You want to apply this useless card ?

 

[aayusharyan]

You want to apply this useless card ?

It would be good to know that I am eligible. Even though if I don't apply. 🙈

 

[raghu.rokda]

Mujhe to daily notification dete hai apply k liye

 

[aayusharyan]

Mujhe to daily notification dete hai apply k liye

I already have an FD running with Fi. Maybe that's why. This needs new FD to be created. 🤔

 

[blaze]

Where are you folks getting option for this Secured CC?
For me it just shows something like You are ineligible.

You will be invited shortly. Its being made available in batches.

 

[V G]

It, being a secured card, will be made available to everyone. I know someone who has few months old account and got the invite. It is just good for fi federal discounts. Otherwise, useless card.
I had in Nov closed my one card of federal bank and got this secured card in same month. I don't know if these two are somehow linked.

 

[wolfdalalstreet]

Is this CC applicable for Federal Bank CC Offers on Amazon/Flipkart/Croma?

 

[V G]

Is this CC applicable for Federal Bank CC Offers on Amazon/Flipkart/Croma?

I did not try but mentioned in the app.

 

[wolfdalalstreet]

I did not try but mentioned in the app.

Where is it mentioned? Asking since I would only be interested if the offers are applicable.

 

[suhasa010]

It, being a secured card, will be made available to everyone. I know someone who has few months old account and got the invite. It is just good for fi federal discounts. Otherwise, useless card.
I had in Nov closed my one card of federal bank and got this secured card in same month. I don't know if these two are somehow linked.

It's sad how most of the vouchers now are credit card exclusive. It's like they want everyone to have this useless fd card or else part with 90% of the vouchers.

 

[D₹V]

Time to unwatch the thread.

Shit card.

 

[V G]

Where is it mentioned? Asking since I would only be interested if the offers are applicable.

App is not allowing me to take screenshot. But in offers, when I go to detail, I found this line for some of the offers "At checkout use your Fi-Federal Credit card for making the payment". This is on Ajio offer detail page.

For some, it mentions "Apply the SimpliFi Credit Card offer". This is on Bookmyshow offer detail page.

 

[Deleted member 19066]

What happens after FD Maturity???

 

[V G]

What happens after FD Maturity???

FD gets Auto Renewed

 

[wolfdalalstreet]

FI sent a message stating that there are Welcome vouchers worth Rs. 5000/- when you take this card.
SonyLiv 999/-
Myntra 500 X 2
Zomato 250 X 4
Uber 100 x 5
Croma 500 x 1
& some others.

Is it still worth it? I am just inclined to apply if this card works on Federal Bank CC Offers.