SimpliFi - Fi Secured credit card

[V G]

I just opened my app and got Fi secured credit card invite. I applied and got it instantly. This card name is simplifi credit card. App is not having much information regarding rewards.

1. FD required min. 15000. Credit Limit 90% of FD amount.
2. Life Time Free. INR 200 charges if card is cancelled within 12 months.
3. 5 coins on weekdays.
4. 15 fi coins on weekends
5. 5 coins equals to 20 paisa. I think this is not correct.
6. Fi Federal offers applicable ( I assume)
7. No CIBIL inquiry.

 

[D₹V]

I just opened my app and got Fi secured credit card invite. I applied and got it instantly. This card name is simplifi credit card. App is not having much information regarding rewards.

1. FD required min. 15000. Credit Limit 90% of FD amount.
2. Life Time Free. INR 200 charges if card is cancelled within 12 months.
3. 5 coins on weekdays.
4. 15 fi coins on weekends
5. 5 coins equals to 20 paisa. I think this is not correct.
6. Fi Federal offers applicable ( I assume)
7. No CIBIL inquiry.

Was it necessary to take FD card ? 🤷

 

[lucifer]

What is the FD interest rate did you get?

 

[V G]

Was it necessary to take FD card ? 🤷

Yes. It is secured card.

 

[V G]

What is the FD interest rate did you get?

7.40%. I just took this card for Fi-Federal offers. I did FD of 15000 only. Got limit of 13500.

 

[Unitfunction]

A friend took the card, and it looks quite good for a secured card.

 

[manit]

Even I got the invite today. What are the major benefits of this card?

 

[gabey14]

Please provide more details about this card is it worth taking?

 

[manit]

The card features mentioned in thier website seems totally different, it has a annual fee of 2k. The invite I got is for secured card, can't find the benefits of this card.

 

[sxchzy]

KINDLY CHECK THE MITC ATTACHED

 

[manit]

KINDLY CHECK THE MITC ATTACHED

MITC was in the invite page. After proceeding to the Step1 of the application, I'm not able to go back.

 

[V G]

MITC was in the invite page. After proceeding to the Step1 of the application, I'm not able to go back.

Please see first post of this thread.

 

[V G]

Even I got the invite today. What are the major benefits of this card?

I do not remember correctly as once I proceeded to step 2, I could not go back. Even after taking the card, benefits not visible on app. The only reason I took it to get Fi-Federal bank offers. Now waiting for physical card. I may get benefits details page with that card.

It mentioned something like 3% return on weekends. But not sure.

 

[manit]

Please see first post of this thread.

Oh Thanks. Very stupid of me to miss that.

 

[raghu.rokda]

I do not remember correctly as once I proceeded to step 2, I could not go back. Even after taking the card, benefits not visible on app. The only reason I took it to get Fi-Federal bank offers. Now waiting for physical card. I may get benefits details page with that card.

It mentioned something like 3% return on weekends. But not sure.

Please show pic of card after delivery

 

[coseee]

If this card is eligible for the BOGO BookMyShow offer, it's not a bad card to hold. Considering that many Fi-Coins rewards now are credit card exclusive too.

 

[raghu.rokda]

I just opened my app and got Fi secured credit card invite. I applied and got it instantly. This card name is simplifi credit card. App is not having much information regarding rewards.

1. FD required min. 15000. Credit Limit 90% of FD amount.
2. Life Time Free. INR 200 charges if card is cancelled within 12 months.
3. 5 coins on weekdays.
4. 15 fi coins on weekends
5. 5 coins equals to 20 paisa. I think this is not correct.
6. Fi Federal offers applicable ( I assume)
7. No CIBIL inquiry.

Is there any option to upgrade this card to any unsecured federal cc ?

 

[blaze]

If this card is eligible for the BOGO BookMyShow offer, it's not a bad card to hold. Considering that many Fi-Coins rewards now are credit card exclusive too.

But are these fi coins credit card exclusive offer applicable for both fi credit cards or only for fi unsecured credit card? Since there's also an option of air miles transfer using fi coins. If its there, its a super good credit card. Will have to get one.

 

[blaze]

If someone has received the credit card, can they confirm if they are able to redeem the fi coins offer? Also, is bookmyshow offer applicable?
Thanks in advance

 

[blaze]

15% Fi coins on weekends and 5% on weekday

This is pathetic offerings. As fi infinite memeber I already receive 20% fi coins on debit card spend always.

Only plus point would be if we are able to redeem fi coins as air miles or redeem these exclusive fi coins rewards. Also if there's no cap on 20% off on swiggy, paytm, BookMyShow but that seems far fetched.