SimpliFi - Fi Secured credit card

[V G]

I just opened my app and got Fi secured credit card invite. I applied and got it instantly. This card name is simplifi credit card. App is not having much information regarding rewards.

1. FD required min. 15000. Credit Limit 90% of FD amount.
2. Life Time Free. INR 200 charges if card is cancelled within 12 months.
3. 5 coins on weekdays.
4. 15 fi coins on weekends
5. 5 coins equals to 20 paisa. I think this is not correct.
6. Fi Federal offers applicable ( I assume)
7. No CIBIL inquiry.

 

[V G]

FI sent a message stating that there are Welcome vouchers worth Rs. 5000/- when you take this card.
SonyLiv 999/-
Myntra 500 X 2
Zomato 250 X 4
Uber 100 x 5
Croma 500 x 1
& some others.

Is it still worth it? I am just inclined to apply if this card works on Federal Bank CC Offers.

I just spoke to them. These vouchers are for unsecured card. Please be careful while applying. They call their unsecured card AmpliFi. Cost of unsecured card is 2000+GST Joining and Annual both.

 

[blacktiger]

I just spoke to them. These vouchers are for unsecured card. Please be careful while applying. They call their unsecured card AmpliFi. Cost of unsecured card is 2000+GST Joining and Annual both.

you are right, its listed in their website https://fi.money/blog/posts/how-to-...ing-for-fi-federal-amplifi-credit-card-online

 

[armat]

I just spoke to them. These vouchers are for unsecured card. Please be careful while applying. They call their unsecured card AmpliFi. Cost of unsecured card is 2000+GST Joining and Annual both.

did they devalued cash back? It’s 3% for amplifi card. Earlier it was 5%. Do FI have 3 card variant ?

 

[armat]

15% Fi coins on weekends and 5% on weekday

This is pathetic offerings. As fi infinite memeber I already receive 20% fi coins on debit card spend always.

Only plus point would be if we are able to redeem fi coins as air miles or redeem these exclusive fi coins rewards. Also if there's no cap on 20% off on swiggy, paytm, BookMyShow but that seems far fetched.

It this screenshot it of FI AMPLIFI Card ?

 

[armat]

Is Fi federal credit card and Fi amplifi credit card are different?

 

[BeingIncog]

Is Fi federal credit card and Fi amplifi credit card are different?

no they are same

 

[armat]

no they are same

But earlier, 5% cash back for top brands, now it’s 3%. Did they devalued?

 

[BeingIncog]

But earlier, 5% cash back for top brands, now it’s 3%. Did they devalued?

yes probably.
,

 

[MrRobot]

3% Forex Markup , could have been a good card if it was 0% like IDFC First Wow.

 

[dduseracc]

These Welcome gifts are on the AmpliFi card & not on the SimpliFi card

 

[MrRobot]

These Welcome gifts are on the AmpliFi card & not on the SimpliFi card

Hate myntra, myntra will only give you coupons on certain 2 clothes and the final bill should be 1crore plus only then they will give you 1000rs off.

 

[raghu.rokda]

Hate myntra, myntra will only give you coupons on certain 2 clothes and the final bill should be 1crore plus only then they will give you 1000rs off.

On selected clothes..
Bole to छटा हुआ माल 😂

 

[Shubham Yadav]

On selected clothes..
Bole to छटा हुआ माल 😂

Ek dum sahi mauda tum

 

[suhasa010]

These Welcome gifts are on the AmpliFi card & not on the SimpliFi card

Is it worth taking for first year only though?
Any info on the T&Cs of these Vouchers?

 

[rp0703]

Yes. I was able to redeem my coins for Vistara. I have not start using this card. But air mile transfer unlocked as soon as I got virtual credit card. I could use existing coins for this transfer.

What the bin?

 

[aayusharyan]

Is it worth taking for first year only though?
Any info on the T&Cs of these Vouchers?

Taking CCs for just 1 year is not a recommended thing to do. Credit score is boosted when you have aged credit accounts. I am talking 5-7 years at least. So, I would not recommend to get a card just for 1 year.

 

[Iam₹K$]

Has anyone use simplifi cc to avail 20% cashback at swiggy? I did a transaction of Rs.517, no cashback (money plant) received yet. Only 77 fi-,coins are shown to be credited 10 days after bill is generated.

 

[sxchzy]

it should be a instant discount right?

 

[Iam₹K$]

it should be a instant discount right?

In T&C it said after order has been successfully placed, a money plant will be received, which upon opening will give cashback of 20%

 

[sxchzy]

read the conditions of the tnc