Star Health Insurance - Renew or Port ?

[Tonymathew]

New India insurance has room rent limit (1-1.5%) and sub-limit of different operation/surgery (Cataract etc). Please go through the policy carefully. I would recommend to port to HDFC Optima secure as chances of health issues are high at this age and better to pay higher premium to get claims.

Take a example: If you pay 60-70k premium every year and in 5 yrs you get claim of 4-5 lakhs then also it is saving.

Understood.. thanks Lot brother

 

[Tonymathew]

@sjmajumder

While filing a dispute with Insurance Ombudsman, should I approach the ombudsman, under whose jurisdiction the hospital where I took treatment comes under?

Or to that Ombudsman, under whose jurisdiction my current address comes under.

Example: I am a doctor, from Kerala, working in Odisha. I have my health insurance registered to my work address in Odisha. But I took the treatment from a hospital in Kerala. So to Bhubaneswar Ombudsman/Kochi Ombudsman should I mail to?

 

[m4b]

I see Star Health, immediate ans was to port.

 

[sjmajumder]

@sjmajumder

While filing a dispute with Insurance Ombudsman, should I approach the ombudsman, under whose jurisdiction the hospital where I took treatment comes under?

Or to that Ombudsman, under whose jurisdiction my current address comes under.

Example: I am a doctor, from Kerala, working in Odisha. I have my health insurance registered to my work address in Odisha. But I took the treatment from a hospital in Kerala. So to Bhubaneswar Ombudsman/Kochi Ombudsman should I mail to?

You can file either with your current address or permanent address. I recommend using your current address. The address you give will be used by Ombudsman to send you any communication. Also you have to attend the hearing in the office of the Ombudsman in whose jurisdiction you are filing the complaint.

 

[Tonymathew]

You can file either with your current address or permanent address. I recommend using your current address. The address you give will be used by Ombudsman to send you any communication. Also you have to attend the hearing in the office of the Ombudsman in whose jurisdiction you are filing the complaint.

Will go with my Odisha address. Thanks for the response brother. You really help.