Suggest me a lifetime free credit card.

[PRIYANSHU_]

Current I am having following cards as lifetime free:
->HDFC Millenia(90k)
->Federal Imperio (1.66L)
->Amazon ICICI (1L)
-> ICICI Platinum (1L)
-> ICICI Coral Rupay(1L)
->IndusInd Legend(75k)
->Kotak Zen(88K)
->Yes Bank Fin booster (60K)

I would like to add some more LTF credit cards. I am self-employed, 5Lakh ITR.

P.S Axis Bank MYZone credit card application was rejected

 

[Vaastav]

Try AU Swipe UP, You'll get LTF AU Card.

 

[credit_debit]

You may try Scapia, Yes bank Rupay virtual LTF, One LTF from AU Bank

 

[PRIYANSHU_]

Try AU Swipe UP, You'll get LTF AU Card.

Thats is also rejected don't know why, I didn't even complete my application.

 

[PRIYANSHU_]

You may try Scapia, Yes bank Rupay virtual LTF, One LTF from AU Bank

Scarpia is an Co card with federal and federal bank only allow one cc per user

 

[knight]

IDFC..whichever you get via C2C

 

[Deleted member 11974]

Idfc
One card
Tata nue

 

[AritraSaha]

Current I am having following cards as lifetime free:
->HDFC Millenia(90k)
->Federal Imperio (1.66L)
->Amazon ICICI (50k)
->IndusInd Platinum(75k)
->Kotak Zen(3L)
->Yes Bank Fin booster (60K)

I would like to add some more LTF credit cards. I am self-employed, 5Lakh ITR.

P.S Axis Bank MYZone credit card application was rejected

Get the icici platinum chip as it will work on icici bank instant discount.

Go for kiwi/ tata nue for upi.

Sbi bpcl or simplyclick*
Pnb select welness*

*not lft but easy make one.(do search in yhe forum)

 

[src223]

Following. Also just a question because I am also self employed and filed itr for the first time. Does your 5 lakh ITR4 or ITR3 mean your total earnings is 5 lakh, or is it the 50% amount?

 

[src223]

Thats is also rejected don't know why, I didn't even complete my application.

Yes they won't. They rejected mine because I provided same address for office and work for self-employed. They lack general intelligence.

 

[crazyuploader]

IDFC..whichever you get via C2C

How to avail an IDFC Card via C2C?

 

[knight]

How to avail an IDFC Card via C2C?

Go to their website and apply. Choose 'Already have a Credit Card'.
There are many youtube videos to show you the steps.

 

[crazyuploader]

Go to their website and apply. Choose 'Already have a Credit Card'.
There are many youtube videos to show you the steps.

Okay thanks for the info, I thought maybe IDFC doesn't give C2C options so that's why I asked. BTW I have IDFC WOW Card, with 10K FD, and my highest limit on any other card is 1L on SBI SimplySAVE, which started reflecting in CIBIL too (had LE at the end of April this year), so should I get another proper unsecured card from IDFC?

 

[Tejo]

P.S Axis Bank MYZone credit card application was rejected

Don't you have ac or any relationship with Axis?

 

[PRIYANSHU_]

Don't you have ac or any relationship with Axis?

For me an individual NO but my family members are having Burgundy relations and I know branch manager and many of the branch staff personally.

P.S had an minor account but at that time brach staff was absolutely worst so I did apply for minor upgrade but they didn't process and finally got that account closed.

 

[SSV]

Current I am having following cards as lifetime free:
->HDFC Millenia(90k)
->Federal Imperio (1.66L)
->Amazon ICICI (50k)
->IndusInd Platinum(75k)
->Kotak Zen(3L)
->Yes Bank Fin booster (60K)

I would like to add some more LTF credit cards. I am self-employed, 5Lakh ITR.

P.S Axis Bank MYZone credit card application was rejected

Whatever card you choose here as another LTF.... Make sure you wont become LTF CC to your GF/wife with no payment/due date concept....... that is more important than choosing another LTF CC.. 😉 😉


Note: All fun, no hurt intended explicitly or otherwise..

 

[Akash777]

Get the icici platinum chip as it will work on icici bank instant discount.

Go for kiwi/ tata nue for upi.

Sbi bpcl or simplyclick*
Pnb select welness*

*not lft but easy make one.(do search in yhe forum)

ICICI Coral Rupay which is LTF is also working on Amazon for instant discounts.

 

[Tejo]

Whatever card you choose here as another LTF.... Make sure you wont become LTF CC to your GF/wife with no payment/due date concept....... that is more important than choosing another LTF CC.. 😉 😉


Note: All fun, no hurt intended explicitly or otherwise..

Does your GF/Wife made you to bankrupt ?

How many(amount) emi's are you paying, else rotating ?

Note: All 4 fun 🤣

 

[RAMESH BABU N]

Thats is also rejected don't know why, I didn't even complete my application.

5L is the minimum/floor limit on existing card, to apply.

 

[RAMESH BABU N]

Current I am having following cards as lifetime free:
->HDFC Millenia(90k)
->Federal Imperio (1.66L)
->Amazon ICICI (50k)
->IndusInd Platinum(75k)
->Kotak Zen(3L)
->Yes Bank Fin booster (60K)

I would like to add some more LTF credit cards. I am self-employed, 5Lakh ITR.

P.S Axis Bank MYZone credit card application was rejected

Already 7+L monthly limits on your existing LTF cards on an annual income of 5L.
Why add more ?
Because someone is giving it free, does not mean you need it. Think again. Avoid getting into debt traps - like all Americans.