Airport Lounge Access without spend criteria.

[Pradumya]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing spend-based criteria for availing domestic lounge visits, this is a list of cards with DOMESTIC lounge access without any spending requirement.

Note- I am a beginner at Technofino and the credit card world, so please add any card that I have missed.

CREDIT CARDS
Axis Bank
Burgundy Private (unlimited)
Reserve (unlimited)
Atlas (Silver 6, Gold 12, Plat 18, including guests)

Yes Bank
Private (unlimited)

Canara
Canara Bank World Mastercard
Canara Bank Rupay Select
Canara Bank Rupay Platinum

SBI
Elite
Prime
Vistara
Pulse
BPCL Octane
Air India
Etihad Guest
Reliance Prime
Aurum
Doctor's

ICICI Bank introduced spend criteria

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold 2/qtr free (4/qtr spend based)
Marriott Bonvoy (12/yr)
Diners Club Black Metal
Infinia (unlimited, even for 3 add on cards)

Punjab National Bank
Visa Signature
RuPay Platinum/Millennial/Select
Patanjali Rupay Platinum/Select

BOB (spend required from 1 Jan 2025)

AU S.F.B. (20k spend required from 1 Jan 2025)

IDFC FIRST Bank
FIRST Private

Federal Bank
Imperio
Celesta 4/qtr
Signet

HSBC Bank (only for salaried)
Premier
Cashback

Standard Chartered Bank
Ease my trip 2/qtr
Rewards
Ultimate

IndusInd Bank
Legend
Tiger LTF 2/qtr
Pinnacle
EazyDiner

Kotak Mahindra Bank
Privy League Signature (paid variant only)
White Signature (LTF for Privy League)
White Reserve
White Infinite

DEBIT CARDS (Not maintained by @Pradumya)
IndusInd Exclusive DC 1/Qtr
SBI Rupay Plat DC- 2/Qtr
Canara Rupay Plat DC :- 2/Qtr
Canara Rupay Select DC :- 2/Qtr
Union Rupay Select DC :- 2/Qtr
IndusInd Grande DC
IDFC Wealth and Select DC and Private DC
Rupay Platinum and Select DC
Yes Bank Eclectic
ICICI Wealth DC 2/Qtr
BOB Opulence DC
BOB Sapphire 2/Qtr
BOB Select Wellness 3/Qtr
BOB Platinum
Indusind Select Visa or MC 2/Qtr

Please add more debit cards to this list. Thank you.

 

[shashank08]

BoB eterna

And you forgot The HDFC Infinia

 

[Swastik]

Thanks for your list

Some pointers :-
- You forgot the holy grail - Infinia
- it would be better if you put lounge usage limits for each card as well

 

[Pradumya]

BoB eterna

And you forgot The HDFC Infinia

Thanks for reminding. Updated for BOB cards.

 

[lightwaves]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing a spend based criteria for availing lounge visits, I am trying to curate a list of such cards where people can still access the lounges without to worry about spends.

Note- I am a beginner at Technofino and the credit card world, so might not include all the cards. Please reply for any card that I miss out. Thanks.

Axis Bank
Burgundy Private Credit Card,
RESERVE Credit Card,
ATLAS Credit Card

SBI Card
SBI Card Elite
SBI Card prime
Vistara SBI Card
SBI Pulse
SBI BPCL octane
Air India SBI cards
Etihad Guest Credit Card
Reliance SBI Card Prime
SBI Aurum

ICICI Bank
ICICI Bank Diamant Credit Card
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Private Credit Card

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold
Marriott Bonvoy HDFC Card
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank Diners Club Privilege Credit Card
HDFC Bank Millennia Credit Card
HDFC Infinia

Punjab National Bank
No changes as of now.

IDFC FIRST Bank
IDFC FIRST Private
LIC Select
LIC Classic

Bank of Baroda
BOB Eterna
BOB Premier
ICAI Exclusive
ICSI Card
CMA One Card


Let me know what I missed or might be unaware of. Thank you.

HDFC Diners Privilege has a spend criteria of 15K in previous quarter to access Lounges this quarter

 

[krish11]

AU Bank also has not yet put any spend criteria for their lounge access on some of the cards.

 

[Zacobite]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing a spend based criteria for availing lounge visits, I am trying to curate a list of such cards where people can still access the lounges without to worry about spends.

Note- I am a beginner at Technofino and the credit card world, so might not include all the cards. Please reply for any card that I miss out. Thanks.

Axis Bank
Burgundy Private Credit Card,
RESERVE Credit Card,
ATLAS Credit Card

SBI Card
SBI Card Elite
SBI Card prime
Vistara SBI Card
SBI Pulse
SBI BPCL octane
Air India SBI cards
Etihad Guest Credit Card
Reliance SBI Card Prime
SBI Aurum

ICICI Bank
ICICI Bank Diamant Credit Card
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Private Credit Card

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold
Marriott Bonvoy HDFC Card
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank Diners Club Privilege Credit Card
HDFC Bank Millennia Credit

Punjab National Bank
No changes as of now.

IDFC FIRST Bank
IDFC FIRST Private
LIC Select
LIC Classic

Bank of Baroda
BOB Eterna
BOB Premier
ICAI Exclusive
ICSI Card
CMA One Card


Let me know what I missed or might be unaware of. Thank you.

SCB, INDUS, AMEX, YES cards

 

[Swastik]

RBL World Safari, gives both Domestic and International(Priority Pass) access

 

[Swastik]

Number of Lounges Covered :-

Sad (S) - <10 Lounges

Low (L) - 10 - 20 Lounges

Basic (B) - 20 - 30 Lounges

Medium (M) - 30 - 40 Lounges

High (H) - 40 - 50 Lounges

Very High (V) - 50 - 60 Lounges

Extensive (E) - >60 Lounges

💺 *Lounge Limits :-*

*Domestic* :-

C/c :-

- HDFC Tata Neu Plus C/c :- 1/Qtr (L - 12)

- Amex Plat Travel C/c :- 2/Qtr (L - 12)

- Axis Vistara Signature C/c :- 2*/Qtr (B - 27)

- RBL World Safari C/c :- 2/Qtr (B - 28)

- SBI Doc's C/c :- 2/Qtr (V - 59)

- Axis Magnus C/c :- U.L.* + 4 Guests*/Yr (M - 37)

- HDFC Diners Black C/c :- U.L. (V - 53)

- IDFC Select C/c :- 4*/Qtr (M - 31)

- ICICI MMT Sig C/c :- 2*/Qtr (V - 51)

- ICICI MMT Plat C/c :- 1*/Qtr (V - 51)

- ICICI Coral Visa C/c :- 1*/Qtr (V - 51)

- ICICI Coral Rupay C/c :- 1*/Qtr (V - 51)

D/c :-

- SBI Rupay Plat D/c :- 2/Qtr (E - 62)

- CAN Rupay Plat D/c (UN) :- 2/Qtr (E - 62)

- CAN Rupay Select D/c :- 2/Qtr (E - 62)

- UNI Rupay Select D/c (UN) :- 2/Qtr (E - 62)

- HDFC Platinum D/c :- 2*/Qtr (L - 12)

*International* :-

- ICICI MMT Sig D.F. :- 1/Yr

- UNI Rupay Select D/c (UN) :- 2/Yr

- CAN Rupay Select D/c :- 2/Yr

- RBL World Safari P.P. :- 2/Yr + ~*

- Axis Magnus P.P. :- U.L. + 4 Guests/Yr

- HDFC Diners Black C/c :- U.L.

*Railway* :-

- IDFC Select C/c :- 4/Otr

- ICICI MMT Sig C/c :- 1/Qtr

- ICICI MMT Plat C/c :- 1/Qtr

- ICICI Coral Visa C/c :- 1/Qtr

- ICICI Coral Rupay C/c :- 1/Qtr

*Spa* :-

- ICICI MMT Sig D.F. :- 1/Yr

- UNI Rupay Select D/c :- 1/Yr

- CAN Rupay Select D/c :- 1/Yr

*Golf* :-

- HDFC Diners Black C/c :- 6/Qtr

- Axis Vistara Signature C/c :- 3/Yr

- UNI Rupay Select D/c :- 1/Yr

- CAN Rupay Select D/c :- 1/Yr

 

[Swastik]

💺 Lounge Limits :-

I had this list lying around for my own info ,thought I'll share it for everyone, this are just my own cards ,OP can incorporate it into their list

*indicates spend requirements

 

[krish11]

Domestic Lounge Access with Credit Cards have become so clumsy with so many parameters. Firstly, numbers of lounges which is accessible by card is different, then there's different spend criteria on most of the card, then different lounges in same airport

 

[Deleted member 9785]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing a spend based criteria for availing lounge visits, I am trying to curate a list of such cards where people can still access the lounges without to worry about spends.

Note- I am a beginner at Technofino and the credit card world, so might not include all the cards. Please reply for any card that I miss out. Thanks.

Axis Bank
Burgundy Private Credit Card,
RESERVE Credit Card,
ATLAS Credit Card

SBI Card
SBI Card Elite
SBI Card prime
Vistara SBI Card
SBI Pulse
SBI BPCL octane
Air India SBI cards
Etihad Guest Credit Card
Reliance SBI Card Prime
SBI Aurum

ICICI Bank
ICICI Bank Diamant Credit Card
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Private Credit Card

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold
Marriott Bonvoy HDFC Card
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank Diners Club Privilege Credit Card
HDFC Bank Millennia Credit Card
HDFC Infinia

Punjab National Bank
No changes as of now.

IDFC FIRST Bank
IDFC FIRST Private
LIC Select
LIC Classic

Bank of Baroda
BOB Eterna
BOB Premier
ICAI Exclusive
ICSI Card
CMA One Card


Let me know what I missed or might be unaware of. Thank you.

This will used as a PPT by banks for next round of devaluation

 

[telescope]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing a spend based criteria for availing lounge visits, I am trying to curate a list of such cards where people can still access the lounges without to worry about spends.

Note- I am a beginner at Technofino and the credit card world, so might not include all the cards. Please reply for any card that I miss out. Thanks.

Axis Bank
Burgundy Private Credit Card,
RESERVE Credit Card,
ATLAS Credit Card

SBI Card
SBI Card Elite
SBI Card prime
Vistara SBI Card
SBI Pulse
SBI BPCL octane
Air India SBI cards
Etihad Guest Credit Card
Reliance SBI Card Prime
SBI Aurum

ICICI Bank
ICICI Bank Diamant Credit Card
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Private Credit Card

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold
Marriott Bonvoy HDFC Card
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank Diners Club Privilege Credit Card
HDFC Bank Millennia Credit Card
HDFC Infinia

Punjab National Bank
No changes as of now.

IDFC FIRST Bank
IDFC FIRST Private
LIC Select
LIC Classic

Bank of Baroda
BOB Eterna
BOB Premier
ICAI Exclusive
ICSI Card
CMA One Card


Let me know what I missed or might be unaware of. Thank you.

Hdfc millennia is spends based so deleted that from list. It's 1 lakh per quarter of spends.

 

[Pradumya]

Hdfc millennia is spends based so deleted that from list. It's 1 lakh per quarter of spends.

Ayo what
I didn't know this. Thanks for updating.

 

[Pradumya]

Thanks for informing. Updated the list accordingly.

HDFC Diners Privilege has a spend criteria of 15K in previous quarter to access Lounges this quarter

 

[drsel]

From 20 April --
Atlas has no spend requirement for both domestic and international lounge access.
Use Atlas card directly at Dreamfolks lounges (no Priority pass required)

Other Axis cards with Priority pass-- no spend requirement only for international lounge access using Priority pass.
For domestic lounge access you need to spend 50000 in the previous three months

 

[drsel]

Hi Folks

As the devaluation spree continues in the credit card space with many banks imposing a spend based criteria for availing domestic lounge visits, I am trying to curate a list of such cards where people can still access the domestic lounges without to worry about spends.

Note- I am a beginner at Technofino and the credit card world, so might not include all the cards. Please reply for any card that I miss out. Thanks.

Axis Bank
Burgundy Private Credit Card,
RESERVE Credit Card,
ATLAS Credit Card

SBI Card
SBI Card Elite
SBI Card prime
Vistara SBI Card
SBI Pulse
SBI BPCL octane
Air India SBI cards
Etihad Guest Credit Card
Reliance SBI Card Prime
SBI Aurum
SBI Doctor's CC

ICICI Bank
ICICI Bank Diamant Credit Card
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Private Credit Card

HDFC Bank
Tata Neu Plus and Infinity
6E Rewards XL Indigo HDFC Card
Regalia Gold
Marriott Bonvoy HDFC Card
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Infinia

Punjab National Bank
VISA Signature
RuPay Platinum/Millenial/Select
Patanjali Rupay Platinum/Select

AU Small Finance Bank
AU Zenith/Zenith+
AU Vetta
ixigo AU credit card
Xcite Ace
Xcite Ultra
AU LIT (On activation basis)

IDFC FIRST Bank
IDFC FIRST Private
LIC Select
LIC Classic

Bank of Baroda
BOB Eterna
BOB Premier
ICAI Exclusive
ICSI Card
CMA One Card

Federal Bank
Imperio
Celesta
Signet

HSBC Bank
HSBC Premier Card
HSBC Cashback card

Standard Chartered
EMT,
Ultimate,
Rewards

Let me know what I missed or might be unaware of. Thank you.

Nice compilation, please also include debit cards which give free domestic Lounge access without any spend requirement. Thanks 🙏🏼

 

[krishc]

IDFC haven't put their LIC cards under the spend criteria ?
Axis have already done that

 

[basant]

From 20 April --
Atlas has no spend requirement for both domestic and international lounge access.
Use Atlas card directly at Dreamfolks lounges (no Priority pass required)

Other Axis cards with Priority pass-- no spend requirement only for international lounge access using Priority pass.
For domestic lounge access you need to spend 50000 in the previous three months

Can atlas card be used at international lounges directly . I thought we have to generate qr code🤔🤔

 

[drsel]

Can atlas card be used at international lounges directly . I thought we have to generate qr code🤔🤔

There is no Priority pass or Dreamfolks card given with Atlas.
how do you generate the QR code?