Swiggy HDFC LTF (2024)

[anonymuos]

How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow Visa and Biz First RuPay in Net Banking). I also have Neu Infinity RuPay LTF and now this on Mastercard. Par mujhe Millennia chahiye 😩😫😭😭😭




And ultimately it will be devalued due to too many LTF issued cards 😀

 

[Sriim]

Got sms saying ur application is processed. U can track after 2 days.

Current Status says "Your Credit Card is DECLINE".

Swiggy app says "Your application has been rejected by HDFC Bank".

What could be reason? 800 cibil, Already have Infinia with 10L limit.

My Tata neu application was rejected when i had given different address than the one used when applying core HDFC card. Any such issue in your case?

 

[cardio_guy]

I am using Swiggy a lot. (For transporting home food to office daily, using Swiggy genie).
I got the Swiggy HDFC card for 500 + 500. I asked them to make it LTF, but they didn't. (2L spend will waive off annual charges)

But I am getting good cashback 10% on genie orders. Monthly around Rs 600. Means yearly 7200. That is not bad.

 

[b4bhar]

I am using Swiggy a lot. (For transporting home food to office daily, using Swiggy genie).
I got the Swiggy HDFC card for 500 + 500. I asked them to make it LTF, but they didn't. (2L spend will waive off annual charges)

But I am getting good cashback 10% on genie orders. Monthly around Rs 600. Means yearly 7200. That is not bad.

And what about the swiggy one subscription?

 

[cardio_guy]

And what about the swiggy one subscription?

yes, Swiggy one is complimentary, I got 2 times. When activated, I got it for 3 months, and then when it expired, I got again for 3 more months. I have been using this card for close to 6 months now.

 

[Harry1]

My Tata neu application was rejected when i had given different address than the one used when applying core HDFC card. Any such issue in your case?

Address was different from the one I applied earlier from. But the latest address on credit card was same and matching with Aadhar as well.

 

[BhaiyaJi]

Address was different from the one I applied earlier from. But the latest address on credit card was same and matching with Aadhar as well.

Same happened with me and they rejected with some e-kyc reason.

 

[Animal]

yes, Swiggy one is complimentary, I got 2 times. When activated, I got it for 3 months, and then when it expired, I got again for 3 more months. I have been using this card for close to 6 months now.

How did you get it twice?

 

[cardio_guy]

How did you get it twice?

Don't know yaar, maybe some user-based complimentary offer. I will update what happens when it expires this time.
(I have also seen there is something called Swiggy one Lite - 10 delivery and 10 instamart free). That is cheaper than full-fledged Swiggy one.
Any idea how to buy Swiggy One Lite alone?

 

[Animal]

Don't know yaar, maybe some user-based complimentary offer. I will update what happens when it expires this time.
(I have also seen there is something called Swiggy one Lite - 10 delivery and 10 instamart free). That is cheaper than full-fledged Swiggy one.
Any idea how to buy Swiggy One Lite alone?

Once your Swiggy One membership expires then you can buy Swiggy Lite.

Paytm was giving it free for CC bill payment earlier, not sure about now.

 

[Esmail]

I opted for the paid HDFC Swiggy card just last month from hdfc portal.
But now in my swiggy app it is showing ltf for me. I asked hdfc support and they said it's not ltf card so probably a bug from swiggy end, sad. Unless I'm the lucky one who would be later made ltf.
View attachment 52947

Exact same case with me. Applied just last month and it got approved, but that time it was as a paid variant. I haven't even completed the first billing cycle and now this offer comes up. Called HDFC customer service but they said that you will have to pay the annual fee unless you spend 2 lac on the card. Now I feel if only I had waited for another month before applying it would have saved me that fee.

 

[vijay.vj]

Is it for real? plan tenure is of 3 months... but check plan valid Till.....
This email came after I activated joining bonus.

 

[runzone]

Is it for real? plan tenure is of 3 months... but check plan valid Till.....
This email came after I activated joining bonus.
View attachment 53396

I think now I should apply too for this card

 

[PavanPavan is verified member.]

Exact same case with me. Applied just last month and it got approved, but that time it was as a paid variant. I haven't even completed the first billing cycle and now this offer comes up. Called HDFC customer service but they said that you will have to pay the annual fee unless you spend 2 lac on the card. Now I feel if only I had waited for another month before applying it would have saved me that fee.

This is a good card use it 😛 almost all online shopping flat 5% cashback 🙂 and no issues with merchant category only merchant should be online

 

[vijay.vj]

This is a good card use it 😛 almost all online shopping flat 5% cashback 🙂 and no issues with merchant category only merchant should be online

Are you sure it works on all online like SBI CB?
HDFC Swiggy has some limited set I believe...

BTW, I took this card for exact same reason. SBI kept denying card for over leverage

 

[Esmail]

This is a good card use it 😛 almost all online shopping flat 5% cashback 🙂 and no issues with merchant category only merchant should be online

It's a specific set of merchants, it's not every online transaction and the thing is that they haven't published the full list.

 

[Esmail]

Exact same case with me. Applied just last month and it got approved, but that time it was as a paid variant. I haven't even completed the first billing cycle and now this offer comes up. Called HDFC customer service but they said that you will have to pay the annual fee unless you spend 2 lac on the card. Now I feel if only I had waited for another month before applying it would have saved me that fee.

Now when I checked it's showing me the joining and annual fee again as 500 chargeable in the 4th billing cycle. Probably a bug or a limited period offer.

 

[card-shard]

Now when I checked it's showing me the joining and annual fee again as 500 chargeable in the 4th billing cycle. Probably a bug or a limited period offer.

The card will be LTF only for selected people who see LTF offer for them on Swiggy app & applying now.
You & others who already have got card as paid variant, will have to pay the amount or meet the waiver criteria of 2L spends in a year.
Luck is a big factor in such scenarios.

eg: Lots of people have Flipkart card as LTF who got it in offer duration, everyone else has paid variant of the same card.

 

[card-shard]

This is a good card use it 😛 almost all online shopping flat 5% cashback 🙂 and no issues with merchant category only merchant should be online

I don't know if you've gone through the offer terms of this card or not.
FYI: the 5% cashback will be added to your Swiggy account, and can only be used to buy overpriced food & grocery from Swiggy.

These cashbacks are ONLY useful if you're ordering heavily from SWIGGY app.

 

[PavanPavan is verified member.]

Are you sure it works on all online like SBI CB?
HDFC Swiggy has some limited set I believe...

BTW, I took this card for exact same reason. SBI kept denying card for over leverage

The card will be LTF only for selected people who see LTF offer for them on Swiggy app & applying now.
You & others who already have got card as paid variant, will have to pay the amount or meet the waiver criteria of 2L spends in a year.
Luck is a big factor in such scenarios.

eg: Lots of people have Flipkart card as LTF who got it in offer duration, everyone else has paid variant of the same card.

Now when I checked it's showing me the joining and annual fee again as 500 chargeable in the 4th billing cycle. Probably a bug or a limited period offer.

Now when I checked it's showing me the joining and annual fee again as 500 chargeable in the 4th billing cycle. Probably a bug or a limited period offer.

As of now it's support even gold purchases .. i have verified even train booking
i use it for swiggy instamart and pretty useful few products are less then BB in instamart in my area

 

[vijay.vj]

As of now it's support even gold purchases .. i have verified even train booking
i use it for swiggy instamart and pretty useful few products are less then BB in instamart in my area

Which website did you use for train booking?