Tata Neu Infinity Card undergoes a slight devaluation for UPI transactions, but simplifies rewards tracking.

[scn]

HDFC Tata Neu quietly adjusts the criteria for earning Neu Coins. I noticed the change when Neu Coins began appearing within the billing cycle for UPI transactions instead of calendar month

As per latest

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/TATA%20Neu%20Infinity%20HDFC%20Bank%20Credit%20Card/TATA_Neu_Infinity_Card_TnC.pdf

Tata Neu Infinity Card Minor Devaluation on UPI spends but ease spend calculations
W.E.F 02-May-2024 for Grocery / UPI / Insurance Related transactions settled from 1-May-24 -

For eligible Grocery / UPI / Insurance transactions, NeuCoins will be posted within 2 days of settlement of the transaction, for example the points for transaction settled on 1st Jul will be posted by 3 rd Jul and will be available for redemption by 8 th Aug)

Previously, cumulative spending on transactions totaling certain amounts (like 10, 20, 30) would earn you 1.5% on the total amount. However, due to these recent changes, you now need to spend at least Rs 34 to earn at least 1 Neu Coin due to neu coin earning based on each transaction settlement.

For instance, if you've made four transactions in the past four days and had 100 Neu Coins in accrual six days earlier:

1. Rs.1800 UPI transactions earn 27 Neu Coins, bringing the accrual to 127.
2. Rs.30 transaction doesn't affect the accrual, as cumulative spending no longer applies (here mark a silent minor devaluation but impacts much to me, due to many transactions are 20,30)
3. Rs.120 transaction adds 2 more Neu Coins, making the accrual 129.
4. Rs.50 transaction adds 1 Neu Coin, resulting in an accrual of 130.
5. .... and so on.

Update on 24 June
1 more silent devaluation

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/TATA%20Neu%20Infinity%20HDFC%20Bank%20Credit%20Card/Additional-UPI-NeuCoins-Infinity.pdf

wef 1 Aug, 2024
0.5% will be provided for all upi apps and need to pay min. 100(or 99) to earn anything)
Additional 1% will be provided with Tata Neu APP upi (min. spend will be Rs.50 to earn anything)

 

[HumorSimpson]

From any app / website you are paying you need to input " UPI ID" which is tata upi id and then accpet the request from the TataNeu app ..
your tata pay upi id can be found in the Tataneu app like below:

if you want more details explain your one scenario.. I will explain..

View attachment 62278

Thanks ... a lot

 

[HumorSimpson]

From any app / website you are paying you need to input " UPI ID" which is tata upi id and then accpet the request from the TataNeu app ..
your tata pay upi id can be found in the Tataneu app like below:

if you want more details explain your one scenario.. I will explain..

View attachment 62278

I am unable to fill this ID in cred to pay some qr

 

[SSV]

I am unable to fill this ID in cred to pay some qr

That is the point here..
CRED used to allow payment by "UPI ID" but not any more, because they have got their own UPI functionality now..

you have to find an APP that allows payment by UPI ID..
A lot of websites/ apps allow it. but again some wont allow because, they have their own UPI IDs , why would they allow it.
You got the point??

 

[sourpai]

Will simple scan and pay from Tata Neu app earn 1.5% from Aug?

I hardly remember entering any UPI ID anywhere recently.

 

[magnusfan]

I m unable to enter my tata upinid on gpay.. can't find any option..pl suggest how to get it done or suggest an alternative app pl! Thanks a lot!

@SSV

 

[SSV]

I m unable to enter my tata upinid on gpay.. can't find any option..pl suggest how to get it done or suggest an alternative app pl! Thanks a lot!

@SSV

What are you trying to achieve here?
What are you paying for ?
Details pls

 

[magnusfan]

What are you trying to achieve here?
What are you paying for ?
Details pls

Merchant payment
Target: use tata upi id to continue 1.5% on Infinity without using stupid Tata Neu app

 

[magnusfan]

Batao bhai.. eagerly waiting for a reply

@SSV

 

[iNokia]

Merchant payment
Target: use tata upi id to continue 1.5% on Infinity without using stupid Tata Neu app

Aise thodi na hota hai?

 

[HumorSimpson]

That is the point here..
CRED used to allow payment by "UPI ID" but not any more, because they have got their own UPI functionality now..

you have to find an APP that allows payment by UPI ID..
A lot of websites/ apps allow it. but again some wont allow because, they have their own UPI IDs , why would they allow it.
You got the point??

అర కాసు లో తిర కాసు.

 

[SSV]

Merchant payment
Target: use tata upi id to continue 1.5% on Infinity without using stupid Tata Neu app

Then you have to choose an app/ web site which allows payment by UPI ID

 

[iNokia]

Then you have to choose an app/ web site which allows payment by UPI ID

But he will still have to open the Tata neu app to enter the upi pin right? That’s what he doesn’t want.

 

[SSV]

But he will still have to open the Tata neu app to enter the upi pin right? That’s what he doesn’t want.

If he doesn't want to do that then how can he expect to gain RPs without even opening the Tata Neu App.

At least they have given this option rather than strictly saying all the transactions must be initiated from Tata neu app

 

[HumorSimpson]

So, if payment is more than 100 Rs use tata neu app. If less use cred?

 

[magnusfan]

If he doesn't want to do that then how can he expect to gain RPs without even opening the Tata Neu App.

At least they have given this option rather than strictly saying all the transactions must initiate from Tata neu app

They said used tata upi for making payment to earn rewards...
They didn't say use the stupid app

 

[SSV]

They said used tata upi for making payment to earn rewards...
They didn't say use the stupid app

Paste here the SS of what they said, I will explain it.

 

[HOME_CARDER]

They said used tata upi for making payment to earn rewards...
They didn't say use the stupid app

You'll have to use the Neu app to earn 1% (Select) or 1.5% (Infinity) neu coins. Either you scan and pay from the app or enter tata neu upi id (generated in the Neu app) and accept the payment in the Neu app. There's no other way around.

 

[magnusfan]

Paste here the SS of what they said, I will explain it.

Lo bhai

 

[SSV]

Lo bhaiView attachment 62340When you use Tata Neu UPI id , it has to be authenticated by Tata Neu app…

When you use Tata Neu UPI id , it has to be authenticated by Tata Neu app…

Rule: not only Tata Neu UPI ID, this applies to any UPI ID…for example , if you use PhonePe UPI id or paytm UPI id they have to be authenticated and authorised by the respective apps
Do you need any further explanation??

It is a very basic thing…

 

[magnusfan]

When you use Tata Neu UPI id , it has to be authenticated by Tata Neu app…

Rule: not only Tata Neu UPI ID, this applies to any UPI ID…for example , if you use PhonePe UPI id or paytm UPI id they have to be authenticated and authorised by the respective apps
Do you need any further explanation??

No problems on authentication!

I hope u got the question right - which app to use to add tata neu upi id for payment via rupay card (except tata neu app)..
Or you mean this is not possible?