TataNeu : Finally TataNeu HDFC Credit Card Is LTF (Selected Users)

[LUKA]

TataNeu : Finally TataNeu HDFC Credit Card Is LTF (Selected User)

Today Many People Received SMS Stating That TataNeu HDFC Credit Card Is LTF

This Offer Valid Till 8th Jan 2023

Those Who Received SMS Or Email Only Eligible, Other Need To Pay Charges

Many People Received SMS Afternoon, But Charges Showed Till Now In TataNeu App

Just Now Updated To Zero Charges

This Is My Own Proof. I Have HDFC Account & MoneyBack CC Already

Those Who Have HDFC Bank Accounts Or May Not Having Account Or May Not Having Any Relationship With HDFC Also Got This SMS

Not All HDFC Bank Users. Very Few People Received SMS

If Not Received SMS Check Once You TataNeu App

If Charges Not Showing, You are Good To Go

Previously This LTF Offer Only Applicable To Tata Employees. Now To Non Tata Employees Also (Selected Users)

While Starting Application You May See Infinity Card, But At End Only Showing Plus Card For Few Users

This Is All Because If Old HDFC Card Limit Is Less Than 1.5L You Can See Only Plus Option At Ending

If Old HDFC Card Limit Is Above 1.5L You Can Infinity Option Also Irrespective Of Card Type

HDFC TataNeu Update : While Starting Application You May See Infinity Card, But At End Only Showing Plus Card For Few Users

This Is All Because If Old HDFC Card Limit Is Less Than 1.5L You Can See Only Plus Option At Ending

If Old HDFC Card Limit Is Above 1.5L You Can Infinity Option Also Irrespective Of Card Type

Apply RuPay Type For Better Offers

This Is My Own Proof

I Have HDFC Money Back With More Than 2L. I Can See HDFC Infinity Card At Starting & Ending Both Places

So Card Type Not Matters Only Limit Matters

May Be Who Used BigBasket Much Or HDFC Relationship Or CIBIL Anything May Matters

Or Else You Can Check CIBIL In TataNeu App May Be Chances Get Increase

All Are Assumptions, May Not Correct

Old HDFC Users Don't Change Any Address Etc, To Reduce Chances Of Rejection

 

[souvikr]

Utterly useless for people to have cards with lounge access.

I applied for the rupay version only for linking it with UPI. Does it even work with UPI?

 

[Tosh]

Nawwrrrr
Only Regalia Rupay is linkable and working as of now

 

[souvikr]

Virtual card is issued today but only last 4 digits are visible. How can I see the complete details?

 

[Chaitanya-a]

Virtual card is issued today but only last 4 digits are visible. How can I see the complete details?

Click on "Neucard details". It'll take you to HDFC Bank website and just type the otp. Every details of Card will be shown

 

[souvikr]

Click on "Neucard details". It'll take you to HDFC Bank website and just type the otp. Every details of Card will be shown

Can't find this option. Can you help me to find it?

 

[Chaitanya-a]

Can't find this option. Can you help me to find it?

When you go to Finance section, and then Credit card, there it'll show your CC with last 4 digits. Just below that, there are options like Neucard details, Reset card PIN etc. Click on Neucard Details.

 

[souvikr]

When you go to Finance section, and then Credit card, there it'll show your CC with last 4 digits. Just below that, there are options like Neucard details, Reset card PIN etc. Click on Neucard Details.

For me those options are not available. There are only two options available: Manage card usage and set reset pin. May be it's not virtual card, it's the last 4 digit of physical card. That's why they are not showing details until delivery is confirmed.

 

[Paritosh]

I got LTF offer but my application is rejected. I also faced this with RBL edition classic card yesterday. I already hold Regalia with more than 2L limit. My cibil is 761 and Experian score is 894.

Anyone knows about specific criteria I am missing?

 

[lhgeek]

Got my application approved. Virtual card generated and shipment on the way. How can I confirm that the card is indeed LTF? I don't see it explicitly mentioned anywhere. I just have screenshot from before applying on tata neu app where it showed LTF

 

[ARV]

I got LTF offer but my application is rejected. I also faced this with RBL edition classic card yesterday. I already hold Regalia with more than 2L limit. My cibil is 761 and Experian score is 894.

Anyone knows about specific criteria I am missing?

May be name mismatch in PAN & AADHAAR, full name in PAN & only initials for surname in AADHAAR. Happened with me for some online applications

 

[SunnyM]

I got LTF offer but my application is rejected. I also faced this with RBL edition classic card yesterday. I already hold Regalia with more than 2L limit. My cibil is 761 and Experian score is 894.

Anyone knows about specific criteria I am missing?

Do you have any active home loan or any other kind of loan ?

 

[Paritosh]

Do you have any active home loan or any other kind of loan ?

I have home loan and having Uni card which tied up with NBFC for prepaid feature.

 

[Chaitanya-a]

I have home loan and having Uni card which tied up with NBFC for prepaid feature.

This is the problem. BNPLs have negative effect on your credit report.

 

[Paritosh]

This is the problem. BNPLs have negative effect on your credit report.

I think its because I applied too many cards in last couple of months. I will wait for some time and apply again.

 

[Chaitanya-a]

I think its because I applied too many cards in last couple of months. I will wait for some time and apply again.

Do you hold any card with good limit other than HDFC? If no, then that could also be the reason because HDFC doesn't share our Credit limit to Credit bureau.

 

[Paritosh]

Do you hold any card with good limit other than HDFC? If no, then that could also be the reason because HDFC doesn't share our Credit limit to Credit bureau.

All of my cards hold good limit. Multiple enquiries in last few months might be creating the problem.

 

[Chaitanya-a]

All of my cards hold good limit. Multiple enquiries in last few months might be creating the problem.

Possibly. But if you're already holding HDFC Card, then they should've given this card to you. I too have multiple enquiries but they accepted. However banks reject most of the applications in LTF offer period.

 

[thekirang]

I have hdfc LTF moneyback card 37k.
I got Tata neu LTF offer.

My question is,

1] Is it good to upgrade moneyback into tata neu ?
2] does tata neu card gives instant discount on other online site during sale ?

If any important thing to know, please let me know

 

[Chaitanya-a]

I have hdfc LTF moneyback card 37k.
I got Tata neu LTF offer.

My question is,

1] Is it good to upgrade moneyback into tata neu ?
2] does tata neu card gives instant discount on other online site during sale ?

If any important thing to know, please let me know

Please check the charges at every stages you apply. HDFC Bank is notorious in this case. If you're getting LTF without any spend based fee waiver shit, then go for it.
There are some good offers you get with AirAsia and 1MG.
As for 2nd question, I don't think Tata Neu card gives discount for HDFC bank offers.

 

[gurubhai]

For me those options are not available. There are only two options available: Manage card usage and set reset pin. May be it's not virtual card, it's the last 4 digit of physical card. That's why they are not showing details until delivery is confirmed.

When you open credit card page inside tata neu app. Dont look for buttons on the app screen. There will be a text written on the image of the card shown.
That text will be "Card Details" or something.. Click on it and then u need to enter OTP and stuff and card will be shown plus you can check cvv as well.