Thanks IDFC First Bank

[Pankhuri]

its related to IndusInd..
Received the following WhatsApp message from IndusInd agent about their Delite Account....

Not sure how useful is this .. For those interested in...
Just putting it out there for interested parties..

you got invite for zero mab idfc first account too na? how much time did it take after acquiring wealth cc?

 

[SSV]

you got invite for zero mab idfc first account too na? how much time did it take after acquiring wealth cc?

About 45 days .

 

[Pankhuri]

About 45 days .

Was the process online or you need to visit branch? Also any benefit of the account?

 

[SSV]

Was the process online or you need to visit branch? Also any benefit of the account?

Completely online..

Two things:
1) A Visa Infinte Debit Card which gives Lounge access along with other CISA infinite benefits
2) Interest rate of 7% p.a. if the total SB balance is above 5L, credited every month.. it is almost @ FD rates with SB account ..

Now, that I got it 0 MAB first , I wont be changed if my balance is below10K..

Now, decide yourself.

 

[Pankhuri]

Completely online..

Two things:
1) A Visa Infinte Debit Card which gives Lounge access along with other CISA infinite benefits
2) Interest rate of 7% p.a. if the total SB balance is above 5L, credited every month.. it is almost @ FD rates with SB account ..

Now, decide yourself.

Chalo, thoda paisa park karne ke liye acha account hai. And again, thanks for the info.

 

[funatlearn]

Chalo, thoda paisa park karne ke liye acha account hai. And again, thanks for the info.

But less than 1l, it is 3%

 

[SSV]

But less than 1l, it is 3%

same as other banks .

 

[vaibhavpp0707]

Completely online..

Two things:
1) A Visa Infinte Debit Card which gives Lounge access along with other CISA infinite benefits
2) Interest rate of 7% p.a. if the total SB balance is above 5L, credited every month.. it is almost @ FD rates with SB account ..

Now, that I got it 0 MAB first , I wont be changed if my balance is below10K..

Now, decide yourself.

I also have 0 MAB idfc first savings bank account.
Please guide how to get visa infinite debit card ?
I am having this card which came with welcome kit.

 

[Ram1]

its related to IndusInd..
Received the following WhatsApp message from IndusInd agent about their Delite Account....

Not sure how useful is this .. For those interested in...
Just putting it out there for interested parties..

How is it possible to convert 10k account to zero balance?

 

[Shroud]

Interest rate of 7% p.a. if the total SB balance is above 5L, credited every month.. it is almost @ FD rates with SB account

The 7% interest you're talking about does not apply to the total balance, instead only on the amount above 5L....

 

[SSV]

The 7% interest you're talking about does not apply to the total balance, instead only on the amount above 5L....

Yes,L you are correct. It’s only on progressively balances, I corrected this info in another thread

 

[creditcardkakida]

Yes,L you are correct. It’s only on progressively balances, I corrected this info in another thread

It will be better to convert the account into saving plus(flexi fd) account... If interest is target with flexibility of saving...

 

[anonymuos]

PNO office replied that minimum 1.5 lakh limit is required... However on sharing my ITR which was fulfilling their criteria and asking whether have deliberately kept my limit below 1.50 lakh..(I had Iconia amex card ltf and after raising request for limit enhancement they gave me 1.49 lakh limit) they upgraded me to Pinnacle... That too LTF.. no charge ever... Now I have Pinnacle card ... Exclusive account with two exclusive debit cards(one visa one master) and one titanium master debit card... All free... Have got 1750 two times as reward point redemption on debit cards... 😈😈

What's the difference between Titanium debit card and Gold debit card? Is Titanium more rewarding? Also like the Exclusive debit cards, can we redeem Titanium DC points for cash or only on IndusMoments? And finally, how to get it?

 

[Anil_Singh]

Oh u r cc holder or wot

By not choosing IDFC.

No relationship. I just got lucky. Work hard. You might get lucky one day.

 

[Vasuki]

No relationship. I just got lucky. Work hard. You might get lucky one day.

God luck has pattern .
Idfc luck is Chaos of universe

 

[srikant]

Main IDFC First Bank ka dil se dhanyawad karta hoon, unhone mujhe is layak samjha.

Badhai ho! Congratulations!

 

[srikant]

Limit is still 1.49 lakh 🤣🤣

HDFC Bank also gave me same limit for my MoneyBack+, from 1.3L. So I can't get Neu Infinity I guess.

 

[Vasuki]

HDFC Bank also gave me same limit for my MoneyBack+, from 1.3L. So I can't get Neu Infinity I guess.

Try with hdfc customer care. Things aren't that absolute.
Ppl have Millniea with 20-30 k .

 

[Anil_Singh]

Try with hdfc customer care. Things aren't that absolute.
Ppl have Millniea with 20-30 k .

Me. 😁 🤣

 

[deep@vie]

Me. 😁 🤣

Stay blessed forever 😂🤣