The UNI NX Wave card is finally Live !!

[ray8285]

For anyone still waiting, if at all, lol... the Nx Wave card is Live now!! I applied for the Nx Wave card and the banking partner for now is SBM..

May be they are trying to do a 1 card and will have multiple banking partners in future (yes bank too have this card listed on their website).

Uni told me they have opened the application process only for few early waitlisted customer for now, so anyone wanting to apply it will be worthwhile checking the app. The application form itself had a few glitches and I could get the vkyc done only after quite a few failed attempts. Waiting for the KYC approval now which uni informed might take upto 24 hours! Asked UNI if this card was pre approved but they said no, credit check (TU) will be done & will be interesting to see what limit SBM gives!

The joining fee for the card is nil and the reward rate @ 1℅ makes it fall under the basic card category.

For anyone interested Will keep you guys updated, once & if the approval comes from "SBM"!!!!! 🤣

 

[rafzy]

Thanks for the heads-up, i just downloaded the app and there it was waiting for me to apply. Done application. Will do vkyc tomorrow. The tie up is with sbm

 

[ccdc]

is it ltf...i was offered no joining fee...nothing mentioned about annual fees

 

[Cc_creditguy]

Can't able to apply only showing paycheck not the card ??

 

[Tejo]

Can't able to apply only showing paycheck not the card ??

For selected paycheck users only

 

[Riya]

I closed my UNI card recently... Fed up of the waitlist and the rewards are also meagre... 1% is what I am getting atleast already on other cards

 

[Cc_creditguy]

For selected paycheck users only

Ohkk okk but I don't need that it's like a paylater ri8

 

[ray8285]

is it ltf...i was offered no joining fee...nothing mentioned about annual fees

Yes LTF ..

 

[Rdspam]

Ohkk okk but I don't need that it's like a paylater ri8

Yes and no. It will give you an amount into your bank regardless of you actually needing it or not. If you pay it back in 15 days it’s interest free too.

 

[Cc_creditguy]

Yes and no. It will give you an amount into your bank regardless of you actually needing it or not. If you pay it back in 15 days it’s interest free too.

Yeaa. But it's a risky one ri8 ?? Do they report to cibil

 

[hackymanoj]

I have received invite today. Sbm is my banking partner. Did vkyc in the morning and waiting for the update.

I wanted to close uni pay but they said they cannot just close only uni pay option. Now once my card is approved I can ask to close uni pay

 

[hackymanoj]

I have received invite today. Sbm is my banking partner. Did vkyc in the morning and waiting for the update.

I wanted to close uni pay but they said they cannot just close only uni pay option. Now once my card is approved I can ask to close uni pay

Approved now and the limit is 5.25 lakhs. Highest limit on my other cards is 5.5 lakhs. Wait was long but satisfied with the onboarding process. No cibil hit as of now

 

[ccdc]

I have received invite today. Sbm is my banking partner. Did vkyc in the morning and waiting for the update.

I wanted to close uni pay but they said they cannot just close only uni pay option. Now once my card is approved I can ask to close uni pay

by upi pay...do you mean the earlier uni card or is it some other thing?

 

[hackymanoj]

by upi pay...do you mean the earlier uni card or is it some other thing?

Correction: Uni cash feature

 

[rafzy]

For me the highlight is zero forex as i didn't have a card with that feature.

 

[equalizer]

Had 3 accounts in the family.. I was an inch from closing these 3 accounts but every time backed off due to gut feel.. Got the Uni SBM NX Wave CC today within an hour of VKYC.. Remaining 2 accounts VKYC done but no updates.. Waiting for physical card.. Oh and I must say that the credit limit is way above my expectations..

Second account got aprroval.. Low credit limit this time..

 

[Rdspam]

Yeaa. But it's a risky one ri8 ?? Do they report to cibil

I don’t see any report in mine nor have I noticed any negative impact because of it

 

[Cc_creditguy]

I don’t see any report in mine nor have I noticed any negative impact because of it

Soo it's worth to try it ri88

 

[Rdspam]

Soo it's worth to try it ri88

Definitely. I personally and thankfully don’t require it but free ka savings account mai interest milra and also helps maintain minimum balance in savings accounts I don’t use very frequently.

 

[Cc_creditguy]

Definitely. I personally and thankfully don’t require it but free ka savings account mai interest milra and also helps maintain minimum balance in savings accounts I don’t use very frequently.

Okkk it's credit line or some thing else

 

[Strange]

Approved now and the limit is 5.25 lakhs. Highest limit on my other cards is 5.5 lakhs. Wait was long but satisfied with the onboarding process. No cibil hit as of now

Is SBM Bank branch available in your city?