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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

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Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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I completed the vKYC just now. But haven't got any confirmation message. It's not even updating in the PNB status. Will wait for a day and if still not updated status, will request for KYC tomorrow again.

Edit: After reading a lot of messages from other folks here. It seems that it can take upto 2-3 days for them to mark KYC as complete. 🤦🏻‍♂️
I will wait in that case.
 
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Acceptable.Now complete the vkyc next day and wait for vkyc approval message.
There after do as i have said in above post.
For existing PNB savings account holders, is it required to complete vKYC? Bcoz I didn't get any link/email/SMS for the same
How to proceed next with the application then - emailing docs etc.??
Also how to check application status? I'm unable to login to PNB Genie as it says mobile number not registered
 
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Can you please share the features of the PNB Rupay Platinum credit card, especially the international lounge access limit per quarter?
 
For existing PNB savings account holders, is it required to complete vKYC? Bcoz I didn't get any link/email/SMS for the same
How to proceed next with the application then - emailing docs etc.??
Also how to check application status? I'm unable to login to PNB Genie as it says mobile number not registered
If its preapproved then only VKYC is not required else you have to do.
If its not preapproved then better proceed as the non customer of pnb during application. Though it purely my view and in no way mandatory to do the same.

Now for PNB genie app,it is only accessible if you card is approved.Apply online and if you want to check the status then directly choose track you appliction option in pnb genie app.

Have you applied for the card ?
 
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If its preapproved then only VKYC is not required else you have to do.
If its not preapproved then better proceed as the non customer of pnb during application. Though it purely my view and in no way mandatory to do the same.

Now for PNB genie app,it is only accessible if you card is approved.Apply online and if you want to check the status then directly choose track you appliction option in pnb genie app.

Have you applied for the card ?
Yahan bhi khoon Supreme Commander bade khush honge Aaj 🤭
 
If its preapproved then only VKYC is not required else you have to do.
If its not preapproved then better proceed as the non customer of pnb during application. Though it purely my view and in no way mandatory to do the same.

Now for PNB genie app,it is only accessible if you card is approved.Apply online and if you want to check the status then directly choose track you appliction option in pnb genie app.

Have you applied for the card ?
Yeah.. already applied for the card (wasn't preapproved) as an existing customer only 🙁
On Video KYC Link (https://apply.pnbcard.in:7443/) after entering UARN, it shows - KYC already completed. Your application is under process
Unfortunately not getting OTP when checking Application status on PNB Genie app
 
Yeah.. already applied for the card (wasn't preapproved) as an existing customer only 🙁
On Video KYC Link (https://apply.pnbcard.in:7443/) after entering UARN, it shows - KYC already completed. Your application is under process
Unfortunately not getting OTP when checking Application status on PNB Genie app
Anyway its good...
Now just send the documents to
Creditcardpnb@pnb.co.in or creditcardpnb2@pnb.co.in


For OTP issue,it seems PNB server are not able to handle loads..almost everyone is facing this issue.
 
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