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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

TF Legend
TF Family
Moderator
Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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Got this, not really sure what this means, they just acknowledged the email, not the documents I shared with them... 🥲

View attachment 34826
Folks, it's official. I am a cardholder now.

1700036866252.png

Special thanks to @Rkr

itni-khushi.gif
 
I had sent ITR and form 16 yesterday, got this reply

"Dear Sir,
We thankfully acknowledge receipt of your e-mail.
Your application is under process.
It will be processed soon. "

Dekhte hai approve hota hai ki nai . Pnb rupay platinum apply kia tha ( limit shown 60k while applying)
 
I had sent ITR and form 16 yesterday, got this reply

"Dear Sir,
We thankfully acknowledge receipt of your e-mail.
Your application is under process.
It will be processed soon. "

Dekhte hai approve hota hai ki nai . Pnb rupay platinum apply kia tha ( limit shown 60k while applying)
Yes, now wait for a few days. You will get response.
 
I had sent ITR and form 16 yesterday, got this reply

"Dear Sir,
We thankfully acknowledge receipt of your e-mail.
Your application is under process.
It will be processed soon. "

Dekhte hai approve hota hai ki nai . Pnb rupay platinum apply kia tha ( limit shown 60k while applying)
Ho jayega...Hopes means everything..PNB rarely declines the applications instead they are famous for giving low limit than what is shown during application process.
 
Koi na..Use it for 6 months from here now.And send request of LE through app and attach ITR of 24-25 and you will get easy enhancement of limit.
Ohh, lol. I found in the app, there was option to request for LE. I did that, max the app allows is 10L. I selected that, then they asked to send salary slip to bank mail (along with the SR, obviously). I did that, got confirmation mail that they have received the documents. Let's see what happens. Will update here.
 
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Reactions: Rkr
Ohh, lol. I found in the app, there was option to request for LE. I did that, max the app allows is 10L. I selected that, then they asked to send salary slip to bank mail (along with the SR, obviously). I did that, got confirmation mail that they have received the documents. Let's see what happens. Will update here.
Nothing will happen...You will get reply that kindly apply after 6 months.
 
I recently got pnb rupay select cc assuming that it is eligible for rupay select ott benefits but it is not eligible. Now I don't find this card useful as I hardly see any offers on pnb cc. Can someone advice if this card is worth keeping?

Please note I'm also holding hdfc tata neu infinity and Bob premiere rupay cards to enjoy rupay benefits.
 
I recently got pnb rupay select cc assuming that it is eligible for rupay select ott benefits but it is not eligible. Now I don't find this card useful as I hardly see any offers on pnb cc. Can someone advice if this card is worth keeping?

Please note I'm also holding hdfc tata neu infinity and Bob premiere rupay cards to enjoy rupay benefits.
I took this card only for health checkup benefit and as my first Rupay card. I did not find any other use of this card. Later I got Tata Neu infinity and I kept using it as it gives 1.5% cashback. Pnb rupay select cashback comes around 0.68% if you redeem points against statement credit.
 
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