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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

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Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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I don't think it's usual but it may happen if your application processing gets delayed and someone from processing department tries to check your credit profile again.
@paresh22 you assumed correct! Spoke to CC , they confirmed it’s a new process they do Cibil check again if application login date is 3 weeks ie, 21days.
 
@paresh22 you assumed correct! Spoke to CC , they confirmed it’s a new process they do Cibil check again if application login date is 3 weeks ie, 21days.
Yes that was my assumption because for my PNB Select application process in May 23 everything done in like 10 days and I got my card. I am not surprised if banks doing double enquiry. My SBI Cashback application proessing also got delayed in last year which resulted 2 hard enquires then I got that card.
 
@Rkr I got 2nd cibil enquiry yesterday! Received acknowledgment email on Wednesday as your suggestion, any advice ? Is it usual they do enquiry two times ?
2 times is not inline..Something went wrong..
Anyway just ask them the status after 2-3 days by sending mail to
Creditcardho@pnb.co.in

and ask them the status of application.Must mention appliaction ref number in subject.
 
I just finished VKYC, both application and kyc was pretty smooth. Do I need to do anything myself after this? Or just wait and watch till approval?
 
Dear Customer, Your PNB credit card application no. is lying discrepant. Please contact your nearest branch/toll free no. 18001802345 guys what to do
 
Dear Customer, Your PNB credit card application no. is lying discrepant. Please contact your nearest branch/toll free no. 18001802345 guys what to do
Sending email attaching 2 years of ITR

send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
 
You also called directly instead of scheduling it ?
From the link which was generated after application number generation. I saved that link and clicked today. That was a general link, anyway they will ask application number and fetch your data live. Typical PSU thing!
 
Is there any trick to get pnb statement on email ? There is no option to resend the statement on email in mobile app. I want to make use of mobikwik to repay pnb cc bill.
 
Is there any trick to get pnb statement on email ? There is no option to resend the statement on email in mobile app. I want to make use of mobikwik to repay pnb cc bill.
I think you shouldn't use mobikwik for PNB payments. Search the forum. There is a thread detailing how pnb payments don't get credited on time via 3rd party payments.
 
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