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Tips to apply PNB Credit Card and ways for quick approval..

RkrRkr is verified member.

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TF Family
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Here are some pro tips :-

*(Especially for salaried customers having ITR and having good credit score ,Willing to hands on Pnb credit card)

Follow below procedures/tricks.
1.Apply online or via Referal links available on different platforms..
2.Always go for Aadhar mentioned address as permanent and current address. your office address will be as where you are working.
3.Always try to apply in early morning time(For e.g between 0800 to 1000 hrs) so that VKYC could be done on same day.
4.Keep all your documents like bank account statement,ITR's,Salary slips ,Pan,Aadhar etc ready (Size should below 5 MB overall)
5.Apply and upload necessary documents.Further do the Vkyc Using link in SMS or mail or in continuous application process(Keep Pan and pen and paper ready).
6.Once you received KYC approval message.Next day repeating next day send one email to "creditcardpnb2@pnb.co.in" attaching your PAN ,Aadhar,Last 2 year ITR documents along with ITR acknowledgements to said mail id clearly mentioning your Application number in Subject line.e.g Additional documents for Application ref no-xxxxxxx.
7.Most probably the decision on application will be communicated to applicant in 2 to 3 days.

Hope it helps..Suggestions are welcome.
(Mine got approved in 4 days only Seems Fastest Approval.)

NOTE:-Keep all documents ready Pan colour image,and rest other in Pdf, before starting the procedure.Try to complete the whole procedure including documents upload and Vkyc in one session itself.

UPDATE 2- Those who are waiting for their physical card delivery,kindly note, if its more than 7 working days after approval message the kindly be in touch with local Dtdc courier office or Speed post office to know where about of your card and also write a mail to pnb card to know despatch details of card.

UPDTAE 3:- If you have not received any message of despatch of your card then another way to check in Pnb genie app.Open app and then select track my option and enter required details to know your despatch details with tracking id..

UPDATE 4:-The day you got the approval message from PNB ,Just download the PNB Genie App and with your Mobile number and DOB and then couple of OTP submissions and you will be able to access to complete digital card under E-Card section of app.Generate PIN for card on app itself.Note down the details and link your card at BHIM or Patym and enjoy seamlessly UPI payments through your PNB credit card even before delivery of your physical card.(Caution-Don't enable/activate Tap and pay and international transactions before delivery of your physical card).🙂🙂
 
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bro I already shared ITR and other docs multiple times shall I send same docs again because I already shared and they have platinum with 25k and now will they change to select with same docs ?
That's for your application,
This we need to send for upgrade, they consider as different request and we need to mention service request number also with that .
It's possible for rejection. You can wait and see what will happen to me then you can decide.
 
That's for your application,
This we need to send for upgrade, they consider as different request and we need to mention service request number also with that .
It's possible for rejection. You can wait and see what will happen to me then you can decide.
ok bro keep me updated
 
Looks everyone got approved, Really appreciate the pnb team comparing with BOB cards🙁 , @Rkr can you tell me which date PNB card reporting to cibil 31st or Statement date?
 
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can they agree for 3 months statement and payslip ?
Not sure , this is for credit card upgrade.
I don't have ITR with above 5L , so i sent last 6 months salary slip which having eligible salary to get select credit card.
Because of i sent 6 months salary slip , they might asked bank statement of 6 months.
But when we do first time application that time also they asked 6 months statement. So currently I am not sure about it .
 
Not sure , this is for credit card upgrade.
I don't have ITR with above 5L , so i sent last 6 months salary slip which having eligible salary to get select credit card.
Because of i sent 6 months salary slip , they might asked bank statement of 6 months.
But when we do first time application that time also they asked 6 months statement. So currently I am not sure about it .
i want to apply for select cc .. i switched my company .. so i have 3 months payslip with statement .. i also have last company payslips and statements
 
Anyone got upgrade / approval for Rupay Select CC below 5 lac ITR?
1. I got approved for Rupay Platinum card and now requested upgrade from app.
2. Sent email with ITR.
3. Received reply that 5 lac ITR is required for upgrade. (mine is 4.99 after deductions)
4. Sent them email again with computation of income & other bank CC statement.
 
Anyone got upgrade / approval for Rupay Select CC below 5 lac ITR?
1. I got approved for Rupay Platinum card and now requested upgrade from app.
2. Sent email with ITR.
3. Received reply that 5 lac ITR is required for upgrade. (mine is 4.99 after deductions)
4. Sent them email again with computation of income & other bank CC statement.
Okay , I just sent email with my ITR mine is above 5 lacs. Let’s see what they’ll do. They gave me platinum card with 25k limit. Idk what will I do with that limit also 😂 it’s lowest among all my other cards.
 
Anyone got upgrade / approval for Rupay Select CC below 5 lac ITR?
1. I got approved for Rupay Platinum card and now requested upgrade from app.
2. Sent email with ITR.
3. Received reply that 5 lac ITR is required for upgrade. (mine is 4.99 after deductions)
4. Sent them email again with computation of income & other bank CC statement.
No luck for me too. They need ITR , i tried to convince them with my payslip . But they replied to me and said ITR is mandatory.
 
Firstly, thank you for this amazing thread @Rkr - helped with card approval a lot faster with such detailed steps.
I had applied and my last year ITR was a little shy of 5 Lacs, got Rupay select with 1 lac limit. Haven't received card yet but in pnb genie app shows as rupay select.
Anyone got upgrade / approval for Rupay Select CC below 5 lac ITR?
1. I got approved for Rupay Platinum card and now requested upgrade from app.
2. Sent email with ITR.
3. Received reply that 5 lac ITR is required for upgrade. (mine is 4.99 after deductions)
4. Sent them email again with computation of income & other bank CC statement.
Any idea what's the timeline for LE in pnb? Is manual LE possible?
 
Firstly, thank you for this amazing thread @Rkr - helped with card approval a lot faster with such detailed steps.
I had applied and my last year ITR was a little shy of 5 Lacs, got Rupay select with 1 lac limit. Haven't received card yet but in pnb genie app shows as rupay select.

Any idea what's the timeline for LE in pnb? Is manual LE possible?
Yes Mannual LE is possible...
Apply from Pnb Genie App or website after 6 month from your card account setup.
 
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