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Unable to get approval for SBI Cashback CC?

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I already have SimplyClick 5 years old card, but when I applying for Cashback card , they keep rejecting the application every time.
Is there any trick of approval for Cashback credit card for existing sbi card holders?
 
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ThriftyPlasticPundit said:
Thank you for detail reply, actually you answered one of the question I was wondering.

but I was actually asking here, while applying sbi card online and if sbi is asking verify online either net banking or debit coz i dont have both at this point.
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See my post - you should get your answers out there. You don't need netbanking or debit card, but if you have mAadhar Digilocker it will be helpful.

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Thanks!!
 
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ThriftyPlasticPundit said:
yes that's what i am planning to do and hopping card to card, do they ask card number or cc statement ?
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Apply through sprint works differently from customer to customer

If everything goes in a right direction no income proof or cc card number or cc statement would be demanded in that particular case you need verify 1rs procedure through listed banks which would be available in sprint list u can choose any of these bank if u dont wanna use SBI bank.

but in opposite scene sometime application goes in a offline mode through sprint where agent come to collect kyc document. this tunnel is black due to SBI agents
 
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Shubham Yadav said:
Apply through sprint works differently from customer to customer

If everything goes in a right direction no income proof or cc card number or cc statement would be demanded in that particular case you need verify 1rs procedure through listed banks which would be available in sprint list u can choose any of these bank if u dont wanna use SBI bank.

but in opposite scene sometime application goes in a offline mode through sprint where agent come to collect kyc document. this tunnel is black due to SBI agents
Click to expand...
got it, i think as long as offline agent is accepting c2c, i will be happy to go that route.

got a solid aged card good limit so fingers crossed.

Thank you for your input
 
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ThriftyPlasticPundit said:
I have an SBI account, but my online banking password needs to be reset ( Branch Visit). Additionally, I don't have a debit card at the moment. Can someone please explain how the application process works in this situation? Will they ask me to log in to Internet Banking or use a debit card for verification?
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If you are applying on a PC or laptop, keep a portrait photo of you ready. As for internet banking verification, it can be any bank.
Do not use the UPI option at the end.
Make sure to disable any adblockers extensions.
 
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ThriftyPlasticPundit said:
got it, i think as long as offline agent is accepting c2c, i will be happy to go that route.

got a solid aged card good limit so fingers crossed.

Thank you for your input
Click to expand...
No offline application and no c2c for SBI CB card..
Only thru sprint.. as our friends said it is pretty much straight forward.. mostly no income docs required and any bank account verification is fine.
If they don’t do bank verification, next day kyc agent will come home and does Aadhar finger print kyc.. please watch a few YouTube videos.. there are many that actually demonstrate the live application process ..best wishes
 
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ThriftyPlasticPundit said:
intresting so they ask to upload a photo?, don't they have vkyc live showing my face.
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If Sprint thinks your CIBIL profile is good and your current address is the same as Aadhar, it will only ask to upload a photo of you at the end after bank Rs.1 verification. There will be no VKYC.

Having CKYC under your name already also really helps. Some banks report them if you have an account or credit card with them.
 
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cryoengine said:
If Sprint thinks your CIBIL profile is good and your current address is the same as Aadhar, it will only ask to upload a photo of you at the end after bank Rs.1 verification. There will be no VKYC.

Having CKYC under your name already also really helps. Some banks report them if you have an account or credit card with them.
Click to expand...
I see, in my opinion without bragging i am very confident with cibil profile and everything is same on all platforms.
 
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Tried applying for the SBI cashback card and they took all details online and at the end where it asks to do KYC, there are 2 options, one is VKYC and other is Bank verify (where it;'s clearly stated 2nd option is quicker). I clicked on it and the message pops up saying I cant get the card due to internal policies.. Then why take me all that far?? I already hold 2 active CCs with them. Hope I cant get this card as it's my 2nd try this quarter.
 
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