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Unable to get approval for SBI Cashback CC?
- Thread starter ABHISHEKk
- Start date
My first ever SBI card was SBI CB card with 3.72L CL apporved in September 2022.. was approved within 3 to 4 days .
Strange
TF Prestige
It does and with a good limit.
@S S V @Wealth is my birth right! And many other got SBI CB card as a first SBI Card with a good limit.
Last edited:
iamabhisekagar
TF Legend
Then Simply Click Lelo uske 3 month baad Cashback Card le lena
Strange
TF Prestige
10k limit ke sath wo bhi existing card se split karke ye likhna bhul gaye. 🤣
Agar CB card me high limit chahiye to as a first card hi apply karo.
iamabhisekagar
TF Legend
Naah zaroori nhi....I got 20k in Simply Click and later on 93k on Cashback Card
Strange
TF Prestige
Har kisi ke sath ye nahi hota hai Laxman. 🤣
Yes SBI CB card is my jackpot that too without any physical documentation and boredom home visits by agents
Limit is the highest among other cards👊
2nd question- does SBI approve cards for self-employed persons?
YES . . I got my card without even income docs
ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ
TF Legend
I applied as self employed age matters i heard, 25+
friends2b11
TF Select
I was trying to apply for sbi cashback card but it got rejected due to internal policy, I think the main reason i already have 3 cards. 1. Simplyclick 2. Simplysave 3. Simplysave again
so i raised a request to close 3rd simply click by call to customer care and received a msg immediately that card got deactivated but its been 7 days its still showing in my app.
i want to know how i can get the cashback card ? Was the closed card showing in your app ? On which email id you contacted with them ?
Deepak_Shetty
TF Ace
Closed card will always show in the app till 'n' number of days 🤣. Only if you upgrade card then previous card will be deleted from app.
If you have any contact of local sales department executive (if no, then visit branch and ask with credit card team), they will check by using your PAN.
As per my personal experience, there is no use from email team, they will give only generic reply.
As you told your card got deactivated without the interaction of retention team, I doubt whether your card is permanently closed or not? Check once.
I wrote to SBI cards whether they can upgrade my Simplyclick to Cashback, just for fun.
As expected, they replied saying upgrade to Cashback not possible. Apply for a new card.
However they sent me a list of cards to which I can get an upgrade, all paid. The list includes Air India signature, platinum, octane, Elite, signature paywave, pulse and Prime.
As expected, they replied saying upgrade to Cashback not possible. Apply for a new card.
However they sent me a list of cards to which I can get an upgrade, all paid. The list includes Air India signature, platinum, octane, Elite, signature paywave, pulse and Prime.
friends2b11
TF Select
Is it true that even after closing SBI card it never shows as closed in cibil report ?
Last year I applied for sbi cash back card but it got rejected as I had three sbi cards already.Sbi does not issue more than three credit cards.
Ten days ago I closed a credit card but it still doesn't show closed in cibil.Although I know that in Cibil it takes some time to update.
Many people are posting in this group that their closed SBI card is still showing "active".This is why their Sbi cashback card application is getting rejected.
So after how long should i apply for sbi cashback card now or later ?
Last year I applied for sbi cash back card but it got rejected as I had three sbi cards already.Sbi does not issue more than three credit cards.
Ten days ago I closed a credit card but it still doesn't show closed in cibil.Although I know that in Cibil it takes some time to update.
Many people are posting in this group that their closed SBI card is still showing "active".This is why their Sbi cashback card application is getting rejected.
So after how long should i apply for sbi cashback card now or later ?
The closed card will be updated in CIBIL with closed status..
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