Unreliable Banking: My Experience with IDFC Bank

[Gabbar.Singh]

The frequent restriction of debit functionality on my savings account with IDFC Bank has become a recurring source of hardship and embarrassment. As I diligently schedule payments to settle my credit card and other bills, any failure in processing these transactions not only inconveniences me but also leads to embarrassment.

Despite lodging complaints at the branch, the issue persists, often taking days to resolve. The lack of a tangible reason for these restrictions adds to my frustration. IDFC Bank's explanation of a vague "security issue" fails to reassure me.

This recurring problem raises questions about the reliability of IDFC Bank's services. Should customers endure such inconvenience and uncertainty? As a loyal customer, I expect better transparency and accountability from my bank.

It's time for IDFC Bank to address these issues promptly and provide concrete solutions. Customers deserve reliable and trustworthy banking services, free from frequent disruptions and excuses.

 

[newinnov]

IDFC is a pathetic bank anyway, just read past experiences of other users. Better to move to HDFC / icici . They will call you first before debit freeze / for unauthorized transactions.

 

[Vasuki]

The frequent restriction of debit functionality on my savings account with IDFC Bank has become a recurring source of hardship and embarrassment. As I diligently schedule payments to settle my credit card and other bills, any failure in processing these transactions not only inconveniences me but also leads to embarrassment.

Despite lodging complaints at the branch, the issue persists, often taking days to resolve. The lack of a tangible reason for these restrictions adds to my frustration. IDFC Bank's explanation of a vague "security issue" fails to reassure me.

This recurring problem raises questions about the reliability of IDFC Bank's services. Should customers endure such inconvenience and uncertainty? As a loyal customer, I expect better transparency and accountability from my bank.

It's time for IDFC Bank to address these issues promptly and provide concrete solutions. Customers deserve reliable and trustworthy banking services, free from frequent disruptions and excuses.

Idfc is consistent in dissapointing customer

 

[leonneel]

I can't pay to someone from idfc via UPI 1L in one go. UPI limit is 1L but to pay 1L I have to send 25k x 4 times. Upon doing 4 back to back txn they freezes the acct then some call comes and u gotta verify those txn and all then freezes lifted . So inconvenient. Other banks don't do that.

 

[Vasuki]

I can't pay to someone from idfc via UPI 1L on one go. UPI limit is 1L but to pay 1L I have to send 25k x 4 times. Upon doing 4 back to back txn they freezes the acct then some call comes and u gotta verify those txn and all then freezes lifted . So inconvenient. Other banks don't do that.

Why not bank transfer Its all free no freeze

 

[leonneel]

Why not bank transfer Its all free no freeze

Sometimes all I get is UPI id. To send neft I gotta get acct number,IFSC then wait for 24 hours. Sometimes i cant meet all criteria so I gotta work with only UPI.

 

[Vasuki]

Sometimes all I get is UPI id. To send neft I gotta get acct number,IFSC then wait for 24 hours. Sometimes i cant meet all criteria so I gotta work with only UPI.

For more upi .. do transaction with ICICI Bank or hdfc ..
Even axis will work
Idfc will keep you in deep freezer

 

[Tejo]

The frequent restriction of debit functionality on my savings account with IDFC Bank has become a recurring source of hardship and embarrassment. As I diligently schedule payments to settle my credit card and other bills, any failure in processing these transactions not only inconveniences me but also leads to embarrassment.

Despite lodging complaints at the branch, the issue persists, often taking days to resolve. The lack of a tangible reason for these restrictions adds to my frustration. IDFC Bank's explanation of a vague "security issue" fails to reassure me.

This recurring problem raises questions about the reliability of IDFC Bank's services. Should customers endure such inconvenience and uncertainty? As a loyal customer, I expect better transparency and accountability from my bank.

It's time for IDFC Bank to address these issues promptly and provide concrete solutions. Customers deserve reliable and trustworthy banking services, free from frequent disruptions and excuses.

I too closed the idfc ac for the same reason. If we confirm the merchant and amount, again we will see the block.
Idfc the commercial bank just want to do business with our money,

 

[HumorSimpson]

Oh man,
So, if I use IDFC UPI for to-fro metro bus payments, it gets frozen ?

 

[dillinger]

Customer service is pathetic for idfc and axis , better to go with hdfc or icici

 

[VladimirPumpkin]

I can't pay to someone from idfc via UPI 1L in one go. UPI limit is 1L but to pay 1L I have to send 25k x 4 times. Upon doing 4 back to back txn they freezes the acct then some call comes and u gotta verify those txn and all then freezes lifted . So inconvenient. Other banks don't do that.

I have a Fi account just for this issue of not being able to send through NEFT. All my transactions to date have been instantaneous and when I was doing a high value transaction right after adding someone, it's just a basic video verification with you saying 4 digits to verify and the payment is still done instantly. The verification never took more than 30 seconds for me.

Honestly for a zero balance digital only account, I sometimes find it much more useful than than the premier bank accounts. UPI limit is 1L per day and yes you can exhaust it in a single transaction.

 

[Vasuki]

I can't pay to someone from idfc via UPI 1L in one go. UPI limit is 1L but to pay 1L I have to send 25k x 4 times. Upon doing 4 back to back txn they freezes the acct then some call comes and u gotta verify those txn and all then freezes lifted . So inconvenient. Other banks don't do that.

My condolences 💀
To idfc 🤒

 

[paxauquabriba-4876]

The frequent restriction of debit functionality on my savings account with IDFC Bank has become a recurring source of hardship and embarrassment. As I diligently schedule payments to settle my credit card and other bills, any failure in processing these transactions not only inconveniences me but also leads to embarrassment.

Despite lodging complaints at the branch, the issue persists, often taking days to resolve. The lack of a tangible reason for these restrictions adds to my frustration. IDFC Bank's explanation of a vague "security issue" fails to reassure me.

This recurring problem raises questions about the reliability of IDFC Bank's services. Should customers endure such inconvenience and uncertainty? As a loyal customer, I expect better transparency and accountability from my bank.

It's time for IDFC Bank to addres as these issues promptly and provide concrete solutions. Customers deserve reliable and trustworthy banking services, free from frequent disruptions and excuses.

any company that hires amitabh bachan means that thier product is garbage & they are desperate enough to pay millions for advertisemnt to fabricate a false image

 

[Deleted member 9785]

The frequent restriction of debit functionality on my savings account with IDFC Bank has become a recurring source of hardship and embarrassment. As I diligently schedule payments to settle my credit card and other bills, any failure in processing these transactions not only inconveniences me but also leads to embarrassment.

Despite lodging complaints at the branch, the issue persists, often taking days to resolve. The lack of a tangible reason for these restrictions adds to my frustration. IDFC Bank's explanation of a vague "security issue" fails to reassure me.

This recurring problem raises questions about the reliability of IDFC Bank's services. Should customers endure such inconvenience and uncertainty? As a loyal customer, I expect better transparency and accountability from my bank.

It's time for IDFC Bank to address these issues promptly and provide concrete solutions. Customers deserve reliable and trustworthy banking services, free from frequent disruptions and excuses.

close account simple

 

[Vasuki]

any company that hires amitabh bachan means that thier product is garbage & they are desperate enough to pay millions for advertisemnt to fabricate a false image

Phone pe .
Sound box

 

[maheshspanicker]

IDFC tech team needs some basic common sense and a lot more skill. Downright pathetic now, and at this rate, the bank has to rename itself IDFC Freeze Bank.

 

[sujal]

Icici also freezed my account now ! Shifting to payments bank is the only option!!

 

[varun__goel_]

Icici also freezed my account now ! Shifting to payments bank is the only option!!

R e a s o n ?

 

[imuntitled]

IDFC & Axis are competing against each other for the worst customer service 💀

 

[sujal]

R e a s o n ?

Suspicious activity !! Ab kitne dino tk block rhega pata nhi