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IDFC Future First A/C - My Experience

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#aniket said:
IDFC be like:

View attachment 67312

Most probable reason:
It's for college students who will soon be employed.

Note: IDFC only can give actual answer.

P.S: After account opening, you will be receiving an SMS; Thanks for opening Salary A/c with IDFC FIRST Bank.
Click to expand...
How to find which colleges are eligible for this account variant?
 
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Infamous said:
This thread is about IDFC Future First Savings Account, my experience with A/C opening and general guide for people who are interested in getting this account.

Why I opted for this A/C?
  • I wanted to get into the DC to CC payment scene to earn RPs and I'm not in a position to open a Select or Wealth A/C with them right now, so this was a great option.
  • 0 MAB Requirement
  • Visa Signature DC
  • No nonsene banking services with NIL charges
Basic Eligibility Requirement:
  • You should be a UG/PG student or passout from one of the eligible institutions, which can be found on the website via search feature.
  • You need to visit Branch for opening the account.
Storytime:

I went to the branch today, asked for opening the Future First A/C. The agent was aware about the account (referred to it as a Student A/C multiple times), but was unaware that the branch offers such account and told me to open it online, as they don't have such option in the tab.

I told him there's no option to open it online, and I have confirmed with the customer care and they said you need to open it at the branch (It was a lie, I didn't talk to anyone) and because I had read on this forum that the Future First A/C option is under the Salary A/C options, I asked him to check there and he found it, thus proceeded with opening the account.

The dude was helpful and listened to what I said instead of other douchebag agents.

Account Opening Process:

It was very simple, the dude got his tab, asked for basic details like DOB, income, pan, aadhar etc. Then came the college details section, where I was asked to input my college email and a photo of college ID. Now I don't have an official college email, so I entered my personal email and it showed an error, tried one with a professional domain, again it was an error but somehow, the tab proceeded further, without accepting any of the emails automatically to the next steps.

Now call this luck or whatever, the next steps were also basic questions like nominee, residence, etc and the account was opened after entering all the information. he screen showed that the A/C has been opened successfuly and I got messages for the same. Was told that the kit would be delivered in 3-4 days.

This whole process hardly took 5 minutes and I received all my details like Cust ID, IFSC, A/C no, etc. Now the interesting thing is that on the tab and the welcome email, it mentions new Salary A/C, even got an SMS for the same.

If you have any questions that I have not addressed, feel free to comment down below, and I'll answer to best of my knowledge 🙂
Click to expand...
Which college name you select
 
deathofnight5 said:
i had a similar experience few days back, the guy i approached for opening the account started telling me the account variants they offered. I told him i want to get the Future first account opened. I could see the happiness and glitter in his eyes fade away. he said there is no such account option. Some other guy sitting nearby after asking my details started opening the account(normal account route) and showed me on his tab that there is no option for FF account. I said Customer care directed me to this branch after confirming that my college is eligible for this account(i lied, didn't call cust care). He then went back started entering all details again this time for real opening the FF account.

Received the Visa sig card yesterday and tbh it looks good
Click to expand...
Which college you told him
 
Infamous said:
This thread is about IDFC Future First Savings Account, my experience with A/C opening and general guide for people who are interested in getting this account.

Why I opted for this A/C?
  • I wanted to get into the DC to CC payment scene to earn RPs and I'm not in a position to open a Select or Wealth A/C with them right now, so this was a great option.
  • 0 MAB Requirement
  • Visa Signature DC
  • No nonsene banking services with NIL charges
Basic Eligibility Requirement:
  • You should be a UG/PG student or passout from one of the eligible institutions, which can be found on the website via search feature.
  • You need to visit Branch for opening the account.
Storytime:

I went to the branch today, asked for opening the Future First A/C. The agent was aware about the account (referred to it as a Student A/C multiple times), but was unaware that the branch offers such account and told me to open it online, as they don't have such option in the tab.

I told him there's no option to open it online, and I have confirmed with the customer care and they said you need to open it at the branch (It was a lie, I didn't talk to anyone) and because I had read on this forum that the Future First A/C option is under the Salary A/C options, I asked him to check there and he found it, thus proceeded with opening the account.

The dude was helpful and listened to what I said instead of other douchebag agents.

Account Opening Process:

It was very simple, the dude got his tab, asked for basic details like DOB, income, pan, aadhar etc. Then came the college details section, where I was asked to input my college email and a photo of college ID. Now I don't have an official college email, so I entered my personal email and it showed an error, tried one with a professional domain, again it was an error but somehow, the tab proceeded further, without accepting any of the emails automatically to the next steps.

Now call this luck or whatever, the next steps were also basic questions like nominee, residence, etc and the account was opened after entering all the information. he screen showed that the A/C has been opened successfuly and I got messages for the same. Was told that the kit would be delivered in 3-4 days.

This whole process hardly took 5 minutes and I received all my details like Cust ID, IFSC, A/C no, etc. Now the interesting thing is that on the tab and the welcome email, it mentions new Salary A/C, even got an SMS for the same.

If you have any questions that I have not addressed, feel free to comment down below, and I'll answer to best of my knowledge 🙂
Click to expand...
if i told them wrong college for eligibal during account opeaning, any thing happend ?
 
naruto01 said:
Did IDFC discontinue the Future First account? I can't find it on the website.
Click to expand...
Recently (one week ago), I opened an account for a family member. Although my case was slightly different, it worked well as the process was similar to mine.
They opened a normal 25K account as usual. I had already informed them I needed FF, so they asked for a Xerox of my college ID card, PAN card, etc. The agent came home, opened the 25K account, transferred the amount, and left. Within 3-4 hours, the FF message arrived, as after reaching the branch, they did their work.
After three days, the FF kit (debit card and checkbook) arrived, and two days later, the normal account’s debit card came (useless but always sent due to the initial account setup).
This method worked for three of us, even though my institute, a tier 1 institution, wasn’t on their list.
we took back 25K in evening on the same day
 
rrsji said:
Recently (one week ago), I opened an account for a family member. Although my case was slightly different, it worked well as the process was similar to mine.
They opened a normal 25K account as usual. I had already informed them I needed FF, so they asked for a Xerox of my college ID card, PAN card, etc. The agent came home, opened the 25K account, transferred the amount, and left. Within 3-4 hours, the FF message arrived, as after reaching the branch, they did their work.
After three days, the FF kit (debit card and checkbook) arrived, and two days later, the normal account’s debit card came (useless but always sent due to the initial account setup).
This method worked for three of us, even though my institute, a tier 1 institution, wasn’t on their list.
we took back 25K in evening on the same day
Click to expand...
Can you check on website?
 
am11 said:
It seems like a possibility. The links to the Future First Account page on their website are not working anymore.
Click to expand...
I got it opened two weeks ago.
But by calling IDFC team member not by website

however,IDFC is going in loss (I would appreciate if someone can explain why)
 
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