IDFC Future First A/C - My Experience

[yobro]

IDFC be like:

View attachment 67312

Most probable reason:
It's for college students who will soon be employed.

Note: IDFC only can give actual answer.

P.S: After account opening, you will be receiving an SMS; Thanks for opening Salary A/c with IDFC FIRST Bank.

How to find which colleges are eligible for this account variant?

 

[Aniket]

How to find which colleges are eligible for this account variant?

Mail your college name to IDFC and ask if it's eligible.

 

[varun__goel_]

How to find which colleges are eligible for this account variant?

Visit future first product page, you can check there if institute is eligible or not.

 

[varun__goel_]

How account is in salary tab?

Because they use institute and student id details rather than employer details.

To categorise it under savings, they will have to make a customised application form

 

[ritam12345]

This thread is about IDFC Future First Savings Account, my experience with A/C opening and general guide for people who are interested in getting this account.

Why I opted for this A/C?

• I wanted to get into the DC to CC payment scene to earn RPs and I'm not in a position to open a Select or Wealth A/C with them right now, so this was a great option.
• 0 MAB Requirement
• Visa Signature DC
• No nonsene banking services with NIL charges

Basic Eligibility Requirement:

• You should be a UG/PG student or passout from one of the eligible institutions, which can be found on the website via search feature.
• You need to visit Branch for opening the account.

Storytime:

I went to the branch today, asked for opening the Future First A/C. The agent was aware about the account (referred to it as a Student A/C multiple times), but was unaware that the branch offers such account and told me to open it online, as they don't have such option in the tab.

I told him there's no option to open it online, and I have confirmed with the customer care and they said you need to open it at the branch (It was a lie, I didn't talk to anyone) and because I had read on this forum that the Future First A/C option is under the Salary A/C options, I asked him to check there and he found it, thus proceeded with opening the account.

The dude was helpful and listened to what I said instead of other douchebag agents.

Account Opening Process:

It was very simple, the dude got his tab, asked for basic details like DOB, income, pan, aadhar etc. Then came the college details section, where I was asked to input my college email and a photo of college ID. Now I don't have an official college email, so I entered my personal email and it showed an error, tried one with a professional domain, again it was an error but somehow, the tab proceeded further, without accepting any of the emails automatically to the next steps.

Now call this luck or whatever, the next steps were also basic questions like nominee, residence, etc and the account was opened after entering all the information. he screen showed that the A/C has been opened successfuly and I got messages for the same. Was told that the kit would be delivered in 3-4 days.

This whole process hardly took 5 minutes and I received all my details like Cust ID, IFSC, A/C no, etc. Now the interesting thing is that on the tab and the welcome email, it mentions new Salary A/C, even got an SMS for the same.

If you have any questions that I have not addressed, feel free to comment down below, and I'll answer to best of my knowledge 🙂

Which college name you select

 

[ritam12345]

i had a similar experience few days back, the guy i approached for opening the account started telling me the account variants they offered. I told him i want to get the Future first account opened. I could see the happiness and glitter in his eyes fade away. he said there is no such account option. Some other guy sitting nearby after asking my details started opening the account(normal account route) and showed me on his tab that there is no option for FF account. I said Customer care directed me to this branch after confirming that my college is eligible for this account(i lied, didn't call cust care). He then went back started entering all details again this time for real opening the FF account.

Received the Visa sig card yesterday and tbh it looks good

Which college you told him

 

[ritam12345]

This thread is about IDFC Future First Savings Account, my experience with A/C opening and general guide for people who are interested in getting this account.

Why I opted for this A/C?

• I wanted to get into the DC to CC payment scene to earn RPs and I'm not in a position to open a Select or Wealth A/C with them right now, so this was a great option.
• 0 MAB Requirement
• Visa Signature DC
• No nonsene banking services with NIL charges

Basic Eligibility Requirement:

• You should be a UG/PG student or passout from one of the eligible institutions, which can be found on the website via search feature.
• You need to visit Branch for opening the account.

Storytime:

I went to the branch today, asked for opening the Future First A/C. The agent was aware about the account (referred to it as a Student A/C multiple times), but was unaware that the branch offers such account and told me to open it online, as they don't have such option in the tab.

I told him there's no option to open it online, and I have confirmed with the customer care and they said you need to open it at the branch (It was a lie, I didn't talk to anyone) and because I had read on this forum that the Future First A/C option is under the Salary A/C options, I asked him to check there and he found it, thus proceeded with opening the account.

The dude was helpful and listened to what I said instead of other douchebag agents.

Account Opening Process:

It was very simple, the dude got his tab, asked for basic details like DOB, income, pan, aadhar etc. Then came the college details section, where I was asked to input my college email and a photo of college ID. Now I don't have an official college email, so I entered my personal email and it showed an error, tried one with a professional domain, again it was an error but somehow, the tab proceeded further, without accepting any of the emails automatically to the next steps.

Now call this luck or whatever, the next steps were also basic questions like nominee, residence, etc and the account was opened after entering all the information. he screen showed that the A/C has been opened successfuly and I got messages for the same. Was told that the kit would be delivered in 3-4 days.

This whole process hardly took 5 minutes and I received all my details like Cust ID, IFSC, A/C no, etc. Now the interesting thing is that on the tab and the welcome email, it mentions new Salary A/C, even got an SMS for the same.

If you have any questions that I have not addressed, feel free to comment down below, and I'll answer to best of my knowledge 🙂

if i told them wrong college for eligibal during account opeaning, any thing happend ?

 

[Aniket]

if i told them wrong college for eligibal during account opeaning, any thing happend ?

🙂

Spoiler: Requirement