Upgradation of Kotak CC

[Raghav2006]

Hi guys.
I've been holding Kotak League LTF since last 2 yrs with a limit of 2L.
I've never need offered LE or upgrade as the card is used only for a monthly insurance premium of less than 5k.
Can anyone please tell me how to ask kotak for a better LTF upgrade and LE upgrade too if possible, I also hold Rubyx LTF 4.5L
Thanks

 

[Raghav2006]

@the_dark_knight
@MC_007
@bigbrain
@suva
@Dexter

 

[Vasuki]

Hi guys.
I've been holding Kotak League LTF since last 2 yrs with a limit of 2L.
I've never need offered LE or upgrade as the card is used only for a monthly insurance premium of less than 5k.
Can anyone please tell me how to ask kotak for a better LTF upgrade and LE upgrade too if possible, I also hold Rubyx LTF 4.5L
Thanks

Kotak is banned from issuing anything new

 

[Raghav2006]

Kotak is banned from issuing anything new

Thanks for the info sir

 

[Raghav2006]

Kotak is banned from issuing anything new

Sir if you don't mind, can you please help me with the information to upgrade to Sapphiro LTF?
Last month my sister had Preapproved Sapphiro with fees on her app but didn't take it, now last week she had Rubyx LTF and took it.
Now the limit is still the same as Old Coral which she will close now as she has received the new cards.
So can you please help me with the information on how she can upgrade to Sapphiro LTF having salary ac with ICICI.

 

[Raghav2006]

Sir if you don't mind, can you please help me with the information to upgrade to Sapphiro LTF?
Last month my sister had Preapproved Sapphiro with fees on her app but didn't take it, now last week she had Rubyx LTF and took it.
Now the limit is still the same as Old Coral which she will close now as she has received the new cards.
So can you please help me with the information on how she can upgrade to Sapphiro LTF having salary ac with ICICI.

She emailed to RM regarding this, but she was useless to say the least.
RM visited our place and told her how she can close coral as she has received Rubyx and regarding Sapphiro she said no one can upgrade except Pre approved on app.

 

[Vasuki]

Sir if you don't mind, can you please help me with the information to upgrade to Sapphiro LTF?
Last month my sister had Preapproved Sapphiro with fees on her app but didn't take it, now last week she had Rubyx LTF and took it.
Now the limit is still the same as Old Coral which she will close now as she has received the new cards.
So can you please help me with the information on how she can upgrade to Sapphiro LTF having salary ac with ICICI.

Why closed coral ? Keep all LTF by icici

For shappiro. I would say keep using rubyx u will get shappiro in pre approved.

I don't it's a card u want to write email for or even move inch with rm or bm .

 

[Raghav2006]

Why closed coral ? Keep all LTF by icici

For shappiro. I would say keep using rubyx u will get shappiro in pre approved.

I don't it's a card u want to write email for or even move inch with rm or bm .

Sir, I have all the variants of coral and none of them have been closed yet.
The main reason for closing them would be that my sister is unable to remember all the bills to be paid on each due date.
Can you please suggest how can she manage it?

 

[Vasuki]

Sir, I have all the variants of coral and none of them have been closed yet.
The main reason for closing them would be that my sister is unable to remember all the bills to be paid on each due date.
Can you please suggest how can she manage it?

@Akashn @SSV .

 

[SSV]

Sir, I have all the variants of coral and none of them have been closed yet.
The main reason for closing them would be that my sister is unable to remember all the bills to be paid on each due date.
Can you please suggest how can she manage it?

@Akashn @SSV .

You can easliy make all the ICICI CCs statement date as the same date, if you want, via iMobile App..

 

[Raghav2006]

Sir, I have all the variants of coral and none of them have been closed yet.
The main reason for closing them would be that my sister is unable to remember all the bills to be paid on each due date.
Can you please suggest how can she manage it?

The thing is as she has all the coral variants, they're added to her cred account.
Whenever any spends is done on any of them, it gets confusing for her to know how much is to be paid and sometimes even the amounts differ.
And please tell me the solution to manage the bills of Rubyx both variants as well.

 

[Raghav2006]

You can easliy make all the ICICI CCs statement date as the same date, if you want, via iMobile App..

Sir the coral cards are shown as MC primary and VISA and Rupay as add on on e banking. And all of them show transactions and used limits.
Is there any benefit of keeping 6 Icici cards anyway?
2 rubyx, 3 coral and a Apay.

 

[SSV]

The thing is as she has all the coral variants, they're added to her cred account.
Whenever any spends is done on any of them, it gets confusing for her to know how much is to be paid and sometimes even the amounts differ.
And please tell me the solution to manage the bills of Rubyx both variants as well.

All coral cards have single account..
you pay to any card it gets added to the same account..

 

[SSV]

Sir the coral cards are shown as MC primary and VISA and Rupay as add on on e banking. And all of them show transactions and used limits.

They will be like that only.. At the back end they all mapped to one account...

 

[Raghav2006]

All coral cards have single account..
you pay to any card it gets added to the same account..

Got it, so should she keep only single variant in her cred account and pay it to remove confusion?
And same with Rubyx?

 

[SSV]

Got it, so should she keep only single variant in her cred account and pay it to remove confusion?
And same with Rubyx?

Yes . she can do that..

 

[Raghav2006]

Yes . she can do that..

Ok sir, and is there any benefit of keeping coral now? And that too all three variants when she won't even use them as Rubyx will be used.

 

[Vasuki]

Ok sir, and is there any benefit of keeping coral now? And that too all three variants when she won't even use them as Rubyx will be used.

Railway lounge bruh

Keep them all if u ever travel in a year via railway
Tad beneficial
If u don't.
Keep one

 

[Raghav2006]

Railway lounge bruh

Keep them all if u ever travel in a year via railway
Tad beneficial
If u don't.
Keep one

Ok, we don't.
So should we just keep the primary as it must be reflected in credit bureaus and close the rest.
Right?

 

[SSV]

The thing is as she has all the coral variants, they're added to her cred account.
Whenever any spends is done on any of them, it gets confusing for her to know how much is to be paid and sometimes even the amounts differ.
And please tell me the solution to manage the bills of Rubyx both variants as well.

Sir the coral cards are shown as MC primary and VISA and Rupay as add on on e banking. And all of them show transactions and used limits.
Is there any benefit of keeping 6 Icici cards anyway?
2 rubyx, 3 coral and a Apay.

This is how all my Coral variants are grouped together in the Netbanking..
1) Coral HPCL
2)Coral Amex
3)Coral Rupay..

If you spend on any of the above cards, it gets deducted from that particular card, but the common shared pool of CL gets reduced..

you can pay to any card, it gets added to the shared CL...

Check yours how it looks like in the netanking..