Upgrade HDFC Savings Account - FULLY DIGITAL

[GROWNUPS]

Thanks to new Digital Banking Approach (HDFC NOW)
You can change Account Type Online using Xpressway Portal

(Even SavingMax)

 

[Anil_Singh]

One more update on Xpress way portal my new mab of 2.5k is showing with new branch
So it means now I can remove excess balane and keep 2.5k ?

Also one thing to note
Once I change branch I cannot change to another till 6 months
I.e twice a year

Thanks for the trick. I tried xpressway portal for account variant change. Saw 2500 as average quarterly balance.

 

[moneyMaker]

Thanks for the trick. I tried xpressway portal for account variant change. Saw 2500 as average quarterly balance.

are there actual benefits to keep more at HDFC?

 

[Anil_Singh]

are there actual benefits to keep more at HDFC?

None. That's the reason I keep money in IndusInd and RBL bank accounts for more interest. All major banks have branches near my home i.e, around 100m. Only RBL is around 4 km away. I have personal loan in Axis Bank (liberty savings), gives 750 voucher per quarter, so can't close it. Don't have ICICI account. Have SBI, Kotak 811, IndusInd Select, INDIE and Airtel Payments Banks as zero balance accounts. Have HDFC and RBL as MAB accounts.

 

[SSV]

Recevied the two Vouchers for my Speciale` Platinum account.. and wating for Epicure Preferred membership valid at Taj, SeleQtions and Vivanta hotels

View attachment 39483

View attachment 39484

View attachment 39485

Did you maintain the required Balance?

Received the other benefit of my Speciale Platinum account as well…

 

[fageriaji]

I am unable to see the account upgrade option in Xpress portal.
Can anyone help me how to check my account variant?
I have Imperia relationship with bank

 

[Rahul Gupta]

I am unable to see the account upgrade option in Xpress portal.
Can anyone help me how to check my account variant?
I have Imperia relationship with bank

Whats your account AMB requirement? If you don't know you can ask customer care.

 

[varun__goel_]

I am unable to see the account upgrade option in Xpress portal.
Can anyone help me how to check my account variant?
I have Imperia relationship with bank

Download statement and check for product code

 

[fageriaji]

Download statement and check for product code

It's 1166
How to know account variant?

 

[varun__goel_]

It's 1166
How to know account variant?

It is speciale platinum savings account

 

[fageriaji]

It is speciale platinum savings account

Ok thanks bro. Where can I get these codes and why I am not getting the upgrade option?

 

[fageriaji]

Received the other benefit of my Speciale Platinum account as well…


View attachment 49208

Today I came to know that I am also having speciale platinum account so how to get these benefits?

 

[SSV]

Today I came to know that I am also having speciale platinum account so how to get these benefits?

For this particular epicure benefit you need to maintain 3L MAB for the first 6 six months continuously after account opening.

 

[fageriaji]

For this particular epicure benefit you need to maintain 3L MAB for the first 6 six months continuously after account opening.

Ohhh...
When I opened the account then it was classic banking and it was Speciale Gold. I opened with 5 Lac and after that I am continuously maintaining above 3 Lac.

But I didn't get any voucher and benefits.
After upgrading into Imperia banking in December 2023 I am maintaining above 5 Lac.

 

[sparkit]

I am already holding savings account. Is it possible to open another account with initial funding for Classic or Preferred banking? If so how much funding needed?

 

[varun__goel_]

I am already holding savings account. Is it possible to open another account with initial funding for Classic or Preferred banking? If so how much funding needed?

You can upgrade with your existing account. There is no need to open another account. Just deposit 1L/2L for classic/preferred and ask branch executive to send consent sms/email

 

[SSV]

I am already holding savings account. Is it possible to open another account with initial funding for Classic or Preferred banking? If so how much funding needed?

Yes, you can .

 

[cardy]

I guess HDFC is the first one to offer this facility online🤔. ICICI mein hai shyd pr fayda kya, uska kisi acc m koi diff bhi h except wealth🤣🤣

Wealth main vi extra kuchh hai kya 😆

 

[sparkit]

You can upgrade with your existing account. There is no need to open another account. Just deposit 1L/2L for classic/preferred and ask branch executive to send consent sms/email

Okay thanks! I just need another debit card! For that purpose!

 

[varun__goel_]

Okay thanks! I just need another debit card! For that purpose!

Do 5L funding and get customised account number with preferred banking

 

[sparkit]

Do 5L funding and get customised account number with preferred banking

That’s great! Is it 5L or 2L initial funding for preferred banking?