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UPI Scan & Pay Surcharges on Fuel transactions: Experiences with Different RuPay Cards

For me, surcharge was added for a transaction done in Jan 30, 2025.


View attachment 86198
Now added from jan 3, got charged for total 10 transactions till 8 mar,
And i did transaction on fuel outlet on 16,18,27 feb same petrol outlet same qr they didn't charged for that. Used bhim for above three, on same outlet paid from kiwi/paytm using icici cc they charged,
 
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Hey everyone,
I've been doing some digging into fuel payments using UPI Scan & Pay with my RuPay cards and I've found something.

Currently Holding Four Rupay Cards
1) Tata Neu
2) Axis Indian Oil
3) Coral Rupay
4) SBI SimplySave

With Tata Neu and Coral, I'm not seeing any surcharge + GST added at all! It means I don't have to rely on those "surcharge waiver" benefits that other cards offer (which get reflected in the statement later anyway).

On the other hand, with SBI SimplySave and Axis Indian Oil, I'm getting hit as usually we get with the standard fuel surcharge + GST (though they reverse it for those ₹400-4,000 transactions).


So, Please add your valuable experience you got while using other RuPay credit cards that you are holding. And please do mention which Rupay cards do/don't levy surcharges on UPI spends at Fuel Stations.

It will be really helpful if somebody provides insights on below cards too.
Au Bank LIT rupay
Yes bank Kiwi
IndusInd Platinum Rupay
RBL Shoprite rupay
Hi,

I have been using upi through ICICI coral rupay card for fuel payment for quite some time.. there was no charge earlier. But today when I saw transactions on iMobile, there are multiple debit entries which seem like they have charged for last few months fuel spends.

Can you please check is that the case with you also?
 
Hi,

I have been using upi through ICICI coral rupay card for fuel payment for quite some time.. there was no charge earlier. But today when I saw transactions on iMobile, there are multiple debit entries which seem like they have charged for last few months fuel spends.

Can you please check is that the case with you also?
Charged on all txn from jan in coral. only hdfc left ig
 
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