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Wait time for 2nd HDFC card
- Thread starter makman
- Start date
Deveshm18
TF Select
Update on this. I can now see the tata neu infinity card activated on my app so I guess it was approved within 1 month of my millenia application
Deveshm18
TF Select
1.5L. Millenia was issued me with limit 80k(i did c2c using 5L card) I've been arguing over a month threatening to close the card so they finally did the limit upgrade yesterday to 1.5L so I immediately applied for tata neu infinity as well since i saw here that it's the minimum requirement.
pprakash11
TF Prestige
How they increased your cc limit too soon ?
Deveshm18
TF Select
Idk why they put the limit so low. I showed them my ITR and salary slips, did an ombudsman complaint(this didn't help though). I had originally applied for Regalia Gold, all my application + vkyc was done for regalia gold. They downgraded my card automatically and gave me millenia citing random reasons with only 80k limit. I hadn't activated the card till the last date before it would be cancelled. When they agreed increase the limit I activated it. I'm hoping that I can get a few limit enhancements in the next year to get a decent limit.
ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ
TF Legend
I haven't received any le for HDFC millennia, got on 13th October last year.
Deveshm18
TF Select
Have you emailed them? I'm expecting a promotion this year so I plan to re-raise a limit enhancement request by december, not sure if they'll agree or not but one thing I've realised is that HDFC won't do anything if you don't ask.
ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ
TF Legend
Nope, 1.25L is enough for now. Will email for ltf and le later in the year maybe.
Anyone else has any information about this? I am also planning to take Tata Neu Card as my first card. If they can't give me another core card after Tata Neu Card, then I have to reconsider my plan. Any official way of confirm this from the bank side apart from the branch?
Thanks in advance
Deveshm18
TF Select
My first hdfc bank credit card was tata neu plus card. When I wanted regalia they said we can not process your application till you close your old card (this is what my RM told me), so I closed it waited for a week and applied for the new core card. I'm not sure if it's a definitive thing that you can't apply for core card if you have cobranded first, just sharing my experience
You may want to mail customer care to confirm: PriorityRedressal.CreditCards@hdfcbank.com
LJGIBBS
TF Ace
There is banner to apply in netbanking and mobile app. I tried and there was an instant cibil hit. However, I stopped there because I thought they will deactivate my DCP for new card and mailed CC. They told me I already have two cards and new card can be issued on floater basis. So, I replied them to ask for a new card on floater basis. Let's see what they respond
LJGIBBS
TF Ace
New card ki limit match kar denge old card se. Like they do for tata neu card if you have existing card.
Sent an email to priorityredressal
and received the following response . Let's see what they come up with ..
Last edited:
pprakash11
TF Prestige
Fun Fact: HDFC has very few officers in Grievance Cell, by the time we already have known most of the executive names
@Chaitanya-a @VISHESH_BANSALYou could have revealed that officer name as well
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