What are the Fee Waiver Options for Diners Black Card ?

[adilhusain]

Recently i got upgraded to hdfc diners black credit as i requested them to upgrade my money back plus credit card to millennia credit card. The problem is my yearly spending are nearly 2-3 lakhs but dcb card requires to spend 5 lakhs per annum for fee waiver as the annual is fee 10000rs. What should i do to avoid to annual fee? Should i downgrade to another card?
Any suggestions will be appreciated.

 

[sahil624]

Hi all,

I have been offered Diner’s Black credit card LTF. Currently, I have Regalia card. I am sure reward points wise, DCB is better than Regalia. My concern is, whether it is an issue to use DCB at offline stores?
Also, what about DCB’s lounge access? How many lounge access per quarter? Has HDFC trimmed the lounge access for DCB as well?
Thanks in advance.

 

[ujjawal]

Hi all,

I have been offered Diner’s Black credit card LTF. Currently, I have Regalia card. I am sure reward points wise, DCB is better than Regalia. My concern is, whether it is an issue to use DCB at offline stores?
Also, what about DCB’s lounge access? How many lounge access per quarter? Has HDFC trimmed the lounge access for DCB as well?
Thanks in advance.

Acceptability is around 98%, may not work at small shops. As of now lounge access is unlimited for primary and add on card holder.
If you getting it LTF then nothing to think about, just take it.

 

[Pramtesh]

New update: Now they automatically issued me millennia credit card with the limit of 1 lakhs. DCB will automatically expire when i will activate millennia card or by September if I don't do so.
Overall i quiet happy with millennia bcz i don't do much of travelling and millennia's cash points is more useful to me.
I will try upgrade to infinia when i will be eligible.

DCB was LTF?

 

[nitrogenSinghnitrogenSingh is verified member.]

Hi all,

I have been offered Diner’s Black credit card LTF. Currently, I have Regalia card. I am sure reward points wise, DCB is better than Regalia. My concern is, whether it is an issue to use DCB at offline stores?
Also, what about DCB’s lounge access? How many lounge access per quarter? Has HDFC trimmed the lounge access for DCB as well?
Thanks in advance.

How much was your limit when you got DCB?
Manual Upgrade or pre-approved?

 

[sahil624]

How much was your limit when you got DCB?
Manual Upgrade or pre-approved?

My Regalia limit is 4.75 lacs. It was a manual upgrade. I have received a mail confirming that I’ll be getting LTF DCB and they told me to send the upgrade form. I hope getting a mail is kind of a confirmation that I will get DCB and I don’t end up with foot in my mouth. 😅

 

[Pramtesh]

My Regalia limit is 4.75 lacs. It was a manual upgrade. I have received a mail confirming that I’ll be getting LTF DCB and they told me to send the upgrade form. I hope getting a mail is kind of a confirmation that I will get DCB and I don’t end up with foot in my mouth. 😅

Now sit back and relax.

 

[nitrogenSinghnitrogenSingh is verified member.]

My Regalia limit is 4.75 lacs. It was a manual upgrade. I have received a mail confirming that I’ll be getting LTF DCB and they told me to send the upgrade form. I hope getting a mail is kind of a confirmation that I will get DCB and I don’t end up with foot in my mouth. 😅

For manual upgrade did you apply via your RM/Branch or via e-mail?

 

[sahil624]

For manual upgrade did you apply via your RM/Branch or via e-mail?

Via email.

 

[nitrogenSinghnitrogenSingh is verified member.]

Via email.

Can you please share your annual salary, and spend pattern?
Since i am also holding a regalia card, just wanted to get any idea of when to send email for upgrade.

Also did you ask for LTF specifically or they offered itself?

 

[souvikdey2002]

Does autopay work for Infinia and DCB too?

Yes, it does.
I pay my utility bills through SmartPay in DCB .

 

[Pramtesh]

Yes, it does.
I pay my utility bills through SmartPay in DCB .

I believe he is asking about making card LTF.

 

[souvikdey2002]

I believe he is asking about making card LTF.

In that case it doesn't happen like Regalia & other cards.
I thought he is asking about the compatibility.

 

[nitrogenSinghnitrogenSingh is verified member.]

In that case it doesn't happen like Regalia & other cards.
I though he is asking about the compatibility.

One can pay bills via smartpay through any kind of HDFc card, may it be Infinia or DCB.
But to make it LTF via smartpay that is not applicable on DCB & Infinia.

 

[sahil624]

Can you please share your annual salary, and spend pattern?
Since i am also holding a regalia card, just wanted to get any idea of when to send email for upgrade.

Also did you ask for LTF specifically or they offered itself?

Hi my spending on Regalia varies between 60-65k per month and that too majorly consists of my rent payment. I specifically asked them for LYF DCB over the mail.

 

[sahil624]

Hi guys. My DCB card will be shipped today or tomorrow. However, I am not at my place and will not be there till 15th August. Is there any way they will ship the card to a different location? @TechnoFino @anirbanm or any other members here, if you could give inputs.
Thanks

 

[Pramtesh]

Hi guys. My DCB card will be shipped today or tomorrow. However, I am not at my place and will not be there till 15th August. Is there any way they will ship the card to a different location? @TechnoFino @anirbanm or any other members here, if you could give inputs.
Thanks

You can ask delivery at nearby branch.

 

[Cierdo]

Hi guys. My DCB card will be shipped today or tomorrow. However, I am not at my place and will not be there till 15th August. Is there any way they will ship the card to a different location? @TechnoFino @anirbanm or any other members here, if you could give inputs.
Thanks

You can ask your relative to fetch it for you, if they are at the location. They wont ship it to some other location, unless that location is mentioned as your residential/communication address in your account. However, you can drop a mail and ask the customer care team to redirect the package to your home HDFC branch. It will be there for about 1 month, post which they send it back to Chennai.

 

[sahil624]

You can ask your relative to fetch it for you, if they are at the location. They wont ship it to some other location, unless that location is mentioned as your residential/communication address in your account. However, you can drop a mail and ask the customer care team to redirect the package to your home HDFC branch. It will be there for about 1 month, post which they send it back to Chennai.

Is there any chance I can collect it from their Chennai office directly?

 

[nitrogenSinghnitrogenSingh is verified member.]

Hi my spending on Regalia varies between 60-65k per month and that too majorly consists of my rent payment. I specifically asked them for LYF DCB over the mail.

Can you please share the gist of email you had sent over email for asking DCB LTF?
Also since how long have you been holding regalia?

 

[nitrogenSinghnitrogenSingh is verified member.]

Is there any chance I can collect it from their Chennai office directly?

I guess you can ask the customer care for the options available for you to collect , they may provide you with the best solution all together given your situation.