What is the best Life Time Free (for all) Credit Card?

[hiraktalukdar]

What is the best Life Time Free (for all) Credit Card?

 

[SSV]

I would have got you Millennia

Thank you sir .. for the offer ...

 

[SSV]

Panda has Fallen.

Only to rise back from the Ashes ....

Panda nahi ... Pushpa .. Pushpa Raj here ... 😉

 

[AritraSaha]

Unfortuantely guys.. I have taken the legendary MB+ last week as I had to withdraw all my funds from HDFC..

I was having 8L in SB ( for the last 2 months ) and 15L in FD to play this game.. but it is getting ridiculous by maitaining that much money . FD's are okay for me but having that much in SB seems not a good idea hence wanted to stop the bleeding ...

So , in this case SP Bhanwar Singh Shekhawat won the battle in this episode against Pushpa .. Pushpa Raj !!!


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[AritraSaha]

Unfortuantely guys.. I have taken the legendary MB+ last week as I had to withdraw all my funds from HDFC..

I was having 8L in SB ( for the last 2 months ) and 15L in FD to play this game.. but it is getting ridiculous by maitaining that much money . FD's are okay for me but having that much in SB seems not a good idea hence wanted to stop the bleeding ...

So , in this case SP Bhanwar Singh Shekhawat won the battle in this episode against Pushpa .. Pushpa Raj !!!


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I don't think maintenance the 8L +15L fd was necessary for getting any credit card..

You could have waited few months more..

Whats the limit your getting?

 

[SSV]

I don't think maintenance the 8L +15L fd was necessary for getting any credit card..

You could have waited few months more..

Whats the limit your getting?

when you don't have big enough ITR for Infinia .. you need to have some TRV...

1.25L

 

[Pack_of_Cards]

What is the best Life Time Free (for all) Credit Card?

Well if its LTF it can't be a great card and if its great rewarding card it can't be LTF, they don't go hand in hand

 

[Deleted member 21942]

Unfortuantely guys.. I have taken the legendary MB+ last week as I had to withdraw all my funds from HDFC..

I was having 8L in SB ( for the last 2 months ) and 15L in FD to play this game.. but it is getting ridiculous by maitaining that much money . FD's are okay for me but having that much in SB seems not a good idea hence wanted to stop the bleeding ...

So , in this case SP Bhanwar Singh Shekhawat won the battle in this episode against Pushpa .. Pushpa Raj !!!


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Congrats but HDFC Moneyback+ is Upgrade- and Cashback-

 

[SSV]

Congrats but HDFC Moneyback+ is Upgrade- and Cashback-

Correct . .

 

[AritraSaha]

Well if its LTF it can't be a great card and if its great rewarding card it can't be LTF, they don't go hand in hand

Not true, apay icici is ltf which give 5% in Amazon spend..
ICICI & koatk have lot of cc which is ltf and give 10% off in sales..
SBI may reverse the fee with retention offer. Sbi cb if with 2l spend.. pnb is free with 1tranx per quarter..

Lot of value in this card with almost 0 fee.
Just you need figure it out what's your requirement..

 

[TheGuy]

Well if its LTF it can't be a great card and if its great rewarding card it can't be LTF, they don't go hand in hand

IDFC Wealth says hi

Conditional DCB- Infinnia etc say hi
But yeah, majorly LTF is not good.

 

[Pack_of_Cards]

Congrats but HDFC Moneyback+ is Upgrade- and Cashback-

This card is an Oxymoron having + in name but rewards and customer support all in - it like "Happily married"

 

[TheGuy]

pnb is free with 1tranx per quarter..

i don't think they reward select benefits in 2nd year

 

[TheGuy]

Correct . .

Do update if you start level-ing up buddy!

 

[AritraSaha]

Correct . .

Plus you're getting 1500 gv 🤣

 

[TheGuy]

I don't think maintenance the 8L +15L fd was necessary for getting any credit card..

In similar scenario- with half as much free capital. Recommendations?

 

[Pack_of_Cards]

IDFC Wealth says hi

Conditional DCB- Infinnia etc say hi
But yeah, majorly LTF is not good.

Not true, apay icici is ltf which give 5% in Amazon spend..
ICICI & koatk have lot of cc which is ltf and give 10% off in sales..
SBI may reverse the fee with retention offer. Sbi cb if with 2l spend.. pnb is free with 1tranx per quarter..

Well if its LTF it can't be a great card and if its great rewarding card it can't be LTF, they don't go hand in hand

Haha... agreed on IDFC wealth, probably I should modify my comment with an asterisk

 

[Deleted member 21942]

Do update if you start level-ing up buddy!

The waiting game begins !!

 

[SSV]

Do update if you start level-ing up buddy!

Sure.. leveling up .. hope level up big time sooner ..

 

[D₹V]

Spammers can be blocked. Right?

Yes but can't be tracked if one doesn't report him & new user/bot 👿 cums daily on Forum.

We all know how much users report 😏.

 

[SSV]

@4uziaul .. Guruji... Joined the MB+ exclusive club guruji.. but a newbie.. dont do ragging !!