• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

What is the best Life Time Free (for all) Credit Card?

Apply For Lifetime Free IDFC First Credit Card
Sort by date Sort by votes

Attachments

  • IMG_0990.jpeg
    IMG_0990.jpeg
    30.7 KB · Views: 7
Upvote 0 Downvote
Upvote 0 Downvote
Upvote 0 Downvote
Upvote 0 Downvote
S S V said:
Actually nothing fancy ... usual way only.. thru ULIP..
I did cost benefit analysis .. and went for this option... its a guranteed Infinia thru ULIP..
I opted for Discovery Fund... 5 years lock in period...

This option is much better for me rather than keeping 15L FD and 8L in SB account..
I am not sure when will I fulfill ITR criteria for Infinia .. and also it is a long long journey going thru usual upgrade journey .. I need to spend heaps as well on the present cards... which undoubtedly will contain some forced spending ...

Moreover, with this ULIP and Infinia, my Imperia status will be maintained.. I can withdraw all my funds now..

This ULIP will be one type of Investments for me ... I can now free up my 23L from my HDFC accounts and invest elsewhere...

Thanks guys for all your support in my journey .. I learned heaps thru this forum...
I started my HDFC journey about 8 months ago.. now fulfilled my goal of having Infinia.. may be not the ideal way for many.. but for me it suits well...

I opted this Discovery Fund....

Actually as switching is allowed for free, I will manage this ULIP as well depending up on market conditions to maximise the returns... and its tax free as you all know...
I will treat this as one of my diversified potfolio....

View attachment 38101
Click to expand...
Puspha jhuk Gaya sala 🤭😅
 
Upvote 0 Downvote
S S V said:
Actually nothing fancy ... usual way only.. thru ULIP..
I did cost benefit analysis .. and went for this option... its a guranteed Infinia thru ULIP..
I opted for Discovery Fund... 5 years lock in period...

This option is much better for me rather than keeping 15L FD and 8L in SB account..
I am not sure when will I fulfill ITR criteria for Infinia .. and also it is a long long journey going thru usual upgrade journey .. I need to spend heaps as well on the present cards... which undoubtedly will contain some forced spending ...

Moreover, with this ULIP and Infinia, my Imperia status will be maintained.. I can withdraw all my funds now..

This ULIP will be one type of Investments for me ... I can now free up my 23L from my HDFC accounts and invest elsewhere...

Thanks guys for all your support in my journey .. I learned heaps thru this forum...
I started my HDFC journey about 8 months ago.. now fulfilled my goal of having Infinia.. may be not the ideal way for many.. but for me it suits well...

I opted this Discovery Fund....

Actually as switching is allowed for free, I will manage this ULIP as well depending up on market conditions to maximise the returns... and its tax free as you all know...
I will treat this as one of my diversified potfolio....

View attachment 38101
Click to expand...
Being a trader in the stock market myself, although it might guarantee the Infinia credit card but it is definitely not the way to get Infinia atleast for me.
 
Upvote 0 Downvote
RAMDV said:
Being a trader in the stock market myself, although it might guarantee the Infinia credit card but it is definitely not the way to get Infinia atleast for me.
Click to expand...
Everyone is different... everyone's financial apetite is different .. and this way is not for everyone...
In the market , we will have all different kinds of participants...as you know
 
Last edited:
Upvote 0 Downvote
RAMDV said:
Being a trader in the stock market myself, although it might guarantee the Infinia credit card but it is definitely not the way to get Infinia atleast for me.
Click to expand...

For people who can get Infinia thru traditional ITR way.. this is option is not at all suitable for them...

I don't want to drag this Infinia thing on me which is taking much of my precious time .. hence I chose the best available option for me.. even from economics point of view I am not losing anything considerable factoring all the components and including emotional costs as well
 
Last edited:
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

D
  • Question Question
Life time free hdfc pixel play credit card
15 16 17
Replies
322
Views
10K
darkjediknight
darkjediknight
fradela
  • Question Question
Is Life Time Free AU Bank Vetta Credit Card worth?
Replies
2
Views
231
pprakash11
P
fageriaji
  • Solved
HDFC is giving Swiggy Credit card as Life Time Free
2 3
Replies
42
Views
3K
kiwi195
kiwi195
A
Can someone suggest one Life time free credit cards
Replies
2
Views
115
Aditya Reddy BH
A
M
  • Question Question
not all credit cards showing up in CIBIL report
2
Replies
30
Views
806
Meas
M
Back
Top