Actually nothing fancy ... usual way only.. thru ULIP..
I did cost benefit analysis .. and went for this option... its a guranteed Infinia thru ULIP..
I opted for Discovery Fund... 5 years lock in period...
This option is much better for me rather than keeping 15L FD and 8L in SB account..
I am not sure when will I fulfill ITR criteria for Infinia .. and also it is a long long journey going thru usual upgrade journey .. I need to spend heaps as well on the present cards... which undoubtedly will contain some forced spending ...
Moreover, with this ULIP and Infinia, my Imperia status will be maintained.. I can withdraw all my funds now..
This ULIP will be one type of Investments for me ... I can now free up my 23L from my HDFC accounts and invest elsewhere...
Thanks guys for all your support in my journey .. I learned heaps thru this forum...
I started my HDFC journey about 8 months ago.. now fulfilled my goal of having Infinia.. may be not the ideal way for many.. but for me it suits well...
I opted this Discovery Fund....
Actually as switching funds is allowed for free for unlimited times, I will manage this ULIP actively as well , depending up on market conditions to maximise the returns... and its tax free as you all know...
I will treat this as one of my diversified potfolio....
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