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What is the best Life Time Free (for all) Credit Card?

Apply For Lifetime Free IDFC First Credit Card
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shutapdiya said:
Bina ULIP wala ho to mai bhi le luga

Tumhari branch me account bhi trasfer kar duga😂
Click to expand...
Open a new imperia account with good funding. They'll easily get approval for FYF infinia. They agreed for me to get waiver on three criterias low itr, low spends and low limit on existing hdfc card if I opened new imperia account with 30l funding. I was offered LTF DCB or FYF infinia. I'm waiting for new card launch above infinia then will ask for LTF. Anyways, you only pay gst component every year as you get equivalent points. Some new rumoured card above infinia is launching next month. They'll definitely devalue infinia then. I don't think ulip is a good idea even if you get infinia LTF. Both investment and insurance are sub par in it. Better to get these separately
 
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jack333 said:
Open a new imperia account with good funding. They'll easily get approval for FYF infinia. They agreed for me to get waiver on three criterias low itr, low spends and low limit on existing hdfc card if I opened new imperia account with 30l funding. I was offered LTF DCB or FYF infinia. I'm waiting for new card launch above infinia then will ask for LTF. Anyways, you only pay gst component every year as you get equivalent points. Some new rumoured card above infinia is launching next month. They'll definitely devalue infinia then. I don't think ulip is a good idea even if you get infinia LTF. Both investment and insurance are sub par in it. Better to get these separately
Click to expand...
@shutapdiya and @plastikman ..
Here we go... It seems we have a much better option to get Infinia... if we can withdraw that 30L initial funding...
Please do let us know here, if you guys decide to go for this option for the interests of the larger community...
 
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S S V said:
@shutapdiya and @plastikman ..
Here we go... It seems we have a much better option to get Infinia... if we can withdraw that 30L initial funding...
Please do let us know here, if you guys decide to go for this option for the interests of the larger community...
Click to expand...
For LTF infinia GH approval is required. Most BM's are hesitant to write a mail to him because he asks only one thing - profitability. In your case you can get easily because you've already paid and will be paying the bank a large chunk from your ulip - much more than the fees of infinia even if we don't consider equivalent points. For dcb ltf, BBH approval is required which BM'S can get easily.
 
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jack333 said:
For LTF infinia GH approval is required. Most BM's are hesitant to write a mail to him because he asks only one thing - profitability. In your case you can get easily because you've already paid and will be paying the bank a large chunk from your ulip - much more than the fees of infinia even if we don't consider equivalent points. For dcb ltf, BBH approval is required which BM'S can get easily.
Click to expand...
Sure, at the end of the day whatever easier and cheaper for us that’s what we need from customers point of view given the customer’s personal situations.
We don’t need to bother about the Bank’s point of view… after all they are here for doing business…
 
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S S V said:
@shutapdiya and @plastikman ..
Here we go... It seems we have a much better option to get Infinia... if we can withdraw that 30L initial funding...
Please do let us know here, if you guys decide to go for this option for the interests of the larger community...
Click to expand...

There is already a thread regarding a person getting Infinia FYF with Rs 20 lacs initial funding.

www.technofino.in

Infinia - Easiest way to get an Infinia Metal I've ever heard

Friend of mine called me today, he is an entrepreneur, has a startup with friends making and installing electric car chargers ,never had a credit card till now ,went upto HDFC bank Lucknow branch few weeks back to open an account with a check of 20 Lakhs and told them only if he gets an Infinia...
www.technofino.in www.technofino.in
 
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RAMDV said:
There is already a thread regarding a person getting Infinia FYF with Rs 20 lacs initial funding.

www.technofino.in

Infinia - Easiest way to get an Infinia Metal I've ever heard

Friend of mine called me today, he is an entrepreneur, has a startup with friends making and installing electric car chargers ,never had a credit card till now ,went upto HDFC bank Lucknow branch few weeks back to open an account with a check of 20 Lakhs and told them only if he gets an Infinia...
www.technofino.in www.technofino.in
Click to expand...
Would you like to try for this option ??
 
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jack333 said:
For LTF infinia GH approval is required. Most BM's are hesitant to write a mail to him because he asks only one thing - profitability. In your case you can get easily because you've already paid and will be paying the bank a large chunk from your ulip - much more than the fees of infinia even if we don't consider equivalent points. For dcb ltf, BBH approval is required which BM'S can get easily.
Click to expand...
What is GH and BBH?
 
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S S V said:
@shutapdiya and @plastikman ..
Here we go... It seems we have a much better option to get Infinia... if we can withdraw that 30L initial funding...
Please do let us know here, if you guys decide to go for this option for the interests of the larger community...
Click to expand...
Infinia to abhi apne sapne me bhi nahi hai bhaiya
Untill I become eligible for it, I don't want pursue it
Currently I am eligible for Regalia Gold, I tried to get that but as HDFC bank don't give shit about ETB customers hence got nothing
Hence stopped pursuing

@jack333
 
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