DCB Pvc, fyf
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What's that Credit Card you got with minimum effort and maximum effort?
- Thread starter Ram1
- Start date
We are expecting Pushpa level verification management here actually 😂
theXfactor
TF Select
Surprised to know that they are still issuing PVC variant. For last few months they have been issuing only Metal and, infact, I have an email where HDFC stated that they are moving pvc out of circulation.
I think, fee for both the variants is same. When there’s an opportunity, move to Metal for better milestone based benefits.
ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ
TF Legend
@surojitlaha why sed reaction? Lol
surojitlaha
TF Select
6 times they reject my CB card application 🥲
ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ
TF Legend
🥲 🥲 🥲
fradela
TF Premier
What is the special in SBI Cash back card?
HDFC Swiggy gives 5% cashabck online, and it is LTF.
surojitlaha
TF Select
Sbi cc rejected, hdfc swiggy also rejected (I have two cards with them)
Their system declined my legend card application 02-03 times (applied through different numbers) due to non-serviceable location. Overall time consumed is about 01 year.
kuchbhi
TF Premier
bholepan ki charan seema @Abhishek012
Max 3 cards you can hold. If you want to aim for Infinia then having cobranded card is a nightmare and HDFC won’t encourage.
Easiest - APay, SBI CB, Marquee, Coral, and few others.
Easy was DCB Plastic LTF. At that time I only had Paytm co branded HDFC which used to give 1% cashback. I didn't care much about CCs back then and got to know from a friend that they are offering DCB LTF for our college alumni. He sent an agent's number. She took salary slip and degree and in couple of weeks the card was visible in netbanking. No follow up required.
Medium - Sapphiro. Came LTF with salary account. Had to do multiple follow ups with the agent. He was trying to convince for Rubyx LTF but I didn't budge and got sapphiro.
Also AMEX was moderately hard. No response for a week. Then agent came for home verification. Uploaded form 16 and salary slips. Got approval after a 2-3 weeks of application date.
Hard - Infinia. DCB limit was 5L so they didn't approve Infinia even though I was very close to 7.5L milestone. Eventually last month, had a big spend for which I used DCB, also increased limit using FD lein and finally got Infinia.
Easy was DCB Plastic LTF. At that time I only had Paytm co branded HDFC which used to give 1% cashback. I didn't care much about CCs back then and got to know from a friend that they are offering DCB LTF for our college alumni. He sent an agent's number. She took salary slip and degree and in couple of weeks the card was visible in netbanking. No follow up required.
Medium - Sapphiro. Came LTF with salary account. Had to do multiple follow ups with the agent. He was trying to convince for Rubyx LTF but I didn't budge and got sapphiro.
Also AMEX was moderately hard. No response for a week. Then agent came for home verification. Uploaded form 16 and salary slips. Got approval after a 2-3 weeks of application date.
Hard - Infinia. DCB limit was 5L so they didn't approve Infinia even though I was very close to 7.5L milestone. Eventually last month, had a big spend for which I used DCB, also increased limit using FD lein and finally got Infinia.
I know people can get any card at any stage..
I'm just telling the reason he told me..
Now I'll 1st try to get any ICICI card, then apply for Apay card using that.
I did, they told me to send documents at their chennai office
True. I guess that might just be the way forward. As long as they don't ask me to close the rest of them.
Yeah. Will stop the rest I guess. But might aim for DCB first for a year or so. Because heavy spending on Regalia first would suck.
Anyone know spend requirements for DCB? again not meeting that salary criteria
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aniketkr.sharma
TF Premier
Cards getting from banks went smoothly, never faced problems
Hdfc is worse..They just made a hype and selling it in exchange of policies and people are buying long term policies they dont know.
Infinia is not end of world , stop begging for it
