Which Debit Card to use for Credit Card Bill Payment in February & March 2025

[IKFLRT]

Malik ye same chiz respective banks ko CC toh nahi kardi h na? iske baad shayad State Bank of Pakistan hi 0.1% cashback dega.

 

[iamsaimansari]

Kotak 811 - use ebixcash or justdial (already shared in my post)

HDFC Millennia DC - load to wallet and use for cc bill payment via Wallet UPI or transfer to bank - 1% upto 400 cashback

No, canara setu is dead.

Use Firstap card now only on phonepe app, no extra charges on RuPay variant. Read my full post.

How Justdial bro?

 

[imrahul]

Payzapp direct bill pay using IndusInd MC

Merchant Name or MCC?

 

[sathyakps]

is indusind select debit cards (mastercard/Visa) working on any websites ? i have bills worth 2 lakhs to pay and any possibilities to fetch rewards using this cards ?

 

[shashankverma]

is indusind select debit cards (mastercard/Visa) working on any websites ? i have bills worth 2 lakhs to pay and any possibilities to fetch rewards using this cards ?

I thought Indusind was over

 

[DARK_LORD]

I paid in payzapp twice with indusind select mastercard but no reward point till date, its been more than 7 days, merchant was PZCREDITCARD MUMBAI

 

[Pravin1156]

I paid in payzapp twice with indusind select mastercard but no reward point till date, its been more than 7 days, merchant was PZCREDITCARD MUMBAI

Wait for 20 to 30 working days. Hope you will get

 

[pennywisepoundwise]

How Justdial bro?

Search Justdial bill payment you'll get it, but they charge 1.8% + gst

 

[Abhigyan kumar]

Search Justdial bill payment you'll get it, but they charge 1.8% + gst

Charges on rupay network cards?

 

[dnp71]

Anyone using Fi debit card for credit card bill payment?

Supposed to give 2% on unipay and setu.

Any current working ways for Fi and Jupiter debit cards?

 

[imrahul]

is indusind select debit cards (mastercard/Visa) working on any websites ? i have bills worth 2 lakhs to pay and any possibilities to fetch rewards using this cards ?

You can pay 112500 with indusind visa signature select debit card on paytm for 3000 reward points,charges will be 32 rupees so profit will be 1050-32=1018
I got reward points last month for this debit card via paytm within 3 days

 

[shashankverma]

You can pay 112500 with indusind visa siganture select debit card on paytm for 3000 reward points,charges will be 32 rupees so profit will be 1050-32=1018
I got reward points last month for this debit card via paytm within 3 days

How is the reward calculated here can you explain a bit?

 

[Rajat94]

Use Firstap card now only on phonepe app, no extra charges on RuPay variant. Read my full post.

I got IDFC Firstap virtual debit card issued yesterday. Did 8 transactions at phonepe app for cc bill payment totaling less than 20k. After that my transactions are getting declined.
I even called IDFC customer support yesterday, they were clueless and couldn't see any hold/block on my card. They have registered my complaint but it is not resolved yet.
Does anyone know how to resolve this?

 

[shashank08]

idfc first tap 1 lakh limit reset after 24 hr or with date change at 12am?

Someone previously mentioned 24hrs..

 

[Anindya98]

10X is applicable for normal account holding debit cards also? means not select , wealth and private accounts

idfc first tap 1 lakh limit reset after 24 hr or with date change at 12am?

No, 24hrs from the last transaction time

Can someone confirm if they are still getting base rewards + accelerated rewards for cc bill payment via idfc firsttap rupay via phone pay route or not as mentioned on the wiki post above. (Same like we used earn before using IDFC FIRST WEALTH + SBI Unipay)

I already hold IDFC FIRST WEALTH DC.

IDFC Firstap Rupay via PhonePe and Freecharge
Base + 10X

 

[mohitkamboj007]

I got IDFC Firstap virtual debit card issued yesterday. Did 8 transactions at phonepe app for cc bill payment totaling less than 20k. After that my transactions are getting declined.
I even called IDFC customer support yesterday, they were clueless and couldn't see any hold/block on my card. They have registered my complaint but it is not resolved yet.
Does anyone know how to resolve this?

Check if it is visible in your app. If it's not visible, it is blocked; if it is visible, then it is not blocked. Also, note that there is a daily transaction limit of ₹1 lakh, so verify that as well.

Mine was also blocked. I called customer care, and they confirmed the blockage. They raised an unblock request and also emailed the respective team for faster processing. It was unblocked within an hour.

I have an IDFC Wealth Account, but I’m not sure if that played a role in the quick resolution.

 

[Anindya98]

I got IDFC Firstap virtual debit card issued yesterday. Did 8 transactions at phonepe app for cc bill payment totaling less than 20k. After that my transactions are getting declined.

IDFC system has blocked your DC. When you do multiple transactions with the same merchant over a short period, it gets blocked.

Post in thread '[Income Tax Payment] Card which provide benefit on Tax Payment'

Dec 20, 2024

It's 2.5% read here

Debit card gives 2.5% for 50K above spends and 0 PG charges.

Credit card gives flat 3Rps(0.75% ) and with PG charges of ~1% it doesn't make sense as we end up paying 0.25% extra.

@drsel
@helloworld you are correct they don't hit the sweet 2.5% without the Private DC
It comes to 1.25% for Normal DC capping at 1.6L/month, Select DC is 2.20% and caps at 3.4L/month, Wealth DC is 2.33% and caps at 536666/month & Private DC is...

• Anindya98

• 

I even called IDFC customer support yesterday, they were clueless and couldn't see any hold/block on my card. They have registered my complaint but it is not resolved yet.

It will get resolved after 3-4 days, but it will again reappear.

Does anyone know how to resolve this?

Block your Firstap Sticker and reapply is the only solution. After that it will work seamlessly.
Keep in mind max 3-4 times in a single merchant using IDFC DC. Even if it is a genuine transaction, the system blocks your card and the CC will be clueless.

 

[_deb_]

Has anyone with HSBC debit card got cashback for the merchant WWW JUSTDIAL COM ?

 

[Rajat94]

Check if it is visible in your app. If it's not visible, it is blocked; if it is visible, then it is not blocked. Also, note that there is a daily transaction limit of ₹1 lakh, so verify that as well.

Mine was also blocked. I called customer care, and they confirmed the blockage. They raised an unblock request and also emailed the respective team for faster processing. It was unblocked within an hour.

I have an IDFC Wealth Account, but I’m not sure if that played a role in the quick resolution.

Yes it is visible in my account.

I mentioned that i have only spent 20k and still had 80k left to spend yesterday.

Mine is also a wealth account.

 

[rahul12345]

Has anyone with HSBC debit card got cashback for the merchant WWW JUSTDIAL COM ?

yes, previously i received cashback.