Which Debit Card to use for Credit Card Bill Payment in February & March 2025

[Gkcards]

is canara setu working

 

[mohitkamboj007]

Yes it is visible in my account.

I mentioned that i have only spent 20k and still had 80k left to spend yesterday.

Mine is also a wealth account.

If it is visible then it is not blocked.
Maybe some technical issue

 

[mohitkamboj007]

is canara setu working

Working but no rewards now as MCC is changed

 

[Anonymous ツ]

Not able to pay my Cc bill using Canara setu and IDFC debit card. an error comes when hit the make payment button after entering the debit card details.

Is anyone else facing this issue?

 

[codenerd]

I wish I came across this thread earlier. Paid 1Lakh bill yesterday only.

 

[kalyan324]

I wish I came across this thread earlier. Paid 1Lakh bill yesterday only.

I came at right time 😂 my credit card bill this month is around 2 lakhs and on top this is my birthday month

 

[Prem03]

You can pay 112500 with indusind visa siganture select debit card on paytm for 3000 reward points,charges will be 32 rupees so profit will be 1050-32=1018
I got reward points last month for this debit card via paytm within 3 days

I will also be using Indus Visa Signature on Paytm as no other option left for this DC.

 

[Prem03]

SBI server issues sometimes card activation issue from their end.

Try disabling and re-enabling e-commerce services during bank working hours. Also, attempt a small transaction.

If it still doesn't work, file an online complaint with SBI—what else can be done?

Every month, about 0.01% to 0.02% of users tell me their card isn’t working after activated.

Well, that's just how SBI is—what can we do? 🤣🤣

So I am in the rarest category
Sent an email to SBI customer care and the reply is to call Yono team.

 

[anon@420]

There appears to be a bug in Ebix's system. I loaded Rs. 5000 into Ebix wallet using Kotak 811 Super DC on 01st March and then paid a bill of Rs. 2030.82 for my HSBC Live+ credit card using Ebix UPI through PayTM on 02nd March. There should have been Rs. 2969.18 remaining in the wallet but it showed 2970. HSBC's app hasn't reflect what money has been credited till now. I have got one SMS from Ebix which says Rs. 2030.82 has been debited from the wallet while another says Rs. 2030 has been debited. PayTM's email says payment of Rs. 2030.82 has been made.







I further loaded Rs 5000 using Kotak 811 Super DC on 02nd March and was able to pay a partial bill of Rs. 7970 for my Cashback SBI credit card, again using Ebix UPI through PayTM.







Transaction history on Ebix's website shows debit of Rs. 2030.

 

[2025]

There appears to be a bug in Ebix's system. I loaded Rs. 5000 into Ebix wallet using Kotak 811 Super DC on 01st March and then paid a bill of Rs. 2030.82 for my HSBC Live+ credit card using Ebix UPI through PayTM on 02nd March. There should have been Rs. 2969.18 remaining in the wallet but it showed 2970. HSBC's app hasn't reflect what money has been credited till now. I have got one SMS from Ebix which says Rs. 2030.82 has been debited from the wallet while another says Rs. 2030 has been debited. PayTM's email says payment of Rs. 2030.82 has been made.

View attachment 85366

View attachment 85360

View attachment 85361

I further loaded Rs 5000 using Kotak 811 Super DC on 02nd March and was able to pay a partial bill of Rs. 7970 for my Cashback SBI credit card, again using Ebix UPI through PayTM.

View attachment 85367

View attachment 85363

View attachment 85364

Transaction history on Ebix's website shows debit of Rs. 2030.

View attachment 85365

Ohh ho ho ho ho...

Pure 82 paise ka extra profit. Kya karoge itne dhanrashi ka?

Baad mein unke recovery agent ghar tak na pahunch jaye glitch ka paisa wapas lene.

 

[Abhishek012]

I got IDFC Firstap virtual debit card issued yesterday. Did 8 transactions at phonepe app for cc bill payment totaling less than 20k. After that my transactions are getting declined.
I even called IDFC customer support yesterday, they were clueless and couldn't see any hold/block on my card. They have registered my complaint but it is not resolved yet.
Does anyone know how to resolve this?

Daily you can pay max 8 or 9 times.

Wait exact 24 hrs and pay again.

also note - daily limit is 1 lakh per day.

Block your Firstap Sticker and reapply is the only solution. After that it will work seamlessly.
Keep in mind max 3-4 times in a single merchant using IDFC DC. Even if it is a genuine transaction, the system blocks your card and the CC will be clueless.

Dnt give this stupid idea, block and reapply. LOL 🤣🤣

Daily you can pay max 8 or 9 times.

Wait exact 24 hrs and pay again.

If your card is blocked then call IDFC customer care and they will unblocked within a hour.

@mohitkamboj007

 

[Abhishek012]

There appears to be a bug in Ebix's system. I loaded Rs. 5000 into Ebix wallet using Kotak 811 Super DC on 01st March and then paid a bill of Rs. 2030.82 for my HSBC Live+ credit card using Ebix UPI through PayTM on 02nd March. There should have been Rs. 2969.18 remaining in the wallet but it showed 2970. HSBC's app hasn't reflect what money has been credited till now. I have got one SMS from Ebix which says Rs. 2030.82 has been debited from the wallet while another says Rs. 2030 has been debited. PayTM's email says payment of Rs. 2030.82 has been made.

View attachment 85366

View attachment 85360

View attachment 85361

I further loaded Rs 5000 using Kotak 811 Super DC on 02nd March and was able to pay a partial bill of Rs. 7970 for my Cashback SBI credit card, again using Ebix UPI through PayTM.

View attachment 85367

View attachment 85363

View attachment 85364

Transaction history on Ebix's website shows debit of Rs. 2030.

View attachment 85365

Dnt abuse the system for chillar.

Ebixcash will permanently blocked your account.

 

[Rajat94]

Daily you can pay max 8 or 9 times.

Wait exact 24 hrs and pay again.

also note - daily limit is 1 lakh per day.

You are absolutely right.

I had done 8 transactions each on my 2 separate wealth account Rupay cards and both were having same issue.

Now I am able to do transaction.

Its 8 transactions per day+1 Lakh per day for IDFC Firstap Rupay Debit card.

Some LAME replies I got from CC team:-
1. Sir your daily transaction limit is not set. Kuch bhi! Then how my 8 transaction went through.
2. Sir you haven't received your physical debit card which is why your transactions are getting declined due to suspicious activity.

 

[Abhishek012]

You are absolutely right.

I had done 8 transactions each on my 2 separate wealth account Rupay cards and both were having same issue.

Now I am able to do transaction.

Its 8 transactions per day+1 Lakh per day for IDFC Firstap Rupay Debit card.

Some LAME replies I got from CC team:-
1. Sir your daily transaction limit is not set. Kuch bhi! Then how my 8 transaction went through.
2. Sir you haven't received your physical debit card which is why your transactions are getting declined due to suspicious activity.

Sometimes 9 times also working but if you are doing all transactions within few mins then maybe 8 times working.

 

[imrahul]

How is the reward calculated here can you explain a bit?

You get 3000 reward points for 112500 payment, the value of 1 reward point is equal to 0.35
3000×0.35 =1050 rupees for 112500 payment which equals to 0.93%

 

[shashankverma]

Just wondering, Ebix cash itself allows credit card payment option then why not pay bill from app iself instead of using other apps through upi?

 

[panu24]

Just wondering, Ebix cash itself allows credit card payment option then why not pay bill from app iself instead of using other apps through upi?

Just try it once....

 

[anon@420]

Dnt abuse the system for chillar.

Ebixcash will permanently blocked your account.

What makes you think I had intention to abuse the system? Today's the first time I used Ebix wallet. I didn't know about the bug. I thought the payment of Rs. 7970 to my SBI Card account will be rejected. I assume it's a bug but can't be sure until I see Rs. 2030.82 credited to my HSBC Card's account.

I would love to see them block my account over this.

 

[shashankverma]

You get 3000 reward points for 112500 payment, the value of 1 reward point is equal to 0.35
3000×0.35 =1050 rupees for 112500 payment which equals to 0.93%

Can you or @Abhishek012 can update the OP with the details for Indusind Select card

 

[imrahul]

Can you or @Abhishek012 can update the OP with the details for Indusind Select card

I dont have the permissions yet to update the OP