are we able to customise the upi id in the neu app?
and what the default format of the upi id
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Which Debit or Credit Card Have You Closed (or Plan to) in 2025 & Why?
- Thread starter Anindya98
- Start date
- Featured
and what the default format of the upi id
Anindya98, bhai tumhi help kardo.. kisko udauu, i have
Hdfc regalia gold, paid
Sbi Cashback, paid
Sbi Simpliclick, paid (but last 2 years se annual fee ke badle 500rs ka agv leraha hu)
Sbi Bpcl rupay(new addition pre approved aaraha thaa)
ICICI HPCL Super Saver VISA, LTF
ICICI Coral Rupay, LTF
Amazon Pay ICICI, LTF (isse band nahi karuga oldest card hai mers)
AU Ixigo Visa, LTF (isko band karvane ka maan hai)
Axis Neo, LTF
Kiwi Yes Rupay, LTF but neon subscription next year se lagega
cards i am looking for Amex Gold/Amex Platinum Travel
better return vala rupay(replacement of kiwi yes)
max chances hai Au Ixigo ko bye bye kardu and Sbi Simpliclick ko Sbi pulse mein conversion ke liye bolu(for fitpass membership)
Hdfc regalia gold, paid
Sbi Cashback, paid
Sbi Simpliclick, paid (but last 2 years se annual fee ke badle 500rs ka agv leraha hu)
Sbi Bpcl rupay(new addition pre approved aaraha thaa)
ICICI HPCL Super Saver VISA, LTF
ICICI Coral Rupay, LTF
Amazon Pay ICICI, LTF (isse band nahi karuga oldest card hai mers)
AU Ixigo Visa, LTF (isko band karvane ka maan hai)
Axis Neo, LTF
Kiwi Yes Rupay, LTF but neon subscription next year se lagega
cards i am looking for Amex Gold/Amex Platinum Travel
better return vala rupay(replacement of kiwi yes)
max chances hai Au Ixigo ko bye bye kardu and Sbi Simpliclick ko Sbi pulse mein conversion ke liye bolu(for fitpass membership)
Can you share the process and requirements for the same?
thinking to get core fed,one card is not much useful but I need zero forex card tho If I close
Ekavya
TF Ace
1. I closed HDFC TATA NEU PLUS FOR SAME REASONS AS YOURS
2. Going to close Axis Ace as SBI CASHABC made it redundant.
BTW I have already opened HDFC SA. How long do I have to wait before preapproved offers?
An alternative to Yes Kiwi is BOB Snapdeal Rupay, HDFC Infinity, or BOB Eterna Rupay.
I also didn't use my AU Ixigo Visa LTF not even once. But keeping the card for Railway Lounge Access after IDFC Railway lounge devaluation.
I would suggest you upgrade your Axis Neo Card to My Zone LTF for better returns. Also, you can take Airtel Axis even if you pay Utility bills you can save more than the AF.
Get an ICICI Times Black Card they will upgrade you to private banking. Then call the CC and ask them to issue the card. After that, you can close the Times Black card.
IDFC Mayura is a good alternative for Zero Forex.
Yes, you can close the Federal One card if you don't use it. And get a core card afterward.
The timeframe ranges between three months to one year. Some individuals have received the offer by maintaining a balance in their SA.
How will Myzone be better?
aniketkr.sharma
TF Ace
No, we can't customize, we have to wait 7 days for deregister.
Mobile Number @ tapicici
Thanks for initiating this thread. Good thought. My list goes like this:
HSBC Salary Account and Credit Card (To Close):
HSBC Salary Account and Credit Card (To Close):
- HSBC Salary account: I opened this last year, but I am not satisfied overall. It is not easy to bank with them and perform transactions. The lack of familiarity with their processes causes anxiety and makes it hard to trust them. Additionally, their processes are very slow. I am still waiting to receive some joining benefits from them. I expect to receive them within the next 1-2 weeks, and after that, I will close the account.
- HSBC Platinum Credit Card: Similar to the bank account, I will be ending my relationship with HSBC, including this credit card. The only other option I might consider is the Live+ credit card, but for now, my expenses in the 10% category are covered by HDFC Swiggy and Pluxee cards, so I won't need this card either. Other than that, I will only reconsider if I am eligible for a Premier salary account (which will take a long time to reach a salary of 3L+). Until then, goodbye, HSBC.
- I have an HDFC Preferred salary account and an easyshop platinum (Preferred branded) debit card. So far, I am very pleased with my overall experience with HDFC. Everything has been smooth and hassle-free. I am very delighted. I will see if I am eligible to upgrade from Preferred to Imperia. There is nothing special about it, but if I get it, that would be nice.
- Credit card: I have Swiggy and Tata Neu Infinity cards, both are LTF but the limit is only 1.5L. First, I need to get a limit increase on these cards. Currently, both of these are my primary cards, and I spend almost 90% of my expenses on these 2 cards. Secondly, I need to see if I can get any core card (at least Regalia Gold or DCB) in the next 6-12 months without closing one of the existing cards. If I am eligible for RG LTF based on my salary or a tie-up with the company, that would be nice. Nevertheless, I am happy so far even without the core CC.
- Savings account: I had an ICICI WM salary account, but I closed it last year. The only benefit I got from them is the Sapphiro CC LTF. Apart from that, compared to HDFC, ICICI staff and customer care are completely clueless and unhelpful. It becomes more confusing if we ask them anything. So, I didn't want any more headaches and closed the salary account. But I am considering opening a 0 MAB privilege account because I like their iMobile app and the ease of online facilities.
- Credit cards: I still have Amazon Pay and Sapphiro cards with a 10L limit. I have been seeing an upgrade option to Emeralde PVC paid (12000 + 12000) for more than 5-6 months in the iMobile app. However, I am looking for Emerale PVC LTF. It is not worth getting the paid version. Besides that, I am not looking for anything else from ICICI for the time being. (EPM is out of reach for me at least for now, I think)
- My primary account is with SBI, but even after 10+ years, I still have the basic variant + silver tier. That's mainly because I don't maintain higher amounts in SBI accounts. The only thing I am looking for from SBI is to get the IRP card (Indian Oil Rupay Platinum Debit card).
- My spouse has a savings account with Dhanalaxmi Bank. It is the basic variant account and has a Visa debit card. I am planning to upgrade it to a higher variant if available, along with the RPDC. The information on their website is not clear. I visited the nearest branch staff, but they were not helpful. I need to visit the home branch to get any details and upgrade.
- These are the two unused cards in my wallet. I only took them for lounge access benefits and BMS movie benefits, but they are rarely used, maybe once in six months. I haven't decided whether to keep them or close them. (Most probably, I will keep them until they become completely devalued and useless like IDFC First Wealth).
I already have BOB Premier & BOB HPCL whats the possibility of getting a LTF BOB snapdeal after closing BOB HPCL
Deregister in the sense??
I case we want to discontinue using Neu UPI?
The joining offer in dec was good. now even joining and renewal benefit doesn't seem worth the fee
love4cards
TF Select
Closing Axis Ace
Credit cards to close :
Sbi vistara Prime - All milestones achieved & fee waiver also given .
Axis Vistara Signature - Same Reason as above
Regalia gold - will upgrade to dcb
IndusInd eazydiner sig Ltf card - don’t dine out that much .
Biz black fd based - not much tax payments … my sister got that without having much knowledge. ( RM chipka diya fd pe )
Debit card to close :
Bob sapphire - they reduced distance from 40km to 25km … no use now .
Sbi vistara Prime - All milestones achieved & fee waiver also given .
Axis Vistara Signature - Same Reason as above
Regalia gold - will upgrade to dcb
IndusInd eazydiner sig Ltf card - don’t dine out that much .
Biz black fd based - not much tax payments … my sister got that without having much knowledge. ( RM chipka diya fd pe )
Debit card to close :
Bob sapphire - they reduced distance from 40km to 25km … no use now .