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Year End Offer: Lifetime Free HDFC Bank Credit Cards

I have contacted customer care regarding the same today and their generic reply is

Thank you for writing to us.
We observe you already hold a active credit card with the bank and regret our inability for approval of application for second card. We wish to inform you that dual cards are not processed at the moment as per guidelines. Kindly seeking your understanding in this regard.
I too got same msg when I checked with grievance redressal
 
I too got same msg when I checked with grievance redressal
@tharun It's absurd and another level of desperation for getting NTBs.
They are temporary blocking application for ETBs, so that ETBs keep on paying for the cards which are other wise distributed for free.
Milking their customers as much as they can ...

HDFC now a days:
FwYN-HlaEAA5rVW
 
I have 3 cards from HDFC - Business Regalia [LTF], New Infinity [FYF], and Marriott [PAID].

Is there anyway I can get DCP LTF? I can surrender/upgrade Regalia. When I am clicking the banner and applying, it is throwing up this error.


Screenshot 2024-12-21 at 7.58.48 PM.webp
 
HDFC Bank is offering select credit cards as lifetime free under a limited-period offer.

Offer valid until 31st December 2024.

View attachment 77798

Here are the credit cards available under the lifetime free offer:
  • Tata Neu Plus HDFC Bank Credit Card
  • Tata Neu Infinity HDFC Bank Credit Card
  • Diners Club Privilege Credit Card
  • Swiggy HDFC Bank Credit Card
  • PIXEL Play Credit Card
  • PIXEL Go Credit Card
  • Biz Grow Credit Card
  • Millennia Credit Card

Application Links:​

  • Apply for LTF HDFC Millennia Credit Cards and other HDFC Bank's core credit cards:
    Click here
  • Apply for LTF Tata Neu Credit Cards:
    Click here
  • Apply for the LTF Swiggy Credit Card:
    Click here
Tried applying through these links.
Core cards one didn't work, Tata Neu one did.
Completed application and verified and everything but in the end got the screenshot.
Now, how to ensure that the CIBIL hit doesn't go to waste ?
 

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  • Screenshot_20241222-013211.webp
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Tried applying through these links.
Core cards one didn't work, Tata Neu one did.
Completed application and verified and everything but in the end got the screenshot.
Now, how to ensure that the CIBIL hit doesn't go to waste ?
dont apply hdfc card from 11 pm to 5 am lol
 
Regalia Gold is FYF for new application and upgrade offer.

I am unable to understand that why Regalia Gold is so hyped card as Millennia is far batter then RG.
Only plus point of RG is Airport Lounge access.
 
Regalia Gold is FYF for new application and upgrade offer.

I am unable to understand that why Regalia Gold is so hyped card as Millennia is far batter then RG.
Only plus point of RG is Airport Lounge access.
Millennia is better than Regalia, but not better than Regalia Gold.

Both cards are for different usecase. One is more like a shopping card, while the other is a lifestyle card. Regalia Gold has its own catalog in smartbuy and offers decent rewards.

People just need to learn how to use regalia gold as a substitute for millennia. There are many threads on TF regarding that as well.

But, if one doesn't travel much and doesn't care about flights/hotels. Definitely, millennia is the better choice.
 

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