Yes Bank Elite+ LTF

[Ra.One]

Anybody looking for a card from Yes Bank (just for site/sale offers), the Elite+ is being offered LTF (I think since the past couple of weeks).
About the card- Reward rate is 👎🏾, even after the 3X/5X plans. Spend based domestic lounge access.
Three international lounge access/year in an LTF card for sale specific offer is the only thing going for this card.
I had been in a dilemma if to opt for the Marquee( via the Grandeur a/c route) or not, but couldnt justify the hassle for a card which I wouldnt be using over my Atlas/Amex trifecta. Just randomly checked for an offer and Elite+ was offered LTF. Applied and received yesterday.

 

[Tonymathew]

how to check pincode serviceable or not

I check Google, mostly paisabazar has answer in the form of pdf.

But yes bank is not serviceable in my area, still the application went through till eKYC

 

[Tonymathew]

I check Google, mostly bankbazar has answer in the form of pdf.

But yes bank is not serviceable in my area, still the application went through till eKYC

This is what I found

 

[jpr]

my city is thrissur kerala not on the list , the application going through after i entering pan and pincode

 

[ontherocks]

1 doubt

Their product page shows 1st year waived only if condition met, but during their application it shows FYF only.. so which should I believe.. I'll take the card anywhere, only to add to my collection, as a cibil inquiry had been made .

If you are okay with a Yes virtual LTF Rupay CC in your collection, you can get it after you complete the application for Reserv and receive the physical card. Just do not activate the Reserv card and let it die its own death. At least you will get one Yes card for your CIBIL hit.

 

[ayt]

Maybe... I have rubyx with 4.8L limit.
They want to give me card, which will benefit them... Even though it might be useful, I currently wanted a LTF card, till next year end.. that's why

Not sure about this but have experienced in 3 different applications that in order be eligible for elite + in current offer your highest limit of cc should not exceed 3l and salary shouldn't exceed 10L P.A
And that's the reason I entered only 8L as my income and my highest cl is 2.7L
But again these are just incident based assumption, no one knows the original criteria set by bank

 

[ontherocks]

You can apply directly on website, it will show eligible cards based on profile, doesn't need to be applied via any specific card link. Btw, i have entered 4L plus annual salary, even though terms say 1L per month.

Which option from the dropdown under "Apply through (Select One)*" did you select?



@Tonymathew @sam1803 @ayt

 

[Tonymathew]

my city is thrissur kerala not on the list , the application going through after i entering pan and pincode

Hey malayali.... I'm from Kottayam 🥳🥳

 

[Tonymathew]

Which option from the dropdown under "Apply through (Select One)*" did you select?

View attachment 70094

Only one option was available.. no income docs wala option

 

[sam1803]

1 doubt

Their product page shows 1st year waived only if condition met, but during their application it shows FYF only.. so which should I believe.. I'll take the card anywhere, only to add to my collection, as a cibil inquiry had been made .

That I'm not sure. Just read the fine lines.

 

[sam1803]

Which option from the dropdown under "Apply through (Select One)*" did you select?

View attachment 70094

@Tonymathew @sam1803 @ayt

It gave only no income docs

 

[tappukepapa]

Which option from the dropdown under "Apply through (Select One)*" did you select?

View attachment 70094

@Tonymathew @sam1803 @ayt

I got only one option " No income docs".

 

[TheGuy]

After application and VKYC after how many days verification or further processing?

 

[sam1803]

After application and VKYC after how many days verification or further processing?

Received SMS and mail stating that my application has been approved and the card will be dispatched soon. The sms contained link for welcome kit for cards.

It took only two days. From application submit to receiving the card confirmation. Yes was quite fast, no hassle.

I also applied for Au ixigo but they have been asking documents left right to be submitted and calling regarding the same.

 

[TheGuy]

Thanks Sam!
After VKYC not even call verification?!

asking documents left right to be submitted

Documents such as?

ITR- Salary Slip only right?

 

[Tonymathew]

After application and VKYC after how many days verification or further processing?

I got video kyc done yesterday evening,
I got message stating cc has been approved by today evening, and will be dispatched soon

 

[Tonymathew]

Received SMS and mail stating that my application has been approved and the card will be dispatched soon. The sms contained link for welcome kit for cards.

It took only two days. From application submit to receiving the card confirmation. Yes was quite fast, no hassle.

I also applied for Au ixigo but they have been asking documents left right to be submitted and calling regarding the same.

You also took elite+? Or reserv?

 

[Ra.One]

Any physical address/office verification for you?

@Ra.One @ayt

Can you elaborate the process how it went from applying online till getting the card.

applied, did vkyc next day, then done.
No verification calls or visits.
Easy peasy lemon 🍋 squeazy

 

[sam1803]

Thanks Sam!
After VKYC not even call verification?!



Documents such as?

ITR- Salary Slip only right?

First they asked for Bank statement and two latest salary slips.
Then they said they need a address proof.
Yesterday call came to send address proof along with electricity bill.

 

[sam1803]

You also took elite+? Or reserv?

It was for my wife. She got Elite+ LTF. So took it.
For me they are giving Marquee only. I'm thinking for applying it as some international trips are coming in the near future there it will help.

 

[sam1803]

At the end of the application they ask consent for applying for a bank account too? Did anyone apply. I did not go ahead of it as there was no information regarding it like MAB, which account variant etc