Yes Bank Grandeur Account

[theflash]

There are other ways also available to get the higher limit apart from account basis like CIBIL, C2C, etc. This process is available at the same time while applying for the credit card.

Can I get my limit enhanced via C2C? For Marquee? I have this card since June.

 

[Grandeur]

Can I get my limit enhanced via C2C? For Marquee? I have this card since June.

Now not possible, as this can be done at the time of applying for it. Only option is to wait to increase limit basis on the use of the card.

 

[theflash]

Now not possible, as this can be done at the time of applying for it. Only option is to wait to increase limit basis on the use of the card.

😔 . .

 

[hellobois]

Now not possible, as this can be done at the time of applying for it. Only option is to wait to increase limit basis on the use of the card.

Possible to get Grandeur with less than 5 lakh initial funding?

 

[kuchbhi]

@SSV dm-ed you for some query please look

 

[theflash]

Possible to get Grandeur with less than 5 lakh initial funding?

Initial Funding is linked with Limit of card if you want Marquee... 10% of IF is given as limit

50k for 5L
1L for 10L
2L for 20L
3L for 30L

 

[hellobois]

Initial Funding is linked with Limit of card if you want Marquee... 10% of IF is given as limit

50k for 5L
1L for 10L
2L for 20L
3L for 30L

I don't want this card ♠️

 

[theflash]

I don't want this card ♠️

Then open Yes First with 10-50k

 

[hellobois]

Then open Yes First with 10-50k

I just wanted a zero MAB account. May be for bank offers on DC. Do not want to keep money on it for 3% returns

 

[techprince]

I just wanted a zero MAB account. May be for bank offers on DC. Do not want to keep money on it for 3% returns

Go for Savings Account Pro of 10K MAB, keep 10k+ for a month, then make a fd of ₹50,000 to make it zero balance.

 

[theflash]

I just wanted a zero MAB account. May be for bank offers on DC. Do not want to keep money on it for 3% returns

Grandeur isn't 0 MAB

 

[hellobois]

Grandeur isn't 0 MAB

There are no non mab maintenance charges. They may downgrade the account in future but that takes time.

 

[hellobois]

Go for Savings Account Pro of 10K MAB, keep 10k+ for a month, then make a fd of ₹50,000 to make it zero balance.

As soon as I break the FD, they will charge non maintenance charges.
I need 100% tension free banking.
I have RBL LTF account, SBI, AU, PNB, BoB, kotak, Axis, IndusInd, Jio ... All zero. Mab account with some associated benefits

 

[Grandeur]

Possible to get Grandeur with less than 5 lakh initial funding?

No, Grandeur Account opening IP starts from 5lac and above....

Also, if maintaining 10lac+ balance in Account your SA Interest rate will be 7%.

 

[theflash]

There are no non mab maintenance charges. They may downgrade the account in future but that takes time.

First > Grandeur

 

[hellobois]

First > Grandeur

Is there any specific benefit like DC cashback etc. pls share.

 

[theflash]

Is there any specific benefit like DC cashback etc. pls share.

On Grandeur 5% upto 100 but idk if it works.

On First no idea kindly check the website

 

[hellobois]

On Grandeur 5% upto 100 but idk if it works.

On First no idea kindly check the website

So it is just any other savings account with basic banking features. No additional benefit like HDFC Savings Max Account or Axis Liberty?

 

[theflash]

So it is just any other savings account with basic banking features. No additional benefit like HDFC Savings Max Account or Axis Liberty?

As I've said all the benefits are linked to MAB

If you maintain 5L/10L as per account variant you get everything.

Also family banking has some benefit.

You might get around 4-5k Yes rewardz but it's hardly worth 1-1.2k

 

[rutgersbach]

Now not possible, as this can be done at the time of applying for it. Only option is to wait to increase limit basis on the use of the card.

What about NTB customers? My father has 13L+ limit on his Regalia CC and as HDFC is not upgrading him, is there any hope for marquee card? Or maybe even LTF?