Yes Bank MARQUEE Credit Card
As you guys already know, YES Bank is revamping their CC protfolio recently , I took a dive and got their latest offering "MARQUEE" CC in the Premium segment ..
I am NTB to Yes bank until now...
I actually liked the name of the card and also its physical appearance.. very appealing looks ...
I got the card mainly for its Unlimited International Lounge Access ( for both Primary and Add-ons) and some reward points for Govt Transactions.
Online Spends rewads rate is also good @4.5% ( if redemeed for Flights and Hotels @0.25)
As I am NTB to Yes Bank, I will learn more about different redemption options soon ..
On the paper this is a very good card for its intended purposes as of now..
Approval is easy peasy.. punch in your details, it comes up with the eligible cards depending upon your CIBIL profile.. No income Docs required.. Card will be delivered in about 3 working days...
*you will only get 2 cards to select from depending up on your eligibility .. one among them would be BYOC( Build Your Own Card) along with other core card...
Where does this fit in the hierarchy:
It is the Top level card under their ( Premium Card Offerings) .. you can see this here:
View attachment 41187
Features:
Joining & Annual Fee:
1) Joining Fee : ₹9,999 + GST ( Welcome benefits : 60,000 RPs = Rs. 15,000 for Flight and Hotel Bookings @0.25)
2) Renewal Fee: ₹4,999 + GST ( Renewal benefits: 20,000 RPs = Rs. 5,000 for Flight and Hotel Bookings @0.25)
Annual Fee Waiver : ₹10,00,000
USP of the card: Unlimited International Lounge Visits for both Primary and Add-on Card members
Rewards
1) Online Spends - 36 YES Rewardz Points / ₹200
2) Offline Spends - 18 YES Rewardz Points / ₹200
3)* Select Catrgory - 10 YES Rewardz Points /₹200
Maximum Cap per Statement Cycle: : 1,00,000 YES Rewardz Points
For Reference here is the list of other CCs and their maximum caps per statement period..
*Accelerated Reward Points earned on Online Shopping during a statement cycle will be capped as per the below table.
Once this threshold is reached, customer will continue to earn reward points at normal rate (same as offline transaction).
*
Select Category includes:
- i) Rental Payments
- ii) Wallet Loading
- iii) Recharge and Utility Bill Payments
- iv) Insurance
- v) Education and
- vi) Government Payments..
Exclusions for YES Rewardz Point earnings:
- Fuel transactions
- Cash withdrawals
- Cash Advance Fee & Charges
- Post Purchase EMI & Instant EMI transactions.
Other benefits:
Lounge Access
- Domestic Lounge Programe
- 6 complimentary Domestic Airport Lounge visit in India per calendar quarter for Primary & Add-on Cardmember
- International Lounge Programe
- Unlimited Access to airport lounges internationally for Primary & Add-on card holders
- Guest Visits: 8 Complimentary Lounge visits in a calendar year (Domestic or International)
BMS BOGO
Maximum 6 tickets (Buy 3 Get 3) per calendar month. Offer valid only for Movies tickets (Discount is capped at INR 800 per ticket).
Foreign Currency Mark-up of 1%
Purchase Protection Plan,
Purchase Protection - Insurance cover against accidental damage/Burglary in residential premises of the customer as per bank records, for 6 months for mobile & electronic devices purchased online. Max Limit 50,000
Golf Program
Enjoy waiver of 4 Green Fee at select golf courses in India
Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India
Fuel Surcharge Waiver
1% Fuel surcharge waiver at fuel stations across India for transaction between INR 400 to INR 5,000..
Total waiver in statement cycle is capped at INR 1000. Only surcharge will be waived, GST as levied on surcharge will not be waived. Please note that Fuel surcharge may vary from 1% to 2.5% of the amount spent on fuel transaction. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks.
Yes Bank Credit Card Rewards Redemption contact details and Redemption Website: ( * Edited on 11/01/2024 )
CC Rewards Website:
https://credit.yesrewardz.com/
CC Rewards Contact Number: 1800 4190 600 ..
(Only questions relating to CC rewards Redemptions will be answered at this number . No cc account related questions will be entertained)
-- EDIT on 20/01/2024..-->
Options available for Redemption:
1) E-Gift Vouchers ( Total options: 59 ..
@ 0.15 = AGV, FK, Myntra,
@ 0.25 = Swiggy, Zomato,Amazon Prime, Croma, Dominos, Kalyan Jewellers, MMt - Hotel , Yatra)
2) Share Reward Points ( to other YES CC customer)
3) Credit Card Bill Payment (i.e. Statement Credit
@0.15)
4) Flight (
@0.25)
5) Hotel (
@0.25)
6) Air Miles ( InterMiles and CV both @ 4 Reward points = 1 AirMile)
7) Catalogue
8) Golf
9) Charity..
10) Bill Pay (
@0.10 )
11) Movies ( ... coming soon)
Other Useful Links:
For Rewardz Redemption details , Please see here...
Thread 'YES Bank Credit Card RewardZ Redemption Options - for MARQUEE'
https://www.technofino.in/community...rewardz-redemption-options-for-marquee.22116/