As some got Reserv LTF ( thru YFE upgrade), there is some 50 -50 chance for you.. but for Marquee haven't seen anyone yet.I've got FYF Reserv. I won't activate it soon. Will let you all know if they change to to LTF
Best wishes anyway..
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As some got Reserv LTF ( thru YFE upgrade), there is some 50 -50 chance for you.. but for Marquee haven't seen anyone yet.I've got FYF Reserv. I won't activate it soon. Will let you all know if they change to to LTF
Don't go with Pre - approved offer.@S S V Can you please tell how to get YES Reserv or Marquee? I am YES First customer but then also in pre-approved section only Elite coming? Or is there some way to upgrade Elite if I go ahead with pre-approved offer?
It shows me those pre-approved cards only this way too. In this pre-approved they will give very less limit also, that's why I don't want to go ahead.Don't go with Pre - approved offer.
Apply directly online and see what you will get based on your CIBIL profile
Okay, don't go ahead with this way then.. I will try to find out if there is any alternative route, meanwhile contact CC and see what they say ..It shows me those pre-approved cards only this way too. In this pre-approved they will give very less limit also, that's why I don't want to go ahead.
Guys, I have updated the First post with all the details and Screen shots after my original thread was deleted by mistake by @TechnoFino .. Please have a look and see if there is anything inconsistent...
Yes Bank MARQUEE Credit Card
As you guys already know, YES Bank is revamping their CC protfolio recently , I took a dive and got their latest offering "MARQUEE" CC in the Premium segment ..
I am NTB to Yes bank until now...
I actually liked the name of the card and also its physical appearance.. very appealing looks ...
I got the card mainly for its Unlimited International Lounge Access ( for both Primary and Add-ons) and some reward points for Govt Transactions.
Online Spends rewads rate is also good @4.5% ( if redemeed for Flights and Hotels @0.25)
As I am NTB to Yes Bank, I will learn more about different redemption options soon ..
On the paper this is a very good card for its intended purposes as of now..
Approval is easy peasy.. punch in your details, it comes up with the eligible cards depending upon your CIBIL profile.. No income Docs required.. Card will be delivered in about 3 working days...
*you will only get 2 cards to select from depending up on your eligibility .. one among them would be BYOC( Build Your Own Card) along with other core card...
Where does this fit in the hierarchy:
It is the Top level card under their ( Premium Card Offerings) .. you can see this here:
View attachment 41187
Features:
Joining & Annual Fee:
1) Joining Fee : ₹9,999 + GST ( Welcome benefits : 60,000 RPs = Rs. 15,000 for Flight and Hotel Bookings @0.25)
2) Renewal Fee: ₹4,999 + GST ( Renewal benefits: 20,000 RPs = Rs. 5,000 for Flight and Hotel Bookings @0.25)
Annual Fee Waiver : ₹10,00,000
USP of the card: Unlimited International Lounge Visits for both Primary and Add-on Card members
Rewards
1) Online Spends - 36 YES Rewardz Points / ₹200
2) Offline Spends - 18 YES Rewardz Points / ₹200
3)** Select Catrgory - 10 YES Rewardz Points /₹200
Maximum Cap per Statement Cycle: : 1,00,000 YES Rewardz Points
For Reference here is the list of other CCs and their maximum caps per statement period..
View attachment 41959
*Accelerated Reward Points earned on Online Shopping during a statement cycle will be capped as per the below table.
Once this threshold is reached, customer will continue to earn reward points at normal rate (same as offline transaction).
** Select Category includes:
** For full list of Select Category Items , please see at the end of the post ..
- i) Rental Payments
- ii) Wallet Loading
- iii) Recharge and Utility Bill Payments
- iv) Insurance
- v) Education and
- vi) Government Payments..
- vii) Grocery and Supermarkets
Exclusions for YES Rewardz Point earnings:
- Fuel transactions
- Cash withdrawals
- Cash Advance Fee & Charges
- Post Purchase EMI & Instant EMI transactions.
Other benefits:
Lounge Access
- Domestic Lounge Programe
- 6 complimentary Domestic Airport Lounge visit in India per calendar quarter for Primary & Add-on Cardmember
- International Lounge Programe
- Unlimited Access to airport lounges internationally for Primary & Add-on card holders
- Guest Visits: 8 Complimentary Lounge visits in a calendar year (Domestic or International)
BMS BOGO
Maximum 6 tickets (Buy 3 Get 3) per calendar month. Offer valid only for Movies tickets (Discount is capped at INR 800 per ticket).
Foreign Currency Mark-up of 1%
Purchase Protection Plan,
Purchase Protection - Insurance cover against accidental damage/Burglary in residential premises of the customer as per bank records, for 6 months for mobile & electronic devices purchased online. Max Limit 50,000
Golf Program
Enjoy waiver of 4 Green Fee at select golf courses in India
Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India
Fuel Surcharge Waiver
1% Fuel surcharge waiver at fuel stations across India for transaction between INR 400 to INR 5,000..
Total waiver in statement cycle is capped at INR 1000. Only surcharge will be waived, GST as levied on surcharge will not be waived. Please note that Fuel surcharge may vary from 1% to 2.5% of the amount spent on fuel transaction. The rate of surcharge varies depending upon the fuel retail outlets and their acquiring banks.
Yes Bank Credit Card Rewards Redemption contact details and Redemption Website:
CC Rewards Website: https://credit.yesrewardz.com/
CC Rewards Contact Number: 1800 4190 600 ..
(Only questions relating to CC rewards Redemptions will be answered at this number . No cc account related questions will be entertained)
-- EDIT on 20/01/2024..-->
Options available for Redemption:
1) E-Gift Vouchers ( Total options: 59 .. @ 0.15 = AGV, FK, Myntra, @ 0.25 = Swiggy, Zomato,Amazon Prime, Croma, Dominos, Kalyan Jewellers, MMt - Hotel , Yatra)
2) Share Reward Points ( to other YES CC customer)
3) Credit Card Bill Payment (i.e. Statement Credit @0.15)
4) Flight ( @0.25)
5) Hotel (@0.25)
6) Air Miles ( InterMiles and CV both @ 4 Reward points = 1 AirMile)
7) Catalogue
8) Golf
9) Charity..
10) Bill Pay ( @0.10 )
11) Movies ( ... coming soon)
Other Useful Link:
For Rewardz Redemption details , Please see here...
https://www.technofino.in/community...rewardz-redemption-options-for-marquee.22116/
View attachment 41960
View attachment 41962
View attachment 41972View attachment 41973
View attachment 41978
View attachment 41977
** Select Category Full LIST
Full List of Select Category Spends with MCC codes which give only 10 Rewardz per 200:
View attachment 41963
View attachment 41964
I tried talking with cc also as I tried applying this way multiple times and they always call next day, and in call I ask them to give Reserv or Marquee being yes first customer but always answer is that they can't do anything.Okay, don't go ahead with this way then.. I will try to find out if there is any alternative route, meanwhile contact CC and see what they say ..
No don't know.. we have to find some agent who does your application offline .. I will let you know if I find any.I tried talking with cc also as I tried applying this way multiple times and they always call next day, and in call I ask them to give Reserv or Marquee being yes first customer but always answer is that they can't do anything.
And do you know whether they have any base limit for Elite card or not?
Let me also talk with RM if he can do anything.No don't know.. we have to find some agent who does your application offline .. I will let you know if I find any.
Select your previous occupation..
if self employed is selected you will get Business cards.
Yes, irrespective of what you selected you don't need to submit income doc.. it is purely on C2C and CIBIL pro
Brother just need some assistance, my yearly spends are anywhere between 1.5 to 2L & all my transactions are a mixture of online and offline spends. Do you think spending 5K +gst annually on Marquee card is worth enough? TxsGuys, I have updated the First post with all the details and Screen shots after my original thread was deleted by mistake by @TechnoFino .. Please have a look and see if there is anything inconsistent...
Thanks @TechnoFino for making me work overtime ... 😉😉
No not really, it’s main USP is for unlimited lounge access for international , for add in card holders as well and also 8 guest lounge access…Brother just need some assistance, my yearly spends are anywhere between 1.5 to 2L & all my transactions are a mixture of online and offline spends. Do you think spending 5K +gst annually on Marquee card is worth enough? Txs
I don’t think so, may be after a year or so..I am getting reserve as pre-approved. Can I upgrade it to marquee after taking it?
nothing, usual stuff . show pan card, name etc .What are they asking in video kyc?
Should not. But call their CC once and tell the whole storyThank you for applying for YES BANK Credit Card. Please note your application Ref No : xxxx. You shall receive a call shortly from 011-61290700 / 044-61606200 on your mobile number or landline regarding application confirmation. I got called 3 times since morning and 2 times I picked up it was pure silence. Will it effect my chance of approval?
Called and they said application is rejected.😔Should not. But call their CC once and tell the whole story
Wow, very strange.. never heard this..Called and they said application is rejected.😔