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reversal of finance charges

Bhagat Singh

TF Premier
i paid hdfc bill via a mobikwik but payment failed and money stuck. i paid minimum due again to avoid late payment . but it took 8 days to get refund from mobikwik. so rest of the payment was made 5 days after due date. hdfc charged 1232rs as finance charges now. can we get it's reseveral. if yes than how.
 
Banks do take pity as a one-time gesture if you are a long-time customer, you can try mailing grievance customer care.

I suggest next time don't be too greedy and pay as soon as the statement is generated if you are using 3rd part app for cashback. So you get time to pay again if things go wrong and always assume these apps will have issues.
 
If this were a late fee, there might have been a possibility of HDFC Bank considering a one-time exception and reversing the charges. However, since the charges are for the minimum amount payment, I doubt they will reverse them.

Nevertheless, it's worth a try. I suggest contacting their customer care and speaking with an agent. Keep reaching out until you receive a more favorable response from an agent.
 
Just 52 ruppes due and HDFC has imposed 826( 700 finance+ 126 GST) charges for HDFC millennia credit card

30065 ruppes was total out standing ammount for March month ( due date 8th April)
With in 8th april already paid 30013 ruppes, but remaining 52 ruppes i couldn't pay because cred, gpay doesn't allow me to pay only 52 ruppes ( because in that app minimum ammount i have to pay 100)
For 52 rupees HDFC impose 826 chsrges
 
Just 52 ruppes due and HDFC has imposed 826( 700 finance+ 126 GST) charges for HDFC millennia credit card

30065 ruppes was total out standing ammount for March month ( due date 8th April)
With in 8th april already paid 30013 ruppes, but remaining 52 ruppes i couldn't pay because cred, gpay doesn't allow me to pay only 52 ruppes ( because in that app minimum ammount i have to pay 100)
For 52 rupees HDFC impose 826 chsrges
Afaik all bank impose charges on the full amount.
 
Just 52 ruppes due and HDFC has imposed 826( 700 finance+ 126 GST) charges for HDFC millennia credit card

30065 ruppes was total out standing ammount for March month ( due date 8th April)
With in 8th april already paid 30013 ruppes, but remaining 52 ruppes i couldn't pay because cred, gpay doesn't allow me to pay only 52 ruppes ( because in that app minimum ammount i have to pay 100)
For 52 rupees HDFC impose 826 chsrges
Charges are levied on the outstanding amount since transaction date
 
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