Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Strange]

How do I get the L2 email IDs? I am mailing the RM, BM shown in app. But they don't respond

nodal.officer@axisbank.com . .

 

[rixypanther]

Is there anyone like me who hasn’t received the 750 GV for last quarters spends ?

 

[Vas2398]

if I pay cc bill via amazon, can it be considered under Merchant spends?

 

[Ramesh Chintamani Gopal]

if I pay cc bill via amazon, can it be considered under Merchant spends?

Yes tag ur account and pay by it
In remarks u will see p2m so that’s eligible

 

[Yashh]

I am not getting credit messages from axis bank, only debit messages are coming. Is it happening only with me or is it normal? Opened new account a week ago.

 

[BhaiyaJi]

I am not getting credit messages from axis bank,

Even for big amount?

 

[Yashh]

Even for big amount?

Yes, tried sending 9k. Only getting email for the credit alerts.

 

[Yashh]

Does it show available balance in the sms format? With debited and credited message.

 

[Yashh]

Can anyone atleast tell me is it normal to not get credited message via sms but from mail only? Or I need to complain. I am still confused.

 

[6ix9ine]

Can anyone atleast tell me is it normal to not get credited message via sms but from mail only? Or I need to complain. I am still confused.

If you can wait till Sunday, I can confirm that for you.

If I remember correctly, I had noticed the same, but ignored it as I have a habit of checking bank account statement rather than checking SMS/emails.

 

[Manishg]

Can anyone atleast tell me is it normal to not get credited message via sms but from mail only? Or I need to complain. I am still confused.

Yes credit message not come

 

[Yashh]

If you can wait till Sunday, I can confirm that for you.

If I remember correctly, I had noticed the same, but ignored it as I have a habit of checking bank account statement rather than checking SMS/emails.

Ohh will wait then..

 

[Yashh]

Yes credit message not come

Okay, but then why axis charges for non mandatory sms? Isn't it unnatural?

 

[@NIK]

That link Creater #Vansh bhaii khaa chala gayaaa , Account Deleted show kar rahaa haa

 

[EliteUser]

Can confirm just did upi of 5k but didn't receive any message.
Also, can anyone tell how to disable their app based otp for logging into their website. My app got logged out and now they are asking for mobile app otp even for web login. (Can't login to app as i already logged into other account)

 

[EliteUser]

That link Creater #Vansh bhaii khaa chala gayaaa , Account Deleted show kar rahaa haa

Bhai, Sabko jana hi hai, aaj nahi toh kal. Vishesh bhai bhi forum chod diye but unke karm hum sabke kaam aaa rahe hai. Bas fruitful raho jab tak raho jaha bhi.

 

[6ix9ine]

Can confirm just did upi of 5k but didn't receive any message.
Also, can anyone tell how to disable their app based otp for logging into their website. My app got logged out and now they are asking for mobile app otp even for web login. (Can't login to app as i already logged into other account)

Email nodal

+3 words

 

[rixypanther]

Is there anyone like me who hasn’t received the 750 GV for last quarters spends ?

Received my voucher today

 

[Rocky333]

Where to spend get 500 DC cb. It's my birthday month.

 

[keshavab]

Where to spend get 500 DC cb. It's my birthday month.

Then it will be 1000DC CB