Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[6ix9ine]

On OTP Page -
1. AMAZON PAY INDIA PRIVATET LIMITED
2. AMAZON

In OTP Message
1. AMAZON PAY
2. AMAZON

Both are eligible, first one will change into www amazon in and second one to priva, you will be fine.

 

[Lalsingh22]

Both are eligible, first one will change into www amazon in and second one to priva, you will be fine.

Thanks For Clarifications !!!

One thing more you said in above reply that one Amazon merchant is not eligible for cashback. Can you please tell the name of that Merchant ?

 

[6ix9ine]

Thanks For Clarifications !!!

One thing more you said in above reply that one Amazon merchant is not eligible for cashback. Can you please tell the name of that Merchant ?

Amazon pay india pvt ltd, 6540

This has rarely came in gift purchasing, but you never know.

 

[BMR]

Dear guys, I have still not received the voucher for quarterly spends. Is it time to raise a request with customer service, or continue waiting ?

 

[456]

Does anyone recived this offer on Axis Liberty?

offer tnc link :- https://campaign.axisbank.com/generic/terms-c-ntb-non-true-offer-based-campaign.pdf

 

[Manishg]

View attachment 105972
Does anyone recived this offer on Axis Liberty?

offer tnc link :- https://campaign.axisbank.com/generic/terms-c-ntb-non-true-offer-based-campaign.pdf

Have you done anything like kept low balance or high balance or made transaction in previous quarter or month. Because I never received any offer from axis

 

[Manishg]

Dear guys, I have still not received the voucher for quarterly spends. Is it time to raise a request with customer service, or continue waiting ?

Yes raise issue on twitter

 

[BMR]

Yes raise issue on twitter

Finally received the voucher today. Thanks guys

 

[Manishg]

Finally received the voucher today. Thanks guys

After raising or before that

 

[Yashh]

When will axis liberty liberty debit card cashback comes? (After doing eligible transaction) Will I need it to redeem just like quarterly voucher or will it get credited into the account automatically?

 

[soccer]

When will axis liberty liberty debit card cashback comes? (After doing eligible transaction) Will I need it to redeem just like quarterly voucher or will it get credited into the account automatically?

Have to redeem manually- steps on first page.

Usually available after 15th of the month,

 

[Yashh]

Have to redeem manually- steps on first page.

Usually available after 15th of the month,

Thanks, I totally missed that upfront information.

 

[Yashh]

Have to redeem manually- steps on first page.

Usually available after 15th of the month,

As I have done a transaction last sunday, so will I receive my cashback for this after 15th? As I already know that my mcc is eligible for it, just curious to know the timings for it.

 

[soccer]

As I have done a transaction last sunday, so will I receive my cashback for this after 15th? As I already know that my mcc is eligible for it, just curious to know the timings for it.

Last Sunday as in August 3?

You'll get August's cashback around September 15th.

August 15th would be July's CB.

 

[BMR]

After raising or before that

Got it on its own, didn't raise any request.

 

[CopyNinja]

Finally received previous quarter spends 750 cashback

 

[Yashh]

Last Sunday as in August 3?

You'll get August's cashback around September 15th.

August 15th would be July's CB.

Ohh okay. Thanks

 

[Donald J. Trump]

Newbie here to LiberT Savings A/c. Opened today. Looking forward to Spend 25k on merchant spends, especially cc bills per month. So as a newbie to LiberT A/c please suggest me how to pay cc bills which will actually be considered merchant spends. How about Cred UPI?

Also my dad's office has a Phonepe Merchant QR...If in any month I fell short of 25k spends, would doing the remainder of trx to the merchant QR be considered valid ??

Also I am assuming that if I spend 25k each month then by the end of quarter I should get 750 voucher, right?

@SSV

 

[SSV]

Newbie here to LiberT Savings A/c. Opened today. Looking forward to Spend 25k on merchant spends, especially cc bills per month. So as a newbie to LiberT A/c please suggest me how to pay cc bills which will actually be considered merchant spends. How about Cred UPI?

Also my dad's office has a Phonepe Merchant QR...If in any month I fell short of 25k spends, would doing the remainder of trx to the merchant QR be considered valid ??

Also I am assuming that if I spend 25k each month then by the end of quarter I should get 750 voucher, right?

@SSV

All I did for the last 2 years or so, paid CC bills using CRED via UPI on the axis SBLBR account..that's it, received 750 voucher every quarter..
All the best

 

[Rohith-2009]

Newbie here to LiberT Savings A/c. Opened today. Looking forward to Spend 25k on merchant spends, especially cc bills per month. So as a newbie to LiberT A/c please suggest me how to pay cc bills which will actually be considered merchant spends. How about Cred UPI?

Also my dad's office has a Phonepe Merchant QR...If in any month I fell short of 25k spends, would doing the remainder of trx to the merchant QR be considered valid ??

Also I am assuming that if I spend 25k each month then by the end of quarter I should get 750 voucher, right?

@SSV

None of the Indians will help Donald Trump.

You can pay cc bills on cred for Quarterly voucher