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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
so far I haven't been charged or communicated anything for the e-debit card
physical debit card issuance is 250 which I had to deposit with 25k initial funding
First-time debit card issue charge is 590 along with initial funding. After that annual charge is 300 + GST. Pls, correct me if I am wrong.
 
finally opened the axis liberty account today online
fairly easy and quick process
vkyc guy was good and nice but he played a trick to get his agent id included for helping me so that he can get whatever bonus
account number and e-debit card etc got instantly
account got activated in about 3 hours
able to add in upi apps etc
only issue is that unable to login to axis mobile app
Yea they played same trick on me but i escalated to twitter team and did it without agent id.
 
finally opened the axis liberty account today online
fairly easy and quick process
vkyc guy was good and nice but he played a trick to get his agent id included for helping me so that he can get whatever bonus
account number and e-debit card etc got instantly
account got activated in about 3 hours
able to add in upi apps etc
only issue is that unable to login to axis mobile app
Yea they played same trick on me but i escalated to twitter team and did it without agent id.
+1
 
Last edited:
Does liberty card get dispatched automatically after an account upgrade? I didn't have one prior since I opted out during account opening.
 
my salary account got upgraded to liberty acct.

But am not able to access the eDebit card. It always shows some error and please try again.
How to get the edebit card? already holding a physical liberty debit card
 
Does liberty card get dispatched automatically after an account upgrade? I didn't have one prior since I opted out during account opening.
Anyone got their account upgraded? Can't activate UPI without a debit card but I don't want to request one if it's auto generated.
 
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