Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[VijayflyRaven]

For IndusInd select account, can we request for signature visa if already holding Mastercard world debit? I know it is free for exclusive. But anyone with select got both variants?

 

[pprakash11]

For IndusInd select account, can we request for signature visa if already holding Mastercard world debit? I know it is free for exclusive. But anyone with select got both variants?

Yes. There is no difference between select & exclusive, except 50K AMB & 1L AMB.
and 0% forex charges in exclusive and some more benefits in exclusive.

You can request for VISA signature Select using mobile app itself. It's free.

 

[mojo_jojo123]

Yes. There is no difference between select & exclusive, except 50K AMB & 1L AMB.
and 0% forex charges in exclusive and some more benefits in exclusive.

You can request for VISA signature Select using mobile app itself. It's free.

why you need VISA ? .. .mastercard is good when used in cheq and mobikwik

 

[pprakash11]

why you need VISA ? .. .mastercard is good when used in cheq and mobikwik

I already have 3 DCs 🤣

 

[VijayflyRaven]

why you need VISA ? .. .mastercard is good when used in cheq and mobikwik

I use Paytm for the payment guarantee and late fee protection. Only Visa works with Paytm as per reports.

I don’t want to use Cheq as they need cvv.

 

[VijayflyRaven]

I already have 3 DCs 🤣

Cool. Are you select or exclusive

 

[pprakash11]

Cool. Are you select or exclusive

I'm SELECT rn.

 

[TheMentalist]

why you need VISA ? .. .mastercard is good when used in cheq and mobikwik

Maybe for 3X RP limits

I already have 3 DCs 🤣

Each card will have its separate RP caps 🤔

 

[VISHESH_BANSAL]

Each card will have its separate RP caps 🤔

Yes Separate.
BMS BOGO Has limited Quota.
Sometimes VISA does not work for BOGO or RP at particular merchants like Cheq but MC work at same time and vice-versa.

 

[leonneel]

so you are telling Union bank of India Visa Signature debit card is also giving 1% effectively cashback on credit card payments ?

All ubi cards give. Even if paytm merchant show "paytmccbillpay" so yes on credit card bill pay as well. The problem with other ubi cards is the rp value per 100 spend 1 rp @25p value. Only signature card gives 4rp/100 spend =1ruprees. And no upper cap of getting rp

 

[leonneel]

so you are telling Union bank of India Visa Signature debit card is also giving 1% effectively cashback on credit card payments ?

These r all from credit card bill pay of my old ubi normal debit card.

 

[leonneel]

so you are telling Union bank of India Visa Signature debit card is also giving 1% effectively cashback on credit card payments ?

This is the signature card. Sadly I stopped getting rp as soon as I upgraded it. Customer care says due to some glitch and im not the only one facing such problem.

 

[leonneel]

Sure....👍

Btw u start getting rp 1 month later. They say 26 working days so incl sat,sun it one month. That 1 month takes the card to get registered in union rewardz program and its automatic. And u can spend in the mean time but u will only get rp for those trxn after 1 month.. And after 1 month it take 2-3 days to credit the rps from txn date.

 

[sam4]

Can we use new payzapp credit card bill payment option to pay hdfc cc via hdfc es platinum debit card and get 1% cb?

 

[Wealth is my birth right!]

Can we use new payzapp credit card bill payment option to pay hdfc cc via hdfc es platinum debit card and get 1% cb?

No it won’t give cb
Use MobiKwik instead of payzapp

 

[leonneel]

Does anyone know how to apply for indusind mastercard world exclusive debit card and what are the charges. My saving acct is indus online zero balance acct that came with indus platinum plus debit card with 500+gst.

 

[CardSeeker]

Does anyone know how to apply for indusind mastercard world exclusive debit card and what are the charges. My saving acct is indus online zero balance acct that came with indus platinum plus debit card with 500+gst.

charges are high

 

[pprakash11]

Does anyone know how to apply for indusind mastercard world exclusive debit card and what are the charges. My saving acct is indus online zero balance acct that came with indus platinum plus debit card with 500+gst.

You can't apply for Exclusive debit cards, for that you need to upgrade your account to Exclusive

 

[Wealth is my birth right!]

Does anyone know how to apply for indusind mastercard world exclusive debit card and what are the charges. My saving acct is indus online zero balance acct that came with indus platinum plus debit card with 500+gst.

Over cust care it’s possible but u need to be an exclusive account holder

 

[sidart]

I made a payment for Axis Magnus CC using HDFC Bill Pay Portal. How much time does it take for it to reflect in Axis?