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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Sample:

My Cust ID :
Mobile number :
Email ID :
Account last 4 digits :
I have an Axis Bank Liberty savings account. I am yet to receive Rs.750 gift voucher for the last quarter for 60K merchant spends. Send the voucher at the earliest.
Also, why I have to raise service request for the same? Shouldn't that be automatic? Not expected from a private bank.
 
Have you complained?
Please also guide me.
Axis Twitter team is already aware about this. If you ask them politely then , ask in next quarter for Voucher of Jan-Mar and April-June both in Same complaint.

Use following template.
I used this template each time to get 5% weekend cashback.

Registered Mobile Number-
xxxxxxxx

Shameless Idiots, I have not received Quartely Voucher of 750 for Spending 60k in Quarter Jan-March'23 via My Liberty Savings Account.

Shameless Idiots, Raise the service Request otherwise , Honourable RBI Banking Ombudsman will lit a fire 🔥 under your bottoms.


This is sufficient.
 
Axis Twitter team is already aware about this. If you ask them politely then , ask in next quarter for Voucher of Jan-Mar and April-June both in Same complaint.

Use following template.
I used this template each time to get 5% weekend cashback.

Registered Mobile Number-
xxxxxxxx

Shameless Idiots, I have not received Quartely Voucher of 750 for Spending 60k in Quarter Jan-March'23 via My Liberty Savings Account.

Shameless Idiots, Raise the service Request otherwise , Honourable RBI Banking Ombudsman will lit a fire 🔥 under your bottoms.


This is sufficient.
yar, its axis if you scold them, they will change terms and conditions*

i opened axis ac finally today, its may, does quaterly period fixed or depends on account opening ?
 
yar, its axis if you scold them, they will change terms and conditions*

i opened axis ac finally today, its may, does quaterly period fixed or depends on account opening ?
Politely unko smjh aata nhi.

Starting m politely ki thhi complaint.
Saale wrong departmemt m complaint raise kar dete thhe

Last two years se normal complaint kar raha hu.
Aaj tak Khuch change nhi hua.

Abb latest RBI ne Bamboo kiya hai Axis ko toh shaayad khuch change ho bhi jaaye

Isley phle hi frustration show kardo taaki ek hi complaint m kaam ho jaaye
 
Last edited:
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