Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[kishorvr]

Can anyone please also explain axis burgundy e-debit card benefits? I have never used this e-debit card for any transaction.

There are cashback on selected merchants. If there is annual fee, it will reverse on spending 1.5 l I think. That's what I read.

 

[SSV]

Edebit has selected merchants only. Call customer care. They did not give me cc payment through Cred. If they give it through Mobikwik, then it good.

No problem for me. Spent a way lot more time than required ob this. I will just wait and see

 

[iamabhisekagar]

Search in forum

1.
RBL Enterprise DC.

2.
RBl Signature DC.

3.
Indusind Select/Exclusive DC.

Thats all.

Indus Max Active: Open Primary Savings Account Online | IndusInd Bank

Make Indus max active your primary account & receive rewards for actively using it for all transactions. Check the benefits of the primary bank account on our website.

www.indusind.com

 

[SSV]

Official message about privilege card devaluation received just now

 

[Deleted member 2540]

Official message about privilege card devaluation received just now

Received for Myzone too

PDF link not working 🤣

 

[iamabhisekagar]

Whenever I think of getting Airtel CC Axis comes out with devaluation in some cc...reminding me ye cc bhi kabhi bhi devalue ho sakta h...🤣

 

[Tejo]

Update : to get E-debit card for 200cb + bms offer

1. Via netbanking or mobilebanking, block the card & give consent for replacement. (Block and replace option)

2. Call axis customer care and request to issue virtual E-debit card

@ashwink @4uziaul

 

[SSV]

Update : to get E-debit card for 200cb + bms offer

1. Via netbanking or mobilebanking, block the card & give consent for replacement. (Block and replace option)

2. Call axis customer care and request to issue virtual E-debit card

@ashwink @4uziaul

View attachment 24778

Thank you sooooo much master ji.. 👍👍

 

[SSV]

Update : to get E-debit card for 200cb + bms offer

1. Via netbanking or mobilebanking, block the card & give consent for replacement. (Block and replace option)

2. Call axis customer care and request to issue virtual E-debit card

@ashwink @4uziaul

View attachment 24778

In that specified path in the app, I could see only the real Liberty Dc only to block. not the virtual DC, is this supposed to be like that??

 

[Deleted member 13721]

Update : to get E-debit card for 200cb + bms offer

1. Via netbanking or mobilebanking, block the card & give consent for replacement. (Block and replace option)

2. Call axis customer care and request to issue virtual E-debit card

@ashwink @4uziaul

View attachment 24778

Are they charging ₹100 for blocking and replacement of the card?

 

[SSV]

Are they charging ₹100 for blocking and replacement of the card?

Yes of course. Please read clearly the instructions mentioned in the above post

 

[Deleted member 13721]

Yes of course. Please read clearly the instructions mentioned in the above post

View attachment 24780

I am reconfirming because this is Axis Bank. 🤣 And I haven't even found the option on the app to block and replace, so what do you expect from me after reading the instructions? 🤣

 

[Tejo]

Are they charging ₹100 for blocking and replacement of the card?

100 + gst.

Axis don't want be in losses for generating card no. For free.

 

[Tejo]

In that specified path in the app, I could see only the real Liberty Dc only to block. not the virtual DC, is this supposed to be like that??

Don't go with that link. Go to debit card manage section and select virtual card.

 

[SSV]

I am reconfirming because this is Axis Bank. 🤣 And I haven't even found the option on the app to block and replace, so what do you expect from me after reading the instructions? 🤣

Same here, I can't see an option to to block the virtual card.. it is always pointing back to blocking the real Liberty DC...
In net banking when I click on blocking of either the virtual and real DC, it is going back to blocking Real DC. like below:

 

[SSV]

Don't go with that link. Go to debit card manage section and select virtual card.

Have you done this?? If so, please share SS.

 

[Deleted member 13721]

Don't go with that link. Go to debit card manage section and select virtual card.

It's not working. Only option I am getting is to block Liberty Card.

 

[SSV]

It's not working. Only option I am getting is to block Liberty Card.

Hence, there is no meaning in having Rs100, replacement charges for virtual debit card.. as we can't even touch the virtual card for blocking...
May be we can block the virtual card, if it is paid VDC from the beginning.. not this freebie scrap

 

[kishorvr]

Official message about privilege card devaluation received just now

I too received this for my Priv card. I did not even know i had 3000 edge points for reaching 2.5 lakhs. Rest of the card offers were clear to me.

 

[SSV]

I too received this for my Priv card. I did not even know i had 3000 edge points for reaching 2.5 lakhs. Rest of the card offers were clear to me.

Actually many people don't even know this... the damage done to prev card is the least I think...