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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
If I purchase Amazon Gift Card from Grab Deals using my Liberty debit card today. Will I get 5% weekend cashback?
I might be discussed earlier. Sorry for re-asking.
 
Devaluation ka Amantran hai🤣🤣
If devaluation happen than all liberty account holders

yaha-parle-g-khana-pad-raha-hai-kali-chai-mai-dubokar-Sacred-Games-Memes.jpg
 
Axis is in the mood of devaluing 😂
🔔
Infact, Axis is giving more than 500 Cashback

when Axis gives Cashback manually they consider the cap of 500.

Their automatic system is not considering Cap of 500.

Next time will do a big Txn.

In july I did 10,001 Axis Credited exact 5% i.e, 500.05, hence Automatic system is not considering Capping of 500
 
Yr Flipkart eligible nahi hota kya Weekend cashback ke liye ? Har baar pata nahi kese chook jata hai weekend cashback.
I think ek thread about checking MCC through different ways should be created, like IDFC me check kar sakte as per @VISHESH_BANSAL in some of his answer I read. Ek thread me saare bank ke ways compile hojayenge toh bohot simple hojayega.
 
Yr Flipkart eligible nahi hota kya Weekend cashback ke liye ? Har baar pata nahi kese chook jata hai weekend cashback.
I think ek thread about checking MCC through different ways should be created, like IDFC me check kar sakte as per @VISHESH_BANSAL in some of his answer I read. Ek thread me saare bank ke ways compile hojayenge toh bohot simple hojayega.
Phir bhi nhi hoga.
Merchant can Change MCC anytime.

Kon itna dhyan rakhega aur update karta rahega.
 
Phir bhi nhi hoga.
Merchant can Change MCC anytime.

Kon itna dhyan rakhega aur update karta rahega.
Still it will be helpful I think. For example, I did a transaction at a merchant from HDFC now I want to know MCC because I have to do another transaction, and thinking to use Cashback card, Agar MCC pata chal Jaye toh atleast I can be sure ..
 
Still it will be helpful I think. For example, I did a transaction at a merchant from HDFC now I want to know MCC because I have to do another transaction, and thinking to use Cashback card, Agar MCC pata chal Jaye toh atleast I can be sure ..
Will be helpful for recent transactions**
 
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